 Home equity loan? |
| My fiancee and i just seetled on a new house. We have a lot of debt and i was wondering how long i should wait befor taking out a home equity loan to pay off the debt and get a better, more ... |
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 Heater has broken for almost a month in MD apartment what can make the landlord do? |
| My boyfriend lives in apartment complex in Maryland. The heater/furnace broke 3 1/2 weeks ago. He has notified them of this several times and have received no response at all. No date of when it will ... |
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 We are attempting to buy a new home, is recommended to make down payment or none? |
| Has been suggested to make 5-20% down, but want to save the money so we can landscape the yard and the extra essentials possibly needed with a new home.... |
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 Husbands' name is solely on mortgage but mine is also on deed. can he force me and kids out of house to sell |
| I have offered to pay the mortgage under his name until i find a job with enough income to transfer over to my name. He wants out of the mortgage to get a house with his "girlfriend". ... |
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 I am buying my first house; should I get a buyer's agent? What do they do other than getting a commission? |
| I have contacted one buyer agent and she is pushing me so much to buy something quickly. I am not sure why I should look for additional nuisance here.... |
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 How do I go about selling my Dads home myself? |
| My sister and I will have to sell my dads house because he has passed away and my mom is in a nursing home now. We don't have much time because we will have to use the money from the house to ... |
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 How do you live comfortably on your own when things are so expensive? |
| Especially if your young and just finished high school or college. I'm 19 and I'm worried about when I'll be out on my own (even though it won't be for a long while). I mean even ... |
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 Sharing a 2 Bedroom apartment with 3 people. What is fair rent ? |
| I will be moving into a 2 bedroom apartment with my best friend and her boyfriend, They will have one bedroom I will have the other. We have all agreed to work out something with the rent, I dont ... |
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 Eviction question (gettin evicted soon)? |
| What happens if I get evicted before my lease is up? Do I still have to pay the months that I will not be there. I am threatened with getting evicted if I don't pay my late fees and rent by Jan. ... |
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 Is it fair for my landlord to increase my rent by 25 dollars since "the cost of living is going up"? |
| I plan on moving out now to something more affordable for me because nowadays, $25.00 is a lot!!... |
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 Who is the best company to get a home loan through with bad credit? |
| I have pretty bad credit and I need a home loan, but I don't want to get screwed.. does anyone know who I should go with?... |
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 A new house for me and my husband? |
| I'm Elisha,I'm 19 years old,I live in New Jersey(the roads are shut down and flooded!not mine),and im married.I think I should have my own apartment,my mom doesn't!!!!:@!What do you ... |
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 How much rent should my roommate's boyfriend pay? |
| I live in a 3 bedroom apt with 2 other girls. One of the bedroom is a master bedroom - larger in size and has a bathroom inside the room. This room also comes with its own parking space. The other ... |
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 What should i charge my parents if i'm their real estate agent? |
| i'm a new agent and will be listing one of my parents house soon. But i dont want to get rich off of them. I'm just trying to help them. What percentage should i charge. they say to ... |
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 Can my landlord do this? |
| I know a couple who rent thisgoodsize trailer bit bigger then a trasvel trailer but not a mobile home and the county has disconnected the electric now for over a year and they still don't have ... |
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 Can a landlord force you to give him a copy of your car key? |
| My landlord wants a copy of my car key. His reasoning is that they want to be able to move it if it snows and they want to plow the driveway. It will be about $30-50 for me to make the copy because ... |
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 Any REAL ESTATE EXPERTS here ? ... Should i take out a mortgage or pay all-cash for a condo unit.?? |
| i am planning on purchasing a condo unit. i can afford to pay for it in all-cash. is there any reason to mortgage a property if one can pay for it in cash.? wouldn't one come ahead paying all ... |
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kyle b | I am moving out for my first time in september i will be oing to college for my first time. Advise Please!!!!! |
i am going to be living and going to college on my own for the very first time. im moving to austin and need lots of advice on what i need to know and how to not go completely broke. i appreciate everyone for taking the time to help me. |
 |
 
redunicorn
 |
Be very careful who you room with. Pick someone stable both economically and emotionally.
The dorms at least solve the cooking problems. You would be surprised at how much time goes into shopping and preparing food.
Budget your money. The food on campus may not be great but it is a stable expense. You will not have highs and lows.
Decide how much you can spend on entertainment. Keep it as low as possible. Usually there are cheaper movies and stuff on campus to do--you don't need to go elsewhere.
