 Can a 14 year old buy a house? |
Can a 14 year old purchase a house. Like, it officialy be in their name and everything ?
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the first answer confused me a little, like if iwanted to purchase a house ... |
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 If your lease runs out soon & you wanna move - can you sign a new one before the old one expires? |
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If you wish to move out of one place & into another can you sign a new lease on a new property before the lease on the previous property expires? (Notice has been ... |
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 Do you think writing a letter to the owners helps you get the house? |
| My fiance and I are looking for our first home to buy. We live in Edmonton, AB, Canada. Yea basically houses that are not worth crap are going for ridiculous prices! We have been told by people that ... |
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 I gave a 60 day notice to vacate my apartment in writing. Now the landlord is saying I never gave notice? |
| Landlord is suing saying I never gave notice, How can I win this case? However the leasing agent spoke to me by telephone and offered me new accommodations to encourage me to ... |
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 Will I be able to purchase another condo next year with 2 recent 30-day lates on my credit report? |
*I have 2 loans for my mortgage from the same lender so that is why it's two late payments.
The late payment was a total screw-up on my part. I totally had the money in my account. <... |
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 Need an apartment the will not check my credit score? |
| im looking for a website that has a list of apartment that dont have credit check or at least check ur credit score. in california ... |
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 Moving from an ARM to a fixed rate loan. Seeking advice on the best process.? |
| I have been in my home for 3 years and I need to try and refinance my main mortgage (I have a 2nd as well). October 1, 2007, my ARM rate jumps from 5% to 7%. I have refinanced my last home, so I ... |
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 Problem with my landlord!!!? |
| I have lived in my apartments for 6 months. My house was broken into in Octber they came out and fixed my door that same day. Now 4 months late my house has been broken into again. This time my door ... |
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 How can we sell the house very quickly??? |
| Our house has been on the market for a month now, which is not long, but as we are moving to Japan at the beggining of January, I am starting to panick...so, how can I make my house more "... |
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 Need to break my 1 year lease immediatley. I really really need help? |
| Lease was effective July 1, 2007. Me and my fiance need out of there immediatley due to us getting sick from the foul odor of the place and the hell on earth neighbor upstairs. I'm going to my ... |
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 Is there law that states I do not have to allow my landlord to show my apartment? |
| My landlord and I got along great I moved in 6 months ago( lease for 6 months) he allowed my to pay extra rent to pay the security deposit as well and I did. I have been very gracious in letting him ... |
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 What do i need in order to get a mortgage? |
| i'm thinking about getting a mortgage next year, but interested to find out how much money i need in order to be eligable for a mortgage, if anyone can help me with this i'd be most ... |
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 My house went to foreclosure and then to sale. I have now been contacted by the bank that purchased the house? |
| The bank that purchased the house has sent me a letter saying I have to vacate the property in 6 days. Is there anything I can do to get more time to vacate or save the house or is it to late for ... |
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 I bonced my rent check, what will happen? |
| My February rent check bounced. So my question is, will the rental agency deduct it from my security deposit, or will they come after me for the money? I have lived in this apartment for a year and a ... |
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 Buying a forclosed home? |
| What are the drawbacks?... |
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 Trying to buy house. listed price 99900 offered 97000 w/seller paying closing w/cap of 2500 what do you think? |
House has been on the market since last november but their realtor is trying to tell us they arent in a hurry to sell...although they already have their eye on a new house.
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 Can i refinance my ballon loan into a fixed loan? |
| my 1st loan 280,000 is a fixed rate 6.65. my second loan 74,000 (15 years fixed with balooon payment of 54,000 at the end). can i just refinance the second loan. or combine the two into one loan. ... |
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| Realtor question.? |
| When selling a home, and one has to go down on price because of the market value....do you pay the realtor their percentage of the price you sold it at? Or do you have to pay the price you put down ... |
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 When is contract invalid? |
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I am renting a property and the landlord advertised and agree that the property would have a backyard. Now he says he is not sure what the final outcome will be. A... |
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dreamcatcher8993 | I am mortgage shopping and its overwhelming. Any advice on? |
who has the best deal?
-Have 10% down
-Credit score 639
-no debt |
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Kevin B
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This is a great question.
Mortgage brokers all over the country have access to mostly the same programs as everyone else. Rate is the worst thing you can shop for when getting a mortgage.
