 Advice on selecting Real Estate Agent...? |
| I've been told always choose Real estate agents who are GRI & CRS certified. I've been looking and recently chatted online with an agent who has only been an agent for 3 years. Should ... |
|
 When is the best time to refinance your home? |
| I live in a condo, and we have a 100% mortgage. We have to pay mortgage insurance because it is not under 80%. So now our home is worth 170,000 and we paid 140000 for it, and we bought it in ... |
|
 What exactly does "owner financing" mean? |
| The owner of a home is motivated to sell, so in the brochure it is listed ....... Motivated seller is willing to offer owner financing. How does that work?... |
|
 Should I pay off my mortgage early or use this money to invest some where? |
| I still have 25 years of mortgage,I also have 3 months of saving , 401K, IRA, Life insurance, living Trust....poeple offen said do not pay extra to your mortgage, use this money to invest, by the ... |
|
 Whats the best web site to use in order to look at house rentals in your area? |
| I live in texas and am currently looking to rent a house and im having a hard time finding good website. Please help!... |
|
 Is our Realtor doing her job? |
| She has shown it five times in the last three months, now she is telling us one thing the people are saying when she showed the house, should'nt she tell us the feed back every time, and not ... |
|
 I'm 9 days past grace period on my rent. yet my roommate is paid on time. eviction possible?? |
| we're paid for half the month and the month isn't half over. he's already telling my roomie that he might kick her out. Is that technically ... |
|
 Can i get 100% home loan for 250k with a 630 credit score and no money down ? |
| my wife will only look at new home we have looked a KB home she liked not sure if they would carry or if need to go eles ... |
|
 Buying a home for 290k. I have $100,000k to put down. Am I better to put only 20% down and invest..see remks? |
| should I only put 20% down and invest the remaining 42k in CD or some other instrument...was thinking the extra interest i'd be paying will give me a bigger break at tax time?? any financial ... |
|
 Can a landlord ask for more deposit after we have paid it? |
| I signed a contract from jan 2008 to dec 2008 and paid a deposit of £600. My landlord has now issued a new contract for jan 2009-dec 2009 and has asked for more deposit, it this allowed? He has also ... |
|
| In relation to mortgage loans what constitutes a low credit score? |
| I have been reading lots about the housing crisis and have learned that the loans for new mortgage loans for people with low scores it getting harder to aquire. What constitutes a low score? 600? 590?... |
|
 How old do you have to be to get own place? |
| how old do you have to be get an apartment or something in california?... |
|
 Is consolidating your bills a good idea before trying to get a new home loan? |
| The way I look at it, I'll be out of debt at the end of this year, not including my car and small student loan...yeah, I know. I made a lot of stupid decisions. I DON'T have bad credit. I... |
|
 Termination of agreement before Lease is signed??? |
| Is there a stated time that the would have landlord has to give back the deposit. We have no signed lease, I have absolutely given her a signed formal letter stating that we will no longer be ... |
|
 Can a landlord tow a registered car that was in a spot that he approved? |
| He also didn't let my brother know that he towed his car, so now the towing price is more expensive b/c it's been sitting at the garage for a while.... |
|
| Can anyone help me, please? |
| Does anyone know of a good website where you can look for local apartments? Thanks !!... |
|
 Behind on Rent Landlord changed the Locks to the Storage area? |
| We were 10 days behind on our rent and our Landlord changed the locks on the Storage unit int he basement and left us a note saying that if we dont pay he will evict us and keep our stuff as ... |
|
|  |
Joanne W | I brought a house with my ex 8 years ago and only lived there for 6 months, my name is still on the mortgage. |
what shall i do? what am i entitled to |
 |
 
glenn
|
Until your ex refinances the mortgage company will not remove you from being responsible for the mortgage. You may have a settlement in a divorce that says you are no longer responsible but the mortgage company will not agree with that.
I don't know that you are entitled to anything. Your divorce settlement would line all that out. If you are not divorced then you may still have some ownership in the house. |
|
dragonfly_3
|
what do you mean, what are you entitled to? Leaving your name on a mortgage was foolish--or do you mean on the title? If the current owner defaults, it will be your name and credit going down the tubes, too. |
|
Liberty and Justice For All
 |
All this depends a lot on state law but here's some more things to consider:
Are you on the Title (the deed) and the mortgage or just the mortgage?
If you are on Title, how are you listed there? Joint tenants, tenants in common, etc.?
You should contact a reputable lawyer in your area to get detailed answers to this question. |
|
superstar
 |
sell it and keep half the money! |
|
DallasLoanGuy
 |
The only way to get off of the mortgage is for ex to refi. |
|
Chey
|
How much did you contribute to the purchase price? if anything.
if you paid half for the house, you are entitled to a 50% of the proceeds when its sold. It really doesnt matter how long you lived there.
You should try and come to some agreement about the mortgage repayments for your own credit rating protection, if she defaults on payments it will affect your rating. |
|
Catwhiskers
 |
you are still entitled to be paying half the mortgage if your name is still on it. You would be best consulting a lawyer to see what steps you can take to get your name off the mortgage. You would have to prove you had been contributing to the running costs of the house to be entitled to any money and you would most likely not be entitled to a share of the house unless you had put money down as a deposit. Again, you would have to prove this. |
|
John H
|
it all depends on what deposit you put down in the first place and whether you have been paying money towards this mortgage. The less % you pay towards a mortgage payment the less % of equity you will get when the house is sold or when you are taken off of the mortgage.
Why weren't you deleted from the mortgage deed when you separated?? Did you come to some agreement at the time??
More information is possibly needed for this.... its a strange one... and you possibly won't get as much money as you possibly think, unless there is a prior arrangement. |
|
Etta P
|
But is your name on the deed? If no, your signature on the mortgage is only done for the spouse to acknowledge the lien on a primary residence (homestead state). If your on the deed then you have certain equity that you may be entitled to and you consult with an attorney before signing any releases or quit claim deeds.
Hope it helps |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 4 minutes(s) ago
| | | |
9 | 18 minutes(s) ago
| | | |
9 | 49 minutes(s) ago
| | | |
9 | 2 hour(s) ago
| | | |
9 | 7 hour(s) ago
| | | |
9 | 2 day(s) ago
| | | |
9 | 6 day(s) ago
| | | |
9 | 2 week(s) ago
| | | |
9 | 2 month(s) ago
| | | |
9 | 5 month(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
