 Don't all of those greedy real estate flippers deserve to lose their homes and all of their money? |
| These people are the very ones that kept raising their prices, pushing houses higher and higher, becoming greedier and greedier, refusing to sell until some greater fool came along and payed an even ... |
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 Mother passed. Stepfather living in house.? |
| Addendum: My mother had the house built long before he came along. He has been living there since they married in 2003. The house has 3 more years of payments, I don't know if he is making ... |
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 Do I have the right to refuse to let the landlord spray pest control in my unit? |
| I came home to find a list detailing that I would need to pull all the items that are in cabinets, drawers or closets out and into the center of the room so that they could douse my place with ... |
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 Can i make my ex girlfriend move out of my house? |
my house and all utillities are in my name i own it can i force her out we have 2 children together
Additional Details
well i guess i will need to clarify she lost custody of her 6 yr ... |
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 Who pays the buyers agent fee when the residential property is being sold by the owner? |
| I am interested in buying a property that is being sold by the owner (who does not have a sellers agent). The property information states that buyers agents are welcome. Do owners who sell without ... |
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 Property laws: IVE DONE WORK ON A RENTAL PROPERTY, AND THE OWNER WILL NOT PAY FOR WORK DONE. WHAT SHOULD I DO? |
| IVE DONE WORK IN A RENTAL PROPERTY,THE OWNER IS OBVIOUSLY A SLUM LORD. HOW CAN I PUT A LEIN ON THE PROPERTY TO GET MONEY OWED TO ME, AND HAVE THE PROPERTY DEEMED AS UNFIT FOR LIVING DUE TO MOLD, ET... |
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 How can I find out which mortgage company has the lien on a property? |
| There is a house/property that we are interested in buying, it's in foreclosure. We'd like to find out who has the mortgage, but don't know where to start. We already know it's ... |
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 Should I buy house now or later? |
| I am located in VA. I heard that market here is going down. Should I wait for some more time for the property market value to go down more or what?... |
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 Can I sue my neighbor for moving expenses? |
| I live in an apt building and have a idiot above me for a neighbor. Loud noises all times of night, heavy stomping etc, running through the apt and such after midnite, etc...My question is, I am ... |
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 Realators please help me tell my husband he's wrong...? |
| We want to put our house up for sale. It is a great house but there are a lot of superficial things we haven't fixed since we bought the house 5 years ago. Things like none of the doors match ... |
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 What is the FASTEST a mortgage broker can close on a homeowners loan?? Am I screwed?? |
| I made the mistake of using a friend that was new in the biz as my mortgage broker on my new home. He is with a small operation. Well, I am suppost to close on June 5th and he said they can't ... |
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 Question for a realtor? |
| Why is it that most advertised properties don't have an address? I am currently looking for a home and I tend to ignore the ones without an address or price. I think those are two basic things ... |
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 When buying a house at an auction how do you come up with the $$ within the 24 hours they allow? |
Houses for sale at a forclosure auction, they ask for down payment immediately, the remaining with 24 hours. Where do youget the funds for that immediately?
Additional Details
The ... |
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 IF you have a home, Why would you not refinance to a lower rate? |
| I am a loan officer for National City Mortgage. One of the largest banks in the US. Our rates are awesome, with no junk fees, or extra costs. SO my question is this, as I speak with home owners, ... |
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 I am buying a house.....? |
| does anyone know....can a house only be sold for as much or less than waht it appraises for...or cant the owner determine if he wants to keep the price higher than the appraisal ... |
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 Are we able to get a mortgage? |
Mid score 700ish, stable part time employment for 1 year..and full time seniors in school.
Additional Details
We have about 30% down. We'd like to use only 10% down.... |
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BR | I am trying to get a mortgage really soon to move out within a week. I need to get one very fast? |
The bank lady is saying that it will take another couple of days to run the credit. We've made over 200,000 this year and have paid taxes on it and we want to buy a townhouse worth 200k in Newport News, VA. My husband's credit is 587 (after we've been trying to raise it for a month) and mine is 685 |
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Amber
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There's almost no way you would be able to get a mortgage that fast even if the country weren't in an economic crisis brought on by mortgages. If I were you, I'd be worrying more about getting it at all then getting it in a week. Sorry, but you might just have to wait a while longer. |
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reenzz
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Never going to happen.
Underwriting alone can take up to two weeks.
Add on another week or two for a title search & document preparation. |
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Biggie @ Arbor Mortgage
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First of all, if it is going to take a couple days to run credit with the bank lady, there is no way in h*** you can close on a home in 2 weeks. I can tell people if they are approved in a hour! Your credit is horrible, so they won't be able to use your husband, unless you go FHA & have you even signed a purchase agreement yet? If not, you have a long way to go!
Good luck! |
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estielmo
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You'll NEVER get a loan on your time schedule. Take a breath. Calm down. Life is too short. |
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src50
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There's no way to get a loan and close on a house in one week. 30 days minimum. |
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godged
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This isn't going to happen. You cannot get a mortgage in a week, especially with your husband's credit score.
Making that kind of money and having that lousy credit score is a bit unbelievable. |
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MLE
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These things take time and you are trying to rush it. You can't do that, in order for them to get you a loan with a good interest rate it takes time. You earn a good amount of money but you have a horrible credit history, which sounds to me like you buy things now and think about the cost later. You have only been working in improving your husbands credit for a month, this takes years. I suggest saving as much cash as you can for now, work on your husbands credit and try to buy a house in another year or two. |
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infinite crisis 247
 |
there's a huge difference between being pre-approved for the mortgage and actually getting the house (ie closing on the home). prior to closing, you don't own it and a lot of things can happen that can make that deal collapse. your credit is not too bad, but your husband's credit is gonna be a problem. however, if you leave him off of the mortgage application, you'd have to leave his income off too. is the split 50/50?. it doesn't take a few days to run credit, it takes minutes. however, they could be stonewalling you on this. did you shop around at other places? the time frame of you needing to move out in a week is going to mean that this isn't going to happen. if you need to move, you might want to consider either a month to month lease where you are at presently, or something with another apartment. |
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RM
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Can you qualify without your husband? If so, it will go MUCH faster. His credit is absolutely horrible and will require tons more documentation. With credit under 640, our company requires double the documentation of assets and income of a borrower with 740 or higher credit.
Unless you have a 50% down payment and your credit scores are 740 or above, it's going to take a lot longer than a week to get a mortgage. |
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Expert Realtor
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Find another lender.
You are not going to be able to close in a week because an appraisal and title work will most likely not be able to be completed that fast...unless you offer to pay a rush fee.
You know how long it takes to run credit? About 20 SECONDS.
That is why you need to find another lender..obviously, she is taking her sweet time.
PS: Underwriting can be done in less than 24 hours if you find a DIRECT lender (not a broker).
The actual underwriting process only takes about 30 minutes once the file hits the underwriter...but he/she can't underwrite the file until the title and appraisal are back. |
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