 What is a landlord allowed to say about you when asked for a reference? |
We paid on time and we gave notice before we moved.
What else are they allowed to say though?... |
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 Is it always such a freakin' pain in the *** to buy a house? |
| I'm in the process of buying my first house, and I swear, every time I think it's done, they want something else! I was approved for the loan, then the underwriters wanted even more info (... |
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 Whats the hardest part of getting a Mortgage? |
| When shopping for a mortgage, what was the hardest part / worst part of YOUR loan process?... |
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 Anyone Know About A Website To Find Apartments? |
| Does anyone know of apartments around the MD area for low cost? Or a good website that is free and nice or does anyone know of any roommates.... |
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 How can you buy home owner's insurance without a house? |
| We are trying to buy our first home, and now before we even know if we will get financed, they want us to BUY home owner's insurance? How? Why? Wouldn't that be done once we buy the house? ... |
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 What do you think of this house? |
Im looking to buy and this one looks nice what do you think
http://212.50.188.105/cg... |
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 What does "normal wear and tear" actually mean? |
| I left my appartment in near perfect condition and better than how it was when I moved in, yet I am being charged cleaning fees after I moved out because I didn't hire a proffessional cleaner. A... |
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 Appartments..? |
Does anyone know a good site for finding appartments?
I don't want to find a huge appartment complex building.. just something like what would be in a newspaper.
smaller, privately ... |
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 When is the best time to sell a home ? |
| I have a renter that is moving out in Dec.I could talk them into staying till April if I lower the rent a little bit. My house is in Atlanta. I have 40-50,000 in equity in the house and the house has ... |
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 Should i countine to pay my mom rent? |
| My mom as just inform me that i have thirty days to get out of her house, and i was wondering since she gave me a thirty day notice do i still have to give her half my paycheck like i have been ... |
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 My lease ens in April, so I asked my landlord today if I had to renew it.She said : No, its month to month.? |
| She said the rent is going to stay the same. But I am a little confused. I never received a lease renewal letter.Shouldnt I get at least some kind of papers with the new terms of this new agreement? C... |
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| How do I get someone off of a deed to the house? I pay the mortgage but the deed has both our names. ? |
Dumb move I know
Additional Details
I'm the only one on the mortgage. My income is the strongest so I'm the only one responsible for that. The only thing their name is on is ... |
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 What does an acre of land sell for in your area? |
Additional Details
Please tell me where said acre is located.... |
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 Can rent on a lease be increased during the lease? |
| I have a 2 year lease with 9 months left on the lease. The landlord has sent me a letter stating my rent will be increased. There are no provisions in the lease (I have read it carefully) which give ... |
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 Renting a house from private owner - what if they pass away? |
I apologize for how rude and brash the question is, but there's really no other way to ask.
My boyfriend and I are looking into possibly renting a home from a older man (in his 70'... |
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 What do think they mean by this? |
'has an open plan kitchen/lounge diner, bay window to dining area'
... |
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hornergina67 | I am interested in buying a new home, what can i do?????Please help!!!? |
I just dont have the credit for it, and neither does my hubby. He has been previously married and that srewed up his credit. We make more than enough to pay for a home loan, but cannot get one. We have tried to get big loans, but i dont know what else to do. Please help me with any information . It is much appreciated. |
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Joanie Pony
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The best way is to live as modestly as possible . and save every penny you can until you qualify for a loan on a modest home. You play workup until you have the home of your dreams. there are advantages to renting Even though me and my husband had enough for a down payment when we married, we prefered renting, not having lawns to mow and repairs on the home we bought a home after 2 kids and throughout the years own our home free and clear. |
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Sara
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Try to qualify for an FHA loan. They have more lenient guidelines than conventional loans. Also try to find special programs that you may qualify for. For example in California if you work for the government you can qualify for mortgage programs through your benefits. Niche programs could really help you out but it depends on the area you live in. Find a good financial advisor! |
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Doctor Deth
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work on cleaning up the credit - pay off balances and pay on time, and keep saving money for down payment and closing costs - eventually his score will improve |
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Jeff
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How much cash do you have in the bank?
It's hard to find lenders who'll do no-down-payment mortgages, but with 20% down, you can get the realtor's attention.
See if you meet all 4 of these goals:
1) No other debts (no credit cards, car notes, or student loans)
2) 20% down (cash in the bank)
3) 6 months expenses in an emergency fund (more cash in the bank)
4) Find an affordable house (2 years salary. Maybe 2 1/6 if rates continue to stay low.) |
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notyou311
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Ask a buyer's real estate agent to work with you. |
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Big Deal Maker
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Sara is mostly correct in the FHA loan.
What ever you decided to do my only advice would be to be sure you hire a real estate attorney to look over any loan papers or realestate contract to purchase before you sign a thing. It is well worth the few hundred bucks for there service. |
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Swanky
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go to a lender and get preapproved for a loan. once they do some leg work they should be able to tell you how to build your credit to where you want to be. sometimes it helps to have 1 credit card. put a few things on it and pay it off every month. |
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Melanie K
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All you can do is get your credit score and find a target credit score that you need to buy a home... generally somewhere in the low to mid 600s (at the least) then work on your credit situation until your score is near or above those numbers.
There is no other way, nor quick way to do that. If you have no credit, you should start building a credit history for yourself so that you can help. |
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Hankbailey
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If this is for a PR (primary residence) you might have a small chance. How bad is the credit? If it is under 660 on a PR you might pull it off, but why have you applied for big loans, as you put it? You might look for a lease/purchase situation or ask if a potential buyer will accept an owner financed deal. |
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