Should i have the deeds to my house if its morgaged?....i have. can i do anything good with them? |
| was given them by my solicitors when i sold and bought, i still have a morgage on my property. ive asked around a bit and been told i should not have them. can i make any money out of this? or will i ... |
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I have a home loan in my name but i want it just in my boyfriends name is there a way i can do this? |
| im looking to buy another home in a different city and i dont think that i will be able to get another loan so i was wondering if i could take my name off the loan and jjust put his name on it , he ... |
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What do we do as potential buyers at an open house? |
| My husband and I are in the early home-buying stages and are planning to go to a few open houses this weekend. This is the first time either of us have sought a house to purchase, and we're ... |
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How long before a house goes in forcloser? |
I AM RENTING A HOUSE FROM A FAMILY MEMBER
I JUST FOUND OUT HE HASN'T PAID HIS MORTGAGE IN A FEW MONTHS.NOW HE IS TRYING TO SALE IT "QUICKLY
BEFORE THE BANK FORCLOSES.WHERE DOES TH... |
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I am trying to buy a single family home but have bad credit and no down payment? |
| My wife and I have bad credit we both work full time jobs but dont have money for a down payment.My husband makes $16.00 hr and I make $9.00 hr we also receive 574.00 in SSI for our son. but because ... |
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I offered $80,000 for an $89,000.00 house and they...? |
| counter offered $82,500 and said as is. What does as is mean? And should I suggest they help pay closing cost or just take the offer?... |
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Our home was sold at sheriff sale, the bank now owns our home.? |
| Can filing bankrupsy help to get our home back at this point?... |
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Im paying the morgage on a house in my aunt s name,how do i get the title, and assume the morgage in my name? |
| the house is to be turned over when my imig. status was legal, it now is, so id like to know how to go about getting it ... |
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What happens to a mortgage when a property is sold for back taxes? |
Additional Details We are looking at property that is going to be sold at a county tax auction. Just wanted to make sure that we are not bidding on someone else's mortgage.... |
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The contract with my realtor is almost up and she hasn't sold my house.? |
| Can I legally decide to list the house myself, lower the price (because I now don't have to pay her a commission) and sell it myself? She has told me several times that she believes it is worth ... |
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Should this person rent or buy a house? |
| Single, young, Hispanic male, just graduated from college, and just got a job as a biomedical technician earning about $41,000 per/year. He is going to move out of his parent's house and is ... |
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What was the excuses your tenants used to not pay the rent? |
| 1. My husband changed jobs. 2. My husbands job wont pay him. 3. My husband just started a new job. 4. I havent got paid yet. 4. My grandmother is sick. 5. My grandmother passed away. 6. I ... |
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Do I have to give out my SSN for a rental in North Carolina? |
| ok... So in January I'm supposed to be moving from utah to NC and get married and move into this house with my Marine BF. Well he is taking care of the rental, and says that the law in NC is ... |
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Asking price vs. Offer price? |
| How can a seller justify price their home $3000 more than the comprable home on sale nearby and the comprable has more bedrooms. If a home is worth the asking price, what is the standard price to ... |
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If u cant afford to buy a house is the shared owner scheme a good way to start? |
| and how do i go about finding information on this do i have 2 go 2 ma local council?... |
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What happens if I back out of purchasing a home I put a offer in on?? Im in Virginia!? |
| I put a bid in on a home, and when we did the home inspection there were a tremendous amount of problems. I was notified that 5 days after he was notified of the problems they were all fixed! In the ... |
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How do I purchase a home without a buyer's agent? |
please tell me the steps in how to do this. Additional Details I've had a lawyer write up a purchase agreement. I want to know how to get the listing agent to take off half of his/... |
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Ladyfromdrum | I don't wish to be unsympathetic but............? |
Is it fair that those who don't buy house and contents insurance just get compensation anyway from the Government yet some people buy their insurance. Will the thrifty get handouts as well? I am thinking of those people whose homes are flooded.
They say they can't afford insurance, but I bet they smoke, drink, have expensive computer games and all the latest 'must haves' etc.
House insurance is usually less than a £1 a day, but then it is boring isn't it. Think on though about replacing the contents of their homes and repairs to the houses themselves. I know which I consider to be better value for money.
What do you think? Additional Details Actually I DON'T sell insurance, I am a retired pensioner who pays house and contents insurance. I don't see why those who don't get handouts. Doesn't seem fair really. |
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Ellie
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I quite agree. I have a three bed semi with £40,000 cover for £85- so its not too expensive- less than most people spend on their luxuries. I am not saying there are not exceptional circumstances but it is affordable. And yes i have taken chances in the past. But contents insurance has not changed in price since 1994. I have worked in a kiosk in a supermarket and i have seen the obscene amounts of money that just such people spend on cigarettes, alcohol and lottery. I don't think its fair to expect the government to pick up the tab- these are the same people who will be complaining next month that the government isn't spending enough on public services. Sometimes we have to take responsibility for our eventualities and our own lives. |
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beverley.newman1@btinternet.com
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I agree with you and said the same thing to my husband the other day.Home and contents insurance is not so expensive and you never know when you may need it.I do however feel for those who did have insurance to find that it did not cover this sort of thing.That is all wrong,the insurance companies are quick enough to take your premiums ,there should be no opt outs.Act of god is a real cop out!Which god?What if you are an atheist so it does'nt apply surely?I certainly would take my insurers to court over that one (Billie Connoly did). |
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magix151
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It isn't fair. I believe if the govt. can cough up funds for the uninsured, it should have to do the same for the people who have insurance. When you lose your home, insurance is the last thing on your mind. The govt. should treat everyone equally.(like that will happen). |
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CommonCents
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It's a false sense of security. You think that you are covered until you have a claim.
I'm happier being ignorant and thinking that I have coverage and just hoping that I will never need to file a claim. |
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Alterfemego
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It's sad isn't it. But it is how life is. |
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<----9---->
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NO,NO,NO THEY SHOULD HAVE PUT THEIR GOODS UPSTAIRS...BUT NEW FOR OLD IS GOOOOOOD..*wink wink* |
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Vocal Democrat
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let me guess - you sell insurance? |
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cutmasterc7
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moan moan moan get a life |
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telboy everton forever
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are you jealous or what these people whose homes have been flooded need help ,i will bet you would give to other charities that care for people in other countries ,remember they are in this country and love your neighbour should come to mind |
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Behaviorist
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Oh, right--- the other people are all out to get things over on us good guys. Poor little us, always being abused by poor people.
First, in the US you can't buy a home without buying insurance unless you're paying cash up front for the home.
The fact is that in the US home insurance is a lot more expensive than what you're describing. A friend owns some land in New Orleans and thought that after the hurricane floods would be a great time to build since building costs would be down. Think again... the flood insurance required to get a mortgage to build the house would have doubled his house note.
You really should stand in the other person's shoes for a few days before passing judgement. |
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