You need to spend time EVERY DAY for study. A minimum of 15 minutes PER CLASS no matter what. Cramming is stupid and doesn't work.
Cell phones are another big expense. Get the cheapest plan possible and stick with it. You don't need to do all that texting, ect.
Sit down and see what the expenses are likely to be. Talk to the school guidance counselor and your parents.
Tuition
Books
Clothing
Food
Laundry
Entertainment
Phone
Room
Travel Expenses
Lab Fees
Misc.
Good luck. Would you believe I paid for my first year of college with the $1800 I had saved up for babysitting. That was back in 1970 when babysitting paid 50 cents an hour. |
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SC
 |
If you are going to college in September, you should fill out the FAFSA (free application for Federal Student Aid) after January 1, 2008. Fill out the form for 2008/09 You may be eligible for gift aid and will be eligible for Stafford Student Loans. The site is www(dot)fafsa(dot)ed(dot)gov. Other sites will charge you for what should be free. Also, make sure you apply to your college early and have your high school transcripts sent to the college. See an advisor or counselor at the college also. They will be the best guide for your future at school. Good Luck! |
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jessica_tackes
 |
I just went through this... the best way to not spend all of your money is to just try to have fun with what there is to do ON campus. You can avoid lots of nights out by just getting INVOLVED on campus and staying busy. That is good advice for almost everything.. saving money.. making good long lasting friendships...not missing home...and getting the contacts you will need to help you along your way.. and just being out and about will also help to keep you informed on what is going on around campus. BEST OF LUCK! |
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T C
|
let's start very basic, your income has to be more than your expenses, or, you are going to go broke. Try listing all your known expenses, mark envelopes for each and place the payment amount in each one, when they are due, extract the money, pay the bill, and put the money in for the next billing date. Try to have one for frivolous spending (so you won't feel so stressed). |
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Sarah P
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Okay, well make sure that you bring toiletries of your own! My sis made the mistake of trying to share with her room mate and it didn't go over too well. Also, remember that college is a time for balancing social life with studies and work. Get a job, but make sure that it doens't interfere with your studies. And when your at the store, ask yourself, do I really need this? We have come to depend on our parents to get us stuff, but if we blow all our money on dumb stuff like ten sweaters and everything like that, how are we gonna buy stuff we need, like food? This seems dramatic, but you really need to think about stuff like that. That's how it goes. My mom always told me that for every hour in class, you need two hours to study and do homework for that class, but you can mold that idea into your own if you like. I really hope this helps and I wish you luck!! :D |
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?
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if you get a room mate advance pay only. |
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te144
 |
I did that in 1949, but I had a job waiting for me. All I can do Is wish you luck. If you're strapped for cash, don't let a frat rush you as that will involve expenses you can avoid. It's nice to get that pin but its better to assure getting that sheepskin. There are nice old houses all around the campus --rent a room -- if you don't want to put up with all the crap of a dorm. LUCK! |
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loving boy
|
Nothing worried live happy behave positive and most important thing be confident don't loose your confident |
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bada_bing2k4
|
Well...you can always get a job on campus, they usually have many positions open, even work study jobs where you can basically just read most of the time you're there like at the libraries...but apply as early as you can because the good ones go quick and you'll get stuck in a cafeteria or something.
Also, try to be as open and extroverted as possible, make as many friends as possible, and keep your attitude positive. It will attract more people and you will make many more friends versus being introverted and cynical.
Another good tip for saving money is to buy your books early, online. You can get most of them for less than half of what they sell them for at the bookstore, some used ones even less! Check Half.com. |
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r c
 |
if you are living on campus , the staff will teach you
if you are living off campus find a great set of roommates
that also go to school |
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JBenn
|
You have to make a budget within a week of being there and follow it strictly. Do allow yourself a little bit of extra spending money, but leave that as a separate account, such as "miscellaneous" or "treating myself" accounts. Also, you will need quite a lot of money for deposits, electricity deposit, cable deposit, apartment deposit, first mont's rent...all of these things unless you are moving into a dorm. Always budget money for emergency--about 10% of your income a month works out quite nicely. Make sure that you are shopping wisely, comparing prices, namebrand shopping, and the like, at least until you get the hang of your expenses.
Good luck, it's always a fantastic experience to move out for the first time. You are going to hit bumps in the road, but just remember to learn from those so that you can make sure to miss them next time around. It's good that you are taking the time to research what needs to be done you should do just fine starting out. |
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harystwn
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please act your role as college student and you must firm and so sure that you can be independent girl, doing everyting in your style, your way and by your self...good luck gal... |
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