 I'm renting my house out, and I think the girls renting it may be smokers. How can I make sure they don't..? |
smoke in the house?
It's on the lease that there's no smoking in the house, but with Febreeze and everything out now, how can I be sure they won't just smoke anyway and ... |
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 I purched a home about 5 months ago and now need to sale!? |
| Other homes forsale in the area have been on the market for 7 months or more and I don't have the time to wait for the house to sale or the money to pay for the mortgage and an appartment at the ... |
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 Renters guests tearing up the house? |
| renter says I cannot evict her because someone else did the damage. It is her boyfriends ex wife she is fighting with. The cops have been there 8 times in a month..she only has a month to month lease.... |
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 I'm a great real estate consultant. Why do people pick terrible realtors because they charge less? |
| With todays market, why would anyone want their property sale handled by someone who is not a professional?... |
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 I just made a mortgage payment on 4/29/08. Is that for April or May? |
| Basically I want to know if mortgage payments are made in arrears or paid ahead? And we also pay into our escrow account at that time, is that the same as the principal & interest in terms of ... |
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 What can an apartment landlord discriminate against when choosing tenants? |
| I own a small house with a couple of apartments in it. The lower apartment is vacant again-- It's only a tiny two-bedroom apartment and I've recently begun to advertise and seek out ... |
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 Are loud neighbors grounds for breaking an apartment lease? |
| I have neighbors who have band practice all throughout the night. If managment doesn't stop them do have a legal right to end my lease?... |
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 Hey I just moved into an apartment and Its extremely noisy Help? |
| Hello, I just moved into an apartment and did a lot of work and spent a lot of money painting and fixing little things around the apartment getting furniture and setting everything up. But so far ... |
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 My credit score is 563? |
| CAN I GET A MORTGAGE?... |
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 Im a single mom of 2 small children and there is a house for sale down the street for 40grand how do i get it? |
| i need a first time buyers loan, maybe a grant, but i dk how to go about it. Im all by myself out here and dont know where to start and dont have alot of money, but i got a decent job. I need a ... |
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| Can a landlord keep my deposit and expect me to pay more after i have moved out and cleaned the apt.>? |
| My landlord expects me to pay above the deposit i gave when i moved in. I cleaned for 5 hours and she says that the place wasn't clean. I had 5 other people helping me clean. the place is ... |
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 Is there a way to sell a home and acreage in Texas without paying a commission? |
I want to sell my home and acreage in South Texas without paying a 3%-6% commission. Is there a way to list it online?
I looked up for sale by owner, but I would still have to pay the ... |
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 Landlord evicted me.no notice.? |
| roomate said she paid my half, but didnt. lanlord told me i had to leave. i went to a friends for 1 day, came back & he had moved all my stuff to a storage. he made me pay him 300.00 to get it ... |
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 How is this legal? Any suggestions on getting this agent back? |
| I was the buyers agent on a single family home purchase. An agent in my office who knew my buyer, went to the buyer and had him cancel the purchase, then he rewrote it with the buyer's brother-... |
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lainey1961 | I am a single mother on income support. Can I get a mortgage? |
I am currently recovering from a long illness awaiting a divorce settlement. I have 2 children and i am on income support. I am hoping to get work once I am fully recovered, but I don't know how long that will be. I would like to buy a home for myself and the children as renting is quite difficult for me as we have several pets,Housing *** not very hopeful re shared ownership so looking toward raising cash via mortgage and buying. any ideas? |
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WeLoan.Us
 |
Also depends on your credit and down payment...If you have any money to put down you might be able to qualify for a no doc program , but that is only if you have a good credit score and a down payment..hope this helps. |
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Sir Basil Cheesewrench
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Don't wish to be the bearer of bad news love, but have you seen the f......ing price of houses these day's. Unless your income support/incapacity benefit is around 40 grand a year, can't see you, after all I'm presuming your a first time buyer, landing a mortgage |
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Nickynackynoo
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It's doubtful that you will be able to get a mortgage without be in full time employment. Your best bet is to try for a housing association house. Find a list of numbers in Yellow pages, there will be a waiting list but it's a positive step.
