 Do you think 21 is too young for a single woman to buy a house? |
of course, she IS earning enough to borrow the money and make the repayments
Additional Details
boyfriend thinks she will not be able to cope with the committment and the bills ... |
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 How can i protect myself from apartment staff who hate me ? |
Okay here is what’s going on,
I move into an apartment that I thought was great until I live in it and everything started breaking. I call to have the stuff fixed but they never fixed the ... |
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 Is this legal in a lease?? |
| I just signed a lease for a years apartment. Well as I was reading the lease when I get home (my copy of the the real one that is) I noticed that there is a clause I didn't see before in the ... |
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 Is it normal to cook for my boyfriend every night if we live together? |
| We live together, he takes care of my 3 homes maintance & grass, and I cook just about every night, and sometimes even for his friends-but heck when I cook for his friends, he has to clean the ... |
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 Should people be allowed to own two or three homes? |
| Just because people have money, deaos this make it right for them to own two or more homes, when there are lots of young couples desperatly seeking a home, but have been frozen out of the market,... |
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 New Home Loan Denied by Builder's lender- Give up or keep trying? |
| I put a contract on a townhouse/condo in April with an earnest deposit of 5K. I did not have a credit score, I make good money and have been employed for a long time, My parents are putting down a ... |
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 Can you believe they want this house destroyed? |
http://einhod.blogspot.c
its the fifth story down, i know he built it illegally but its so beautiful
it'... |
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 Anyone worried that they will never be able to afford their own home? |
| House prices seem to be rising way above inflation every month. Is anyone else scarred that they may never be able to afford their own home?... |
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 Buying your home outright? |
| Having enough money to buy a house without mortgage...is it better to do just so?..or would it still be better getting a loan?... |
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 How much does a lot cost? |
| A lot that is 200'x200'x200'x200'... |
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 Is it okay to go through life without friends? |
| I am not good at making friends or keeping friends. I call myself the loner. I really don't think I need friends. Is that okay?... |
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 My boyfriend is thinking about taking out a mortgage......? |
| I am personally in the middle of a bankruptcy, so I know I would not be able to get on the mortgage. However, I am going to help pay for it because we know we will be spending our lives together. Is ... |
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 When searching for flats, what does PCM next the the price mean? ex. £5,416 (pcm)? |
| I'm using online agencies to find an apartment in London, and some use the p/wk price, while others are listing "PCM." What did this mean?... |
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 Our tenant just informed us that he is moving out a month before his lease is up...? |
| and he wants to know if he will be getting his security deposit back? My husband wants to tell him "no" because we're going to be out a months rent! What do you think?... |
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 I have a noisy neighbor who won't quiet down, what can I do? |
| I have a upstairs neighrbor who at night. usally 12am - 3am, makes so much noise i can't sleep. I've lived in m rental unit for two years, she just moved in two months ago. I've ... |
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Marlin | I am trying to buy a home but my credit is not good at all, where can I go to get a loan? |
I need a home loan I am trying to get a loan I have tried a couple other places but, my credit is not all that great can anyone help me out Thanks
Additional Details
How long does it take for stuff to come off your credit in Texas? |
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jpda_alpha
 |
You need to be very careful with how many times you have your credit pulled. This reflects megatively on your credit.
With the current credit crunch and housing market you are going to have a very difficult time getting a loan with rough credit. Trust me I"ve been trying. I've taken the past 6 months to clear up my credit and I have 1 derogartory mark left to clean up.
What's wrong with your credit? Late payments? Charge offs? Bankruptcy? You will need to have all these things cleared and a minimum credit scoure of 620 (or at least that is the last score I was quoted.) Do you have any money to put up for closing costs and down payment? Without all this it is very unlikely that you will get a loan.
What you should do is take the time to clean up your credit issues and save money. Pull a copy of all three of your credit reports with scores, examine them to make sure they are accurate, and figure out the best creditor to start with to clean up the credit. |
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Doctor Deth
 |
forget it - banks have lost Billions lending to people with less than good credit and it 's not going to happen anymore - spend a couple of years working on paying off all your debts, cleaning up your credit and saving for the down payment and closing costs |
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WILMER R
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Go to the following website:
www.amerisave.com/partner/wrojas
Use the Get Rate tool. Select what applies to your case (you don't have to provide any private info). Make sure you select the "Less than perfect credit option". Since you have bad credit, you also have to select the "I will document my income" option. Did you get any results you like? Then you are on your way to buy a property. |
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dearluv9900
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I just recently bought a home in the upstate NY area and I went through a company called Clear Financial Solutions. They did wonders for me as my credit was not that great either
Good luck. |
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sugarBear
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Just because you have credit problems, it does not mean you can't buy a home. Anything is possible, so keep trying & don't give up. Make sure you have down payment ready, a stable job & maybe a co-signer will help out a lot. I'm sure there is 1 lender out there who can help you get the home you need. Think positive.
GOOD LUCK! |
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bdancer222
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Put off buying and work on fixing your credit. Get a copy of your credit report (AnnualCreditReport.com). Dispute any errors with the credit bureau.
If you are carrying balances on your credit cards, especially if those balances are more than 30% of your available limit, pay off those cards. This will give your score a boost.
Next start working on settling derogatory items. Start with the newest and work back to the oldest. The older the debt, the less impact on your score. Also, older debt is more likely to settle for smaller amounts. Offer 50% for 3 year old debt.
Lump sum gets the best deals. Payment plans have to be short. Ask for delete for payment -- some will, some won't. Get any settlement agreement writing and don't give them direct access to your bank account.
Paying off old debt won't increase your score, unless you get it deleted, but paid old debt looks better than unpaid. Any mortgage company will insist you settle old debt before approving you for a mortgage.
You will need at least a 24 month consistent, on time payment history to see improvement in your score.
You should also put a set amount into a savings account for your downpayment and closing costs. Owning a house is more expensive than renting. |
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anny
 |
http://alllinthis.blogspot.com
you can get much information in this website,kindly stay a minute in website and check anyone link at a time |
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Philosophy
|
Call me, I could help. You had bad credit, but now you're doing well enough to buy a home. I commend you and will help you.
Christopher Lim
Neighborhood Credit Solutions
800-976-0966 |
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BRODI
|
find a mortgage company that does their own underwriting. they will be more likley to help you.
http://www.churchillmortgage.com/
EDIT: usually after a outstanding collection is paid, it can take about 6 months before it reflects on your credit report |
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AJ
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With the effects of the sub-prime mortgage crunch still being felt. Lenders have really tightened the qualifications of getting a loan. That being said, it will be nearly impossible for you to get a mortgage with sub-prime credit. |
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nite_angelica
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If you have bad credit (especially debt that is still UNPAID), you aren't going to be able to purchase a home.
EDIT: I live in Fort Worth, TX. If you have debt that does not have a zero balance (meaning that either you paid it off or they wrote it off) then it can stay on your credit forever. They can 'refile' the debt every 2 years (I think that is the time-frame) and it never goes away. My hubby has something from 16 years ago.... yes, they can be very diligent about refiling. :( |
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mrkeithscott
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Talk to your parents. If your credit is bad, can you really take on the responsibility of a home? There's a reason you have to qualify. |
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Forever young
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The Mafia will work with you, kinda. |
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Jason
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depending on what's on your credit and what your history looks like you should look into an FHA loan. But maybe renting is best for now |
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AM-NM centaur
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Call Countrywide |
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