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| I rent an old farmhouse and the roof of the extension started leaking. It is a flat roof and water came through the ceiling in two places and wrecked my sofa-bed. After talking with my landlord, I ... |
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| Some Texas Oil Companies are trying to lease my mineral rights. What happens if I choose not too participate? |
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| We want to relocate but need a certain amount of money to do so. The realtor fee would keep us from making the amount we need. Besides selling your house on your own can you nogotiate their fee. W... |
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| Why do so many people beleive they are home owners when they have a mortgage? as they do not own the house until the mortgage is paid off as it remains in the charge of the lender who can take it ... |
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clrc_grimes | I am a first time bayer, how do i find a house that want coast me a arm and a leg? |
I am look to buy a home, this will be my first time buying one. |
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sampson
 |
First talk to a mortgage lender. Go with a name company, like National City Mortgage, or Countrywide. After you are approved for a certain price contact a Real Estate agent. It would benefit you to have someone who is looking out for your best interest. |
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SCCRealEstateUNCENSORED.com
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How do you find a home that wont cost you an arm and a leg?? well.....it all starts with the financing of your home.
Get pre-approved for a loan and see how much you can afford and make sure the payments sit confortably with your lifestyle. Make sure you do a lot of homework when it comes to mortgage loans so you are not put into a loan that will ruin your life in the future.
Good luck |
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Cassie
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How exciting and very stressful! My husband and I just bought a house and we found it much easier this time around because we got our loan lined up first. Find a mortgage broker you are comfortable with (don't be afraid to shop around) then find a real estate agent that you like. When you know what you can afford the agent can make it a painless experience. They say that buying a house is one of the most stressful things a person can do so having your finances covered first can take the stress out of it and make it fun.
Best of luck |
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Diane
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First of all buy only what you need. Bigger isn't better; it's just more expensive and you may have to slave your life away to make payments. Whatever you are approved for stay well below your means. Just because you are approved for a certain amount doesn't mean you should buy at that price. As far as getting the best deal for your buck there are factors to consider. If you are willing to commute then it may be cheaper to get a place farther from where you work. But if you're like me where your time is worth more, then buy a place that's convienient but try to get a property that needs a little cosmetic work which will be less comparably with other properties in the area. Once your in the place you can take your time to paint and remodel. Time is your firend once you buy. But if your trying to get it all at once it's going to come at a price. Just remember to get only what you need according to your lifestyle and project how long it'll stay that way. If your needs change you can always sell or rent it and move to another property. |
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godged
 |
You definately need to talk to some mortgage lenders first. Go to local lenders with names you know, the internet is probably not the place to find a home loan. Talk to a few lenders, get a good faith estimate of closing costs, talk about pre-payment penalties, etc., etc..
I don't agree with I'm Da Mama, you can cost yourself a bundle by doing FSBO if you don't know what you are buying, your liabilities, what to ask the seller, what inspections to order, what to do if the inspections aren't good, how to negotiate. I regularly talk with people who have done FSBO or purchased FSBO, and about 1 out of 10 would do it again. |
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funny2man
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I would be more than happy to help you out. First off, I am from Nebraska and am very conservative when it comes to fees for completing a loan. (Why pay the bay prices, just to live there?!)
I am a direct lender and am able to broker out to about 100 different wholesale lenders so my options are practically limitless.
If you would like some help send me an email at: andrew@internetmortgagepro.com or simply fill out an application at www.internetmortgagepro.com this will be sent directly to my email and either I can help you or if it's a state i'm not licensed in I can get you connected to someone that I personally trust.
Thanks, and I look forward to working with you. |
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lonnie_m_d
 |
Congratulations!!!! You must be so excited to be looking at a home in the bay!!! For all my life I wished to be a bayer, but have never been able to swing it. May your bay be sweet, and your life even sweeter!!!
Huggs and Kisses,,,,
Lonnie |
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Bettina C
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You can find out a lot about what first time buyers face by going on http://www.naeba.com --- it's the website of the National Association of Exclusive Buyer Agent. These are real estate agents who only work for buyers, not for sellers. Since you are a complete novice, you might want to find an Exclusive Buyer Agent so that you don't get taken for a ride by a Listing Agent. |
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Johnny A
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When I have headaches...I take bayer... |
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I'm da Mama!
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I'll save you the stupid and long drawn out answers....
1) Go to your bank and get a pre-approval letter for a house loan.
2) Go to the internet and find a house you like in your price range. Don't forget to get an inspection!
3) Put in an offer and start negotiations. The sellers title, insurance and escrow company will take care off all the "scary paperwork"
It's really not hard at all and if you find someone that is selling For Sale By Owner and you don't use an agent, you can save around 6% --- 3% to sellers agent and 3% to buyers agent.
Congrats and good luck! |
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