Good luck and sorry to hear you were unwell, I hope things go OK for you and your kids. |
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acermill
|
You will most probably not qualify for any mortgage based upon your levels of income at this time.
Once you return to work and have developed some sort of history relative to work income and debt responsibility, that situation will change.
While I fully understand your love for your pets, perhaps it's time to consider getting rid of them so that renting is easier? Or searching for a property which will accept your assorted pets? |
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laban_johnson
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unless you have a credit score in the 700's or 800's, without income it would be irresponsible for a lender to give you a loan.
Their decision is based principally on your ability to repay the loan. Your monthly housing budget should be no greater than 33% of your total monthly income (this includes job income, child support, any regular monthly income).
Sadly, so many people are paying more than half or even 75% of their income to housing, this includes doctors, lawyers, policemen and firemen and thinking that this is right. They are setting themselves up for foreclosure.
A house is a liability, a debt, not an asset until its paid off or producing positive cash flow. If you don't believe me I can refer you to a list of people I'm helping to get out of foreclosure...
You might want to apply for Section 8 housing assistance and rent for a little while longer until you're back on your feet.
Perhaps with a little more details I can give a better recommendation. Feel free to contact me privately.
Best of luck! |
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AMANDA C
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Nope - you need to be working for at least 6mths before someone will even consider you. How is renting hard?? if your on income support and have children then your rent should be getting paid practically in full by the council |
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warehouseoutsourcing
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the term "YOU GET WHAT YOU PAY FOR" comes to mind here...you generally can get approved on a motgage loan if YOU WORK at the same type of job for two years,have a decent establishhed credit history,job stability,can afford it based upon your debt to income ratio,or are a multi millionaire and take a loan out against your collateral....just having children and giving them no family structure deos not qualify you in this Country to become a home owner...but you may try Cuba...they are a communist country,but they may frown on the divorced unwed mother thing in a country like that...you may try Mexico,but you would probably have to settle for a shack of scrapwood and bandits or worse...or maybe you could work and save money and build a credit history,that would probably be most realistic...also you could find some stable "nice guy" that owns his own home,marry him and then divorce him and take his house and half of his assets..that sounds a little harsh,but in an imperfect world...... |
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amsterdam
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Sorry, love, can't say anything more hopeful than anyone else. Even solvent, childless couples who are both working have difficulty these days.
When the divorce is settled, will you get any money from the sale of a house ? If so, you could put that down as a deposit, and you might get a mortgage then. And the general view is that interest rates are going up again soon.
But don't despair. Although nothing you can do right now (except save if you can, even if only a very little) nothing is for ever. 30 years ago I was a single mother in council accommodation, but I worked and saved and eventually got out of that situation. As soon as you are well enough to do so, get the best job you can and then start looking at mortgages. Look after yourself as well as the children and good luck |
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alatoruk
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lets see. income support is supposed to provide you with a "subsistance" level on income, ie enough to live on, no more.
so WHERE exactly will the "available" income to pay the mortgage come from.....
afraid the lenders will look at it like that, assuming they dont fall over laughing first. sorry. |
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MR R SOLE
 |
It looks bleak for you, im afraid. Most mortgage lenders like the client to be working.
you could always give it a shot.
If you been a council tennant for a certain mount of time, apply for a right to buy scheme. |
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superstar
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Put yourself in the shoes of the bank manager, would you give a mortage to someone on income support!!!!! i think not! its a hard enough job getting one when your working! |
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Steven F
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here is what I would like to do. If you can get in touch with me maybe what we can do is help you get out of all this wrut as soon as possible. I would like to run some possibilities by you so that you don't go deeper into the whole than you already are. I would like to just offer you some hope in getting out of your current situation. Email me and we can discuss. |
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lix
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You surely don't expect taxpayer's money to fund a mortgage for you. Be realistic and wait until you are in a position to pay it back. Until then, you don't have a chance. There are many people on benefits, some with more children than you, who would love to own their homes. Why should you be treated differently? |
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