 What do you think about REALTORS? |
| What has been your experience? The reason I'm posting this question is that I have seen some people on here speaking in not so kind words when it comes to Realtors. Some of it comes from so-... |
|
 Homeowners: How much do you make, and what does your house cost? |
Please, renters and apartment owners, I am not requesting your answers at this time. I still love you, though. :-)
My husband and I will be making a NET income of $57,000 next year and we ... |
|
 Is 7.625 a decent rate? Historically? |
I've been offered a mortgage for a 30 year fixed rate of 7.625 on a conforming level2 fannie mae loan with 20% down. Fico score is at 616.Looking at 120k home.
(Midwestern homes are still ... |
|
 What do you think? |
| My friend, Emily, and her family are moving (somewhere else in the same town) and they are selling their house. My family are looking for a house and we are concidering on buying Emily's house. ... |
|
 Mortgages & Bad Credit? |
| My fiance and I are not married yet, but are thinking of buying a house. We both have pretty bad credit. When I google "bad credit mortgages in Pittsburgh PA" a hundred links come up and I ... |
|
 Can a mortgage company prevent me from leasing my house after I've lived there for 3 years? |
| It was my primary residence for over 3 years. Does anyone know anything about this? Does it always have to be owner occupied? Thank you!... |
|
 Can maintenance be carried out in rented accommodation without 24 hours notice to enter property? |
I wrote to my letting agent about 6 weeks ago concerning a large crack in my window. The crack in my window was there before I moved in. However, now it's getting to winter i wanted it fixed.
... |
|
 How can I find the history of my house? |
| I actually have since moved a block or so away from my old house. I'd still like to find the history of the house, though, just because it seemed so cold and dark. Several people in my family ... |
|
 Is this a scam? (REAL ESTATE)? |
| Developer is looking for investors to buy lots of land. Developer is wanting to start an IPO and get $$$ to launch it. Investors buy lots and "cash out" $20 K -- then lease the lot back to ... |
|
 How do i get on Section 8? |
| i just got kick out for my dads now i'm at my moms i cant work i get ssi and i dont have a home what can i do ? i wont have any for 6 days and i cant stay with my mom and i dont know anyone who ... |
|
 I have a credit score of 640 my fiance has a score of 750. Can we buy a house what score would they use? |
Additional Details
We would only have about 5% to put down in order to pay for closing costs and have some emergency cash left over.... |
|
 First time home buyer using a VA Loan...? |
| My Husband comes home from Iraq in a month, and we are going to buy a house as soon as he gets home. I've heard that a VA loan takes a while to process and what not. So my question is, how long ... |
|
 Does a landlord have the right to call at the last second and say they are? |
Coming to go thru the house to check on it? The gave my boyfriend about 8 hours warning that they coming.... do they have the right to go thru the house like that?
Additional Details
Its ... |
|
 Should we make our initial offer over the asking price? |
| My wife and I are going to make an offer on a bank owned (foreclosure) home. It is a nice 3 bedroom ranch with a full partially-finished basement, hardwood floors, pool, etc. It's in a ... |
|
 Can someone tell me where i stand with my landlord going to court to get me evicted? |
| on mytenancy agreement it states who my landlord is but does not provide me with his address or phone number. my tenancy agreement ended on 7th january but i have not found anywhere else to stay as ... |
|
 Going to view a house tomorrow bit of advice? |
| We have been renting a flat since last May. It was fine through the summer, but since winter has come we have found it to be very draughty and cold. We are wanting to get a mortgage on a house ... |
|
 Does my landlady have the right to sell the house when we are only 3mnths into a 6mnth tenency? |
i have 2 small children and we have just moved into a rented house 3mnths ago, the landlady said she was not looking to sell in the near future and we signed a 6mnth tenency agreement.
a few ... |
|
 The house i'm renting is in foreclosure if I stop paying rent can I appeal a eviction if he files one.florida? |
| I feel as a renter if the owner is not trying to resolve the debt owed he knowingly is breaking the rental agreement between us not allowing my family and self to stay for the duration of ... |
|
 Less than 30 day notice - tenant? |
I live in MA. Tenant agreement states 30 day written notice (min). I received an e-mail on the 5th instead of the 1st of Jan '09. Are they responsible for Jan & Feb?
Additional D... |
|
|  |
C C | I am wanting to buy my council house can i buy it if i only work 16hours per week? |
|
 |
 
SLF
|
it doesn't matter how many hours you work, what matters is how much you earn! It is your annual income that is taken into account. Go and see a mortgage broker or your bank and see what amount you can borrow. |
|
dj j
 |
how long hav u stayed with the council, go to finance mortgage brokers who will charge a small fee from u but will giv u full mortgage |
|
sonny l
|
as long as you can afford the payments every month.... and take it over 25 years |
|
wrc_brad
 |
Get a second job or get someone to buy it with you - or can somone go guarantor for you (offer their house as back up security)? |
|
flutterby
 |
I think you have to work more hours than that if you want a mortgage. It all depends how much you earn. If you have lived in a council house for a while they give you a discount don't they? Here's a mortgage calculator to show you how much you can pay back a month.
http://money.aol.co.uk/mortgage-calculator/article/20040224072809990010
If you earn enough to live comfortably after paying a mortgage every month, then they will give you a mortgage. They often take how much your living expenses are every month. My partner and I struggled to get a £70,000 mortgae and he works full time, I work part time. We went to a mortgage advisor at Darlows and they gave us a broker who took tax credits and benefits (not that we have those) into consideration.
Here is a link for right to buy mortgages.
http://www.mortgages.tv/our-mortgages/right-to-buy.php?A=1&B=1&C=1013&D=B&E=buy+council+house
I know I cut and pasted but here's a sentence from the site.
APS Mortgages has put together a panel of lenders that are willing to offer finance to people with the Right to Buy their council home. With APS Mortgages:
Often no deposit is required because of the discount given by the local authority
You may be able to borrow MORE than the Right to Buy purchase price of the property for home improvements, debt consolidation, and more
APS can help people with a wide range of personal circumstances but our main focus is on helping people with credit problems and trouble proving their income. |
|
dawleymouse
 |
You can buy it if you are on the dole as long as you have been a council tenant for 3 years and you can get a mortgage or pay cash for it |
|
nickthesurfer
|
I couldn't afford my home if I only worked 16hrs a week, so I doubt you can! |
|
hillman_avenger2006
|
i believe you can - but i think you have to meet certain criteria e.g. how long you been a tenant etc
goto citizen's advice bureau for some assistance
and if someone tells you NO - it's cos THEY and ONLY they don't want YOU to buy your own house |
|
gringopete101
|
Yes if you earn £40 an hour. No if you earn £6 an hour!
What a silly question, you havent said how much you earn, how much your house is valued at etc etc |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 30 minutes(s) ago
| | | |
9 | 46 minutes(s) ago
| | | |
9 | 3 hour(s) ago
| | | |
8 | 7 hour(s) ago
| | | |
9 | 10 hour(s) ago
| | | |
9 | 1 day(s) ago
| | | |
9 | 2 day(s) ago
| | | |
9 | 2 week(s) ago
| | | |
9 | 2 month(s) ago
| | | |
9 | 3 month(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
