 PLEASE help me decide which house to live in!! Thank you!? |
Hello Everyone,
I am very confused as to which house I should live in. Months ago, I found a room for rent about 35-40 minutes awaynfrom my job and where I currently live. It is an ACTUAL ... |
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 Can I break my lease if my Landlord will not get rid of Bugs... Please read!? |
| I just moved in to a new and nice apartment in February. I am a very clean person and I have never had bugs in any house that I have ever lived in... I called them twice and went to the office twice! ... |
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| I am currently renting out my property. I have wooden polished floorboards. One of the boards has been cracked open and split due to the wheels of the tennant's chair continuously rolling over ... |
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| with new wife. He has 6 grown children with mom none with 2nd. Second wife is proven pathological liar and he went into the marriage with rose colored glasses on. His children could see that she ... |
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 Should we rent or sell our home when we buy a new bigger home.? |
| We have grown out of our home and need a bigger house. Someone suggested that we refinance our current home with a traditional loan (we would not need to purchase insurance b/c of the equity in our ... |
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 Can I breach my lease and get away with it? |
| I'm looking for a new apartment and noticed that the landlords really will rape you if you want to bring a cat. For example, I have to shell out about $600 just to let my cat live with me for 12... |
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| I broke my lease in March of this year in Arizona. My girlfriend lived with me for a little over a month. My landlord named both of us on the court documents. She was never on the lease, only I ... |
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 Should I sell my house without a realtor? |
| What do I need to do to sell my house by owner. I would like to cut out the middle man and save the money. I live in a small community and by word of mouth it has gotten out that we will be moving ... |
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| My landlord is a friend of mine, but he wants rent payments in cash, trying to hide the extra income I guess. That's not the issue here, the issue is that he doesn't want to accept a check ... |
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| need to prove to the home onwer in front what is her property and what is ... |
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| Suing previous home owners for bat problems? |
Can I sue a previous home owner that didn't tell me that had a bat problem?
This last summer/fall we noticed we had a bat problem. we paid someone $200 to come out and take care of ... |
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 Rented out a house to lady,the neighbour says the tenant uses the dryer too much and it is too n? |
| dryer is beside a party wall. neighbour says the vibrations are driving her crazy,says the dryer is used 16 hrs a week. she is super sensitive to noise,she is home all day ,no music or telly on.I ... |
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 I want to buy a house, but cannot afford the down payment? |
| my boyfriend said he will lend it to me on the condition we get married. It sounds good, and he seems to be a good man...but it seems a bit weird. Thoughts?... |
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Pedro M | I am going to re-finance my house with Countrywide.? |
It will be a loan fixed at 30 years. 6.125 I fill out an inquire last Monday and they allready aproved my loan. Nex thursday I am to sign . The Notary will come over muy place. Where is the risk. I think all this is too fast. (I have excelent credit, 780 score) Since I had a bad experience two years ago, I am very suspicious now |
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Elsa D
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Countrywide is a good company, there is no unreasonable risk. They would not loan to you if your qualifications were not good. |
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Runners Edge
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Just read the fine print. They're probably desperate to approve a good loan because they can't take any chances on bad ones any longer. Countrywide laid of what....12,000 people? |
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acermill
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Countrywide is a reputable and very large lender in the United States. Even though they are now in some financial difficulty due to the foreclosure fiasco, you need not worry about any repercussions from this. Should Countrywide face bankruptcy (doubtful), your loan would remain unchanged, other than perhaps having to make your payment to whomever takes over the firm in the event of a bankruptcy.
As long as you are comfortable with the amount of closing/loan fees, feel free to continue. The rate offered to you is attractive. I do not think you will do better. |
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coolmommy
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You should be just fine, I don't see the risk. It's a refi so if it falls through then no harm just start over. If you are worried about them servicing your loan then I would just remember that they'll probably sell the paper anyway, just like most lenders |
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Expert Realtor
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They approved you under a streamlined program...it's fast and easy b/c it is.
It's a great program and I highly recommend it, and it's only done with their most-credit worthy borrowers.
The only thing that I would recommend is that you DO NOT only use a notary that you schedule an appointment with an attorney...a notary is not legally permitted to explain any of the documents to you, he/she only witnesses the signature and gets the docs back to the lender. |
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Kristin
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Countrywide is a well known mortgage company. I prepare tax returns and I see a lot of people going with them. I don't see anything wrong. |
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mrdivots
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Make sure your read the note and understand all the terms BEFORE signing. Countrywide is a reputable company who wants you to understand the terms, so just make sure you know clearly and exactly what you are agreeing to. Ask to receive the loan terms document in advance. Don't see the documents for the first time at the same time you are being asked to sign them. Get them in advance and read them carefully.
If you are unclear on anything, ask. Don't get rushed by an arbitrary time schedule. |
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carmen m
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Read all papers, dont worry if they are in a hurry or not, who cares, it have to say same as your loan disclosure paper, because they say one and do another. check no prepayment penalty, no impounds, actually i have a loan with them, they charged me for escrow i paid like 7,000.00 and they do not wnt to return me the money, and i dont have impounds, i pay my insurance and txes. they are banks, trying to get you |
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Jeanne B
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Countrywide is a good company trying to survive the recent shakedown in the mortgage industry.
You have an excellent credit score, and 6.125 is close to the best rate these days without buying the rate down upfront.
It is not uncommon to have a notary close a refinance. The notary is just witnessing your signing of documents the lender prepared...when you refinance, the title work was already done at the time of purchase, so you don't need a title agent/attorney.
Just read through the mortgage documents carefully to make sure there are no hidden costs. If you can avoid a prepayment penalty, that would be good too! |
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Weimaraner Mom
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I don't see what the problem is. I have a mortgage thru Countrywide, I got a good fixed rate mortgage and haven't had any problems with them. Be happy they are moving quickly that means your new lower rate will take affect a lot quicker. Maybe because of all the problems with the foreclosures around the US they want to make sure you won't forclose by rushing ahead with the refi. |
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