 Getting out of a renting contract? |
My friend rents a house with a couple, it is a two bedroom house. The couple split because the girl cheated on the guy. They are all contracted to pay a third of the rent, and all have guarantors.
... |
|
 How do you move out of rented flat? |
| do you have to wait until the end of the contract and then tell them you are not signing and looking to move? Because if so then I will only have a short time to choose somewhere available at that ... |
|
 Is this rate ok for a 80/20 loan? |
| I am going to purchase a home soon, and I was wondering about the rate they are giving me. I am going 0 down, one rate is 6.5% and the other is 8.5%. What do you think is it worth it?... |
|
 First Time Buyer Mortgage? |
hiya me and my boyfriend is looking to get a first time 110% mortgage does anybody no of any cheap lenders ??
we both dont have any ccj's etc.
looking to by a new build like off ... |
|
 Smoker will not go outside to smoke. His smoke drifts into my apartment. Says hes sorry. What to do? |
| I live in a duplex. A tenant below me smokes. Hes agreed to go outside to fullfil his habit. Yet, on occasion, will stay in his apartment and smoke up a storm. The smoke then drifts up the ... |
|
| Should I buy a flat by taking a fradulent mortgage? |
I have been looking to buy a flat cos of the prices recently have fallen.
But my credit rating its not very good,i do have credit cards bank cards
but if i get refused a mortgage from my ... |
|
 How do I find a guaranteed home loan for bad credit with no down payment and amount of loan not limited? |
| I am trying to find a home loan that I can get that is guaranteed for bad credit regardless of income, no money down payment and amount of home purchase is not limited.. We started into this home ... |
|
 I bought a house in 2006 for $470000 and it`s worth $300000.? |
| i`ve been calling mortgage company to inquire about the housing rescue bill, where i can refinance my house to the current market value, but it`s seems that there`s no program available yet. I`m ... |
|
 15yr mortgage vs. 30yr mortgage for 60 yr old couple? |
| I have 5-10 more years of work. Am buying home. Planning on paying 50% down payment. What is better option, 15 yr. mortgage vs. 30yr mortgage?... |
|
 I recently bought a house and the survey company screwed up! Help!? |
| When I bought the house, I thought a had a good sized back yard. Now, my neighbor is building a fence A FEW FEET from the backside of my house! His survey shows that its his property, so I called ... |
|
 Can a landlord refuse to hand over tenant's personal property following eviction? |
| I never thought I would find mysef in the position I am now, but I have been evicted. Times are tough and I fell behind on the rent. When it came time for me to get out, and have the locks changed, ... |
|
 Had a lease, paid deposit, never got receipt or landlord signed lease. We cancelled. Now they want the deposit |
| I signed a lease for a house in Seattle, and paid the deposit with a check. I never got a receipt, nor did the landlord give me a lease with his signature on it. The week before I was supposed to ... |
|
| Why is it harder for me as a citizen to get a home loan, but the hispanics and latinos have a ton of programs? |
| My husband and I work very hard, saved a nice bit of money down for a home and now we get the run around, and each and every time we get asked the same question. Are you hispanic or latino? No we are ... |
|
 How long do i have to get out? |
I am living with my boyfriend he did not pay the rent so we have got a evection notice.
it says we have 5 days to move out or they will lock up our apt. I am moving in 2 weeks without boyfriend ... |
|
 Landlord dilema?? |
hi - our landlord recently informed us in letter that he intends to put rent up. weve been renting for almost a year (it was february last year we moved in)
we never signed a contract with ... |
|
|  |
Sheri D | I declared bankruptcy 3 years ago. I want to buy a house. Is it legal if I can get financing? |
|
 |
 
Auto Credit Express
 |
I don't have much experience with home loans but I have helped many people in a Chapter 13 Bankruptcy get an auto loan.
Prior to applying with a lender you should visit with your trustee / attorney and ask him or her for an "Authorization to Incur Debt". This is a legal document that states that the new loan will not be included in the bankruptcy.
Typically, it will state the maximum monthly payment that you can occur.
If you apply with a lender first they will insist on this document prior to approving the loan. Without it you could close the loan and immediatly include the new loan in you bankruptcy. |
|
newmexicorealestateforms
 |
ssm is right After a 7 you have the best credit there is regarding your inability to file again for many years. If you are still retiring debt in accordance to your agreement with the creditors you'll need to contact your trustee. |
|
Gerald
 |
All you have to do is go to a lender and ask if you can buy a house and how much can I spend..
Since you filed bankrupcy --you will probable get a no...Your past with credit predicts the future for credit... |
|
Cali-Gal
 |
Sheri, there a lot of good answers here except.....Gerald. Do not pay him any mind. He likes to harass people who have had credit problems in the past. You certainly can get financing as long as you have been responsible with your credit since the BK. This means no late payments, no judgements or collections dating after the discharge of your BK. |
|
realestatebirddog4
|
Absolutely. There are loans available to people who have declared bankruptcy one day after the bankruptcy has been discharged. The rates may not be great but if you have been paying your bills on time since your bankruptcy and can show steady employment or income you probably will be surprised at how available loans are.
The only caveat is that with the current subprime mortgage crisis, lenders have probably tightened up their lending criteria. That is more of a sticking point than anything. But legal? Yep.
Best of luck to you,
Barbara
www.therealestatebirddog.com |
|
SeanS
|
Absolutely! You can buy anything that is for sale if you have the money. Now for the bad news.... Bankruptcy wrecks your credit score (Which is a measure of determining how likely you are to pay back a loan). Due to this is it not likely you would be able to find financing to buy a house. If you did it would likely be a sub-prime (Variable Interest, High Interest, Teaser Rate, Balloon Payment, etc) loan, taking a loan such as this would not be a good financial decision. You would be setting yourself up for another financial failure and either losing your home or having to declare bankruptcy again. Also, with the implosion of the sub-prime mortgage sector and the tight credit market you would not likely be able to find even something like this. If you want to buy a house, start saving money to pay for it, when you have a large down payment and the bankruptcy is off your credit go for it and enjoy owning a home and being financially sound. |
|
natalie g
 |
Of course it is. the only way that you will be able to acquire financing is to have a sizeable down payment. Also watch the news they are really cracking down on good credit. Creditors are going in the hole and closing up mortgage companies laying off 1000's of people due to forclosures. watch the forclousure listings in your area for some good finds. |
|
SCH
|
If you are discharged and you qualify for financing it is perfectly legal.
Beware of subprime and predatory lenders who prey on people with bad credit... |
|
ssmesq
|
If you declared Chapter 7 bankruptcy, you can purchase anything you can qualify for. There is no limit or restriction. If you filed Chapter 13, there may be limits on the additional credit you are allowed to take on while you pay off your previous creditors. You should call your bankruptcy lawyer or the bankruptcy trustee for current laws. |
|
maccrew6
|
of course!! It may be hard to get financed, and you'll pay higher interest, but you can buy a house. |
|
tooanoyu
 |
Absolutely even 1 day outta BK...
Call me I will walk u thru various opportunities.
RE Broker
time4loans@cox.net Thank you Abel. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 4 minutes(s) ago
| | | |
11 | 31 minutes(s) ago
| | | |
11 | 58 minutes(s) ago
| | | |
11 | 3 hour(s) ago
| | | |
8 | 4 hour(s) ago
| | | |
11 | 8 hour(s) ago
| | | |
11 | 2 day(s) ago
| | | |
11 | 6 day(s) ago
| | | |
10 | 2 week(s) ago
| | | |
11 | 3 week(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