First, since they all have the same bag of goodies, stay local. I highly suggest you find someone you can meet in person and shake their hand. Meet their staff and become familiar with the office. You will be able to judge how well you can trust this person with your biggest asset.
Let them know that you know all about the loan process and what to look for. This will urge them to give you the best deal. Read up on mortgages before you jump in. This is a great blog to learn everything about the mortgage process and the people involved: http://www.explaintome.blogspot.com
Get and study their Good Faith Estimate. Know that brokers will get paid either by fees or in the rate. When given the choice, fees don't sound bad after all!
Bottom line: The scenario you gave is a joke to mortgage brokers. I've worked with 100's of lenders and I don't know any that would deny that loan unless I'm not getting the whole story.
The mortgage broker that will give you the best rate is the one that is motivated to. Let your broker know these three things:
1) You know how the mortgage process works and how they get paid. Therefore you won't be taken advantage of.
2) You realize that brokers don't work for free and you will not be unreasonable. You'll work with him to negotiate the best deal for you and him.
3) You'll do anything you can to help the broker close your loan as soon as possible. (here's an idea for bonus points. show up at the broker's office unannounced with your W2's, most recent paystubs and bank statements, and your tax returns if you're self employed. Bring in a copy of your drivers license. Don't just bring the license, make a copy first. He'll know you've done this before and you really know what you're doing.)
Do these three things and you'll impress the pants off the guy. If he knows you mean business and you'll work with him to close it quick, he can get by charging you less than average. |
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Mandy A
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I have a wonderful lender I could refer to you. I'm a realtor here in the South Bay and I recommend this guy to my closest friends.
email me at mandyakridge@hotmail.com |
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G S
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Hi there,
Yes, shopping for a mortgage can be overwhelming but working with the right mortgage professional can make the world of difference. Here are some tips is choosing the right mortgage professional:
1.) Make sure you're working with a person who is knowledgeable, experienced, sincere and has your best interest in mind.
2.) The mortgage professional takes the time to educate you and has a game plan to help you pay off your mortgage and meet your retirement goals.
3.) It is NOT a good idea to work with someone who will just throw numbers at you over the phone or even an email for that matter. You want to work with someone who provides a thorough analysis giving you several scenarios for comparison. This should be in writing in a form of a spread sheet.
4.) Work with a trusted person who can help you improve your credit
I am a mortgage consultant and can help guide you in conquering your financial goals. I understand the loan business to be a fiercely competitive market. But I also believe that there is more to home financing than simply securing the lowest interest rate. That's why I ask a lot of questions and take the time to listen to your answers concerning your overall financial picture. I want to offer you the best option to achieve your financial goals, whether it's buying your first home, consolidating debt, or preparing for retirement.
Email me at: info@adpsac.com
-Gerry |
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jcorreahq
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I can help you out, I am a mortgage broker who works with over 100 lenders and I service all 50 states, please contact me asap Jcorreahq@yahoo.com I will find the best lender to suit your needs! |
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VATreasures
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You might try going with a mortgage broker. Your real estate agent should be able to reccomend someone. You will not get the absolute best deal, but you should get a decent deal that matches your needs. |
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Reaper King
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contact me |
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jgmeier93592001
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There is not enough to recommend one program, however if your a first time home buyer, you might want to look into a State Bond Program. Normally, they have better interest rates than your traditional FNMA rates. Second is if your only looking to live at that location for a short amount of time, then I would suggest that you look into a I/O ARM program. You will be looking at obtaining a 80/10/10 loan to avoid PMI, however don't discount PMI just yet. Have the loan officer give you a break down on a 80/10/10 program versus a straight 90%. Hope this helps, contact me directly if you have any questions. |
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jeanenebcd
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http://www.allbusiness.com/articles/Loans/3397-3891-3895.html
for the best advise.....be carefull there are very persuasive persons out there that just want the comissions from your loan and don't care about if they get you the right loan - shop them all against each other! |
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James H
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All the info here. |
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John Luke
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Get a partner in life, like a husband, this will up your buying potential. I recommend http://www.e-loan.com/ for the loans. |
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ALVIN O
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I would suggest. If u are taking out mortgage in the uk, go for a fixed deal, the indications are that the next move for interest rates is up!!!! |
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LiLiLA
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Anyone can get the deal done.
Make sure you trust whomever you're working with because the biggest variance is in the fees.
I have long relationships in the business and get 40% discount on my third party fees.
Shoot me an email and I'll give you honest advice :) Lisa, lgewelke@hotmail.com |
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