 Will the house prices go down in the near future? |
is there any experts in the housing market that expect the house prices to fall in the near future?
Additional Details
i live in deeside wales and the wages are terrible round here. 18500... |
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 Can I get out of my lease because of a moldy basement? |
| I live on the first floor of a two flat, which is a really old house and the basement is constantly flooding. It's musty in the basement, and I have reasons to believe mold is growing down ... |
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 Do I have any rights in this situation? |
| The management company of my apartment complex has decided to repipe my building along with others. I came home early one day while they were working. They had my front door wide open for anyone to ... |
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 Roomate 3 day notice? |
| My roomate just decided she wants to move out at the end of May. Her plan was to move out july 1st and because the new place she wanted to move-in couldn't keep the place til then, she decided ... |
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 Home forclosure? |
| My friends own a home and their payment is really high and house prices have dropped, their real estate agent is helping them make a huge mistake!! She is going to get them into a new home with a ... |
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 Moving out? |
| i need some advice in fact help, we are planning to get out of queens, new york. we thought about florida but we yet dont know what part or area since we only been to boca raton once. is nice but is ... |
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 I am looking to rent a house. is it right that a landlord can ask for a bond up to 1 month before moving in? |
| in my current rental i need to give 1 months notice. before my prospective new landlord can secure the house for me he needs the admin fee plus a full bond.... |
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 Section 8 Housing? |
| My husband and I met as neighbors and are now renting out the other home. It is soon to be vacant and my daughter is in need of a place as she is pregnant and makes only minimum wage and can not ... |
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 Does anyone know of a mortgage company that'll give me a loan even though I filled bankruptcy 8months ago ? |
I need a mortgage company that will not charge an outrageous interest rate and that can work with a housing program in Ohio
Additional Details
Alright, some details about the program, ... |
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 Can someone cash a check that is three years old by changing the date from '05 to '08? ? |
| My old landlord was foreclosed on at the beginning of the year. I moved out a few moths later and now am in a new house, new landlord, etc. The old landlord cashed a check (i think the deposit) ... |
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 With the subprime mortgage crash? |
| in the last year due to foreclosures and deliquency ratings, what is the future availablity of a mortgage loan for a person with less than perfect credit?... |
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 I can't choose which house to buy due to the price difference? |
I find it difficult to decide in this case, due to the price difference.
An apartment is under offer with the "5% deposit paid" incentive. This is attractive to me, however, at ... |
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 Can i request the seller to reduce the price of the house after home inspection? |
| I am buying a house and had home inspection yesterday, found out there is some things need repair or replacement like shingles roof missing and damaged tabs some are improperly spaced and appear to ... |
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 Does this make sense? |
| How can you be a landlord when you can't even fix what's broken in your own house? How can you justify spending lots of cash on business ventures when your kitchen light's been out of ... |
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 Can my roomate kick me out with one week's notice? |
| I live in Toronto. Can my roommate who holds the lease kick me out with one week's notice? She wants to give back last-month ent deposit and the pro-rated portion of the rent i paid for this ... |
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 What should I say to landlord? |
| Okay so I just recently moved into a home that I am currently renting. I moved in on Oct 11th. I live on the east side of USA so Its been chilly and the heat is broken, I have a small child and a ... |
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rigel b | I bought a house in 2006 for $470000 and it`s worth $300000.? |
i`ve been calling mortgage company to inquire about the housing rescue bill, where i can refinance my house to the current market value, but it`s seems that there`s no program available yet. I`m struggling right now with my payment and it`s my only hope to avoid foreclosure and ruin my credit. |
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Jake E
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Your in a pickle. I'm assuming that you expected to cash in on this investment in 2 years and make a bunch of money right. Well I'm sorry but your screwed, even with the housing rescue bill the credit companies are still going to know that you haven't payed. Why? because the whole reason that this housing disaster started was because of the lack of information on the people who were getting the loans in the first place. I'm sorry, but you never should have been given this loan. So no, this isn't really your fault, it would have happened regardless, but your still going to pay for it. If I were you I would find a good spot for my money and put it there. Invest in real estate in florida, that way when you do eventually have to declare bankruptcy you won't loose everything, in florida banks can't foreclose on a house if the title is in your name, meaning no mortgages. So buy a shack in florida and declare bankruptcy. Play the game man, do what everyone else is doing, if enough people are "forced" to declare bankruptcy then the government is going to bail them out. Either way this country is about to take a monumental step toward socialism, especially if this housing rescue bill is passed. Is this a good thing, I don't know, depends on who you are. I'm currently studying my *** of in college, and guess what? I'll likely not see the fruits of my labor because of your dumb generation, thanks a bunch man. |
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doinou
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The bank doesn't want your house back. Call them. They want to work with you. |
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satarnag01
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Hi, that becomes available on October 1st. It's a new FHA program. Call a broker that does FHA loans. Your lender is not in a position to help.
Good Luck!
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Alterfemego
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You are not alone. Many folks have done the same thing. The hard part is if you aren't late with your payments, your lender won't even talk with you. So you are caught between a rock and a hard place. You may have to miss a payment to get their attention, then ask to talk with the lost mitigation department. There is no guarantee they will help you no matter what you do. |
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cloutmaster
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Are you behind on you payment?
Foreclosurelight Loss Mitigation LLC helps people in danger of foreclosure. They will negotiate with your lender to get you into a program you can afford. Here is their contact info Here is their link and phone # http://www.foreclosurelight.com/ or call 866-921-8836
They wont redo your loan just because the value has fallen though. |
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like2vacation
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You will not be able to refinance with another bank.
If I were you, I would call your current lender and see if they would be willing to "recast" the loan to fit your payment needs. I am not sure if this will happen, but it is worth a shot and won't cost anything to try.
Your lender has a solid interest in this loan and your ability to pay this back without defaulting. Believe me, I am sure the bank does not want you to walk away!
I would tell them they need to do a "recast" at the same interest rate or you may have to walk from the house and possibly declare bankruptcy. True or not, this will get their attention - guaranteed. They do not want you to declare bankruptcy as they will be left with a $300k house with a $470k loan balance.
Check out the link below to find out more. Best wishes. |
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trooper753
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look on yahoo groups for groups that do 1099 OID's. this is the best way to get out of your mess. it is perfectly legal. very interesting. i can also give you info. to get you to a level of understanding. free. then these groups can help.
you can also contact me off of answers.... |
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Judy1
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If you aren't planning to try to sell it soon, it doesn't really matter what the current market value is. How does its lower market value mean that you are struggling with your payment?
Good luck anyway. |
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Tommy
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I,m reading your number as 470000 and 300000. I,m confuse ! looks like you pay more than what,s it worth ? |
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Healthy Environment
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You should have rented an apartment.
Well maybe in the next 5 years or so the real estate market will come back and it will increase in value.
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velcropap
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why would you pay more for a house than it's worth. didn't you have it checked out first? |
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