 How can I legally terminate a lease? |
I really don't have any problems at my current apartment, but I would like to move from off-campus housing onto on-campus housing at my university.
Serious answers only, and please ... |
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 Is the process of eviction still the same if there is only a verbal agreement? |
| I need to know if the eviction process is still the same if there is no written agreement instead only a verbal agreement and the tenant refuses to move out. If not what should be done about getting ... |
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 Can someone help me understand a interest only mortgage loan? I think im getting screwed over!? |
| so, we build our house last year, my husband is in construction and his dad is a contractor. I just recently found out his dad took out a second mortgage on his house to be able to build our house. T... |
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 Is buying a foreclosed property a bad idea? |
Assume that:
1. You can inspect the property
-or-
2. You cannot inspect the ... |
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 We made an offer on a home but is it too low? |
| We recently got a offer on our current house and we placed a offer on another how we wanted. The house is 2200 sq feet 4 bd/3 bath for 169000. . The seller has been trying to sell is since Jan 08. So ... |
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 Can my landlord sell the house I'm renting? |
| I'm 6 months into a year lease on a house in Florida. Ever since we signed the lease, our landlord has given us a hard time about every little thing. She now wants to put the house on the market.... |
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 Do you have to use the mortgage insurance the lender provides? |
They want to charge $450/month on top of the house payment.
Additional Details
We're borrowing $155,000 and they want to tack $458 to the monthly payment, making the payment $1778/... |
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 Help! I have a rent control apt. in Hollywood for $580 a month. My landlady harasses me because she wants me? |
| to move so she can raise the rent. She has already run off almost everyone who was here when I moved in 4 yrs ago. I always win so far cuz I don't do anything wrong. I have to decide by ... |
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 Should I sell or rent my townhome? |
| I have just recently married. Both my husband and I have townhomes. His is larger than mine so I will be moving in with him. We are currently trying to decide if I should rent or sell my townhome. ... |
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 What do I need when I move out? |
| Im moving out of my parent house and with two roomates (i.e. my b/f and his best mate) and Im drawing up a list of the things that we may need when we move out, but my mind has gone totally blank...... |
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 My husband and i put or house up for sell but its not selling? |
does anyone know what and how you go about the bank buying it back
Additional Details
does this ruin your ... |
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 We are going to buy a house soon and want out of our apartment lease. 2 months left.? |
| We moved in our apartment mid-March. We like it but hate it. I've been looking for houses for almost a year now, just so we would have something after we move out. Well, we found this AMAZING ... |
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 Interest only Loans Good Idea or no? |
| I have an 80/20 ARM that will adjust in July of 08. I am currently looking at refinancing my loan. I bought my home in a small town that is growing fast and building way bigger homes. I have owned ... |
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 Is this illegal for landlords to do or perfectly ok? |
| So I've been hunting for a somewhere (non apartment) to rent since March and so far have been unsuccessful for various reasons. Yesterday was a first for me though. So a 3 bedroom house was for ... |
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 What kind of things should we do to get a good appraisal on our home ? |
we are refinancing our home mortgage and we have to have a new appraisal done since our old one is a year old. what things will the appraisal be looking for when they come.
Additional Details
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 Is it true that once a home for sale is listed and has an MLS number..that a buyer cannot offer to pay more ? |
| the house is listed for a price...but i am willing to pay more than the listed price because i want it so much..is it legal to offer the seller more or must i stick with the listed price?... |
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 Landlord tenant rights? |
| my super-intendant lives across the hall from me and one day she comes over and knocks at my door and claimed that it smelled like pot, She also mentioned that she did not mind she just ask that we ... |
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 If I make $30,000(CDN)/year....? |
In order to be approved for a mortgage, what is the most I could afford?
Additional Details
I have no debt and I have no bills under my name and never have before. I have a driver'... |
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jackie | I am moving out for the first time in 3 weeks time, im nervious as im frightened ill go into debt |
i feel i can afford to move out but im worried i wont afford bills n stuff. my friend is moving in with me. any hints or tips to stop me worrying on how to manage my money and bills better??answers would be appreciated. thanks |
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Landlord
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No credit cards. If you can't afford to pay cash you do not need it.
I had very little when I first moved out, a mattress (no bed frame) a couch and a tv, which was on the floor.
I survived and own a nice amount of real estate now and have never had any debts other then my mortgages. You can do it too. |
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xLoubieLoux
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Pay all your bills by direct debit and make sure you have the money in for them
Dont buy things if you cant afford them
budget all you can
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PC
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Best thing i ever did was open up a basic, separate account with my mate in both names. This account paid for anything shared like Sky, BT, lecky, water, Gas, council tax the lot. We paid a set amount in each month (enough to cover all bills) from our personal current accounts and just set up direct debits for all bills (most companies charge for not paying by DD). We ended up in credit and went for a long weekend to Amsterdam!
Try to get all payments to come out at a certain time per month. This way you know where you are. DONT get a credit card. It will cripple you eventually.
Them pre pay cards aint bad but they can be a pain in the backside. Imagine all sat round comfy watchin a good film on a cold November night and the lecky goes cos your mate forgot! They are a pain and rich people will look down on you!
Good luck. It's ace the first time but there is No place like home!! |
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Mae
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Most people's mistake why they go into debt is the live above there means, if you make $200 a wk and have a $1200 a mth aprt u will have debt, just go over your finances reg and don't spend more then you make, simple common sense will help u make these decisions |
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WelshLad
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Direct debit your bills
I have pre-payment meters for my gas and electric. |
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The One
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Sit down together and write down the total income you both have and i assume the bills will be going 50/50.set up monthly direct debits for all your bills,you cant go wrong if you are care full and sensible but try and save some money for you both to enjoy yourself good lick |
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Mr Bad Boy
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Yes, set as much as you can up on monthly installments instead of a big bill every three months. Most companies will issue you a payment card and also let you do this by direct debit. |
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alta
 |
Hi
Its an exciting time, but also a bit daunting I expect. Once in the property, you should sit down with your flat mate, and sort out the bills you will need, usually they are:-
Council tax
Gas
Electric
Water
Set up direct debits with these people and have the money come out of both accounts half each..say council tax is £100 per mth then set it up £50 each. The Gas and Electric will be harder to judge, but go for £25 for gas and £25 Electric so thats 12.50 each. If these are set up to be paid a couple of days after you get paid, then you have not got to worry so much. As long as you dont ignore the bills, you should be ok, you can always talk to customer services at these places they are usually helpful.
Good luck. |
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Shane
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A really good rule of thumb is to make sure your percentage of the rent is a third of you monthly income. Example… if your total rent is $1000.00 per month and you split the rent 50/50, you monthly income AFTER TAXES should be $1500.00. This will leave you $1000.00 for the month to pay for food, hydro, phone, clothes, entertainment, and whatever comes down the line. $250.00 per week should be enough to carry you through to next month. As for your personal spending habits… pay for everything in cash! And if you don’t have enough money for the item you want, save save save then buy!
BTW. Moving in with friends is not always the best idea. Sometimes it causes more or a rift between friends than camaraderie. Good luck!
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