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 House for sale 134,000 what do we offer?
never bought before no idea what we are doing....what is a good starting offer and how do we apporach the purchase?...


 Can my landloard keep my deposit if.....?
i gave a $400.00 deposit and moved out a month later leaving the apt as good as it was moving in. i only gave a 20 day notice. i thought i would get my deposit back and waited for it since i gave a ...


 How do you determine a home's selling price?
We would like to sell our home. Our home was very recently appraised at $228,000 by a home appraiser. Do you normally list the price of your home higher than the appraised value? What price would ...


 We have a two year lease and now the landlord has decided to sell the house. Do we have any rights?
We live in NY (Queens). We just signed the lease in November and one week in he decided he's going to sell. Our lease will not expire until October 31, 2008. Does anyone know if the new owner ...


 A house number : 1313?
We're planning to buy a house with a house number of 1313. Some people think the number 13 isn't very auspicious. If I were to sell my home to you, would you hesitate buying it because ...


 I wont to get a home loan but i have no money for a down pay met. do i have to put one down?
...


 Am I the only one who has a very difficult time having any sympathy for the 1 million families in foreclosure?
It seems that everybody wants us to feel sorry for them, but the reality is that the vast majority of these people have made stupid decisions and are leading a financially irresponsible lifestyle. S...


 I own my apartment but i have no one to leave it to when i die, should i still own or rent?
this is the issue i am 47 simgle and no one leave my apartment to .should i just cash out,sale then rent . whats the use of owning if all that money is building up and i could live off this ...


 If someone owns a piece of land, do they own it all the way to the center of the earth?
...


 Can i still buy a house if i have bad credit?, say if i put down 5000$down?
bad bad ...


 How do I keep my sanity while looking for a new house to buy?
My husband and I are looking for a house and it's only been 3 weeks, but it is very stressful We have a realtor, but we're looking online for houses ourselves, then driving by the houses ...


 Would you buy this house?
We had an inspection done on a house. It came back that there was 6 inches of water under the house. If the problem was fixed before you bought it would you buy the house. It is in the location that ...


 Is it not suspicious to buy a house with cash?
What will happen if I would purchase a house in England with cash? Is it suspicious? Will I have any problems in the future?
Additional Details
By cash I mean WITHOUT A MORTGAGE, not to ...


 How do you deal with a rude landlord who also has rude employees?
Every time I go pay my rent, the property owner yells @ me, & his employees act very snobbish & belittle me....


 Which is a better purchase? A home that needs a lot of work for $90k or a home ready to be moved into at 150k?
I'm in the process of purchasing a new home. The home I'm currently in the process of buying I can get for $90k, but there's a ton of mold in the finished basement, it needs a new roof,...


 What can a normal person do about the gas prices??
I know that the gas prices are high everywhere, but here in Arkansas, it seems we have the highest. Most of us live up in the mountains and we have to drive in town to work, how can we cut the price ...


 My tennant has stopped paying me rent because im selling my house?
last month i gave my tennant 3 months notice as i intend to sell my house. her rent is paid by housing benefit and she tops it up by way of standing order because her benefit does not cover all the ...


 Why do people buy a home they can't afford and get a mortgage that isn't fixed rate?
Now look at these idiots. Forclosures surging and people making late payments. I saved for my home for 17 years and then in 2003 put a huge downpayment and got a fixed rate @ 5.25 %...IT CANT MOVE ...


 I went to an open house alone. Now the selling realtor is claiming I have to use her to write the offer.?
I went to an open house and now want to make an offer. Do I have to use the selling realtor? I have a realtor that I know that would like to offer with, and don't feel comfortable using a ...


 I just brought my house and i don't want to keep it. Is there any clause to get out of the house?
I just purchased a home 30 days ago. Not satisfied with the house and I want to know if I can get out of the house without penalty....



Bonita S
I have a lot of things on my credit & I am about to rent an apartment, will I be denied? I have never rented.?
                     
 




adobeprincess
Rating
Depends if you have paid your bills and can pay your rent. Depends on if you have savings or not and if you are paying other bills. It depends on the land lord some are so picky.


Elie
It is up to the landlord. I don't have much credit established and what I do have is negative, yet I was accepted. There is always a place out there where you will be accepted, you need to live somewhere. Just shop around for a place within your means, and you will find a landlord who will agree that you can afford it.


babygurl
most of the time they are just looking for previous evictions


Dave C
Rating
Maybe. But as long as your income is high enough to support the rent payments, the landlord may just ask you to pay a larger security deposit.

If you are denied, you might be able to get the apartment after all if you can find a cosigner.


sunshine25
Rating
A bad credit report will usually cause them to not rent to you, but get some good references and if you have a good job, you may get it anyways.

Go for it!


Pipi
a lot of things?
ok?
like?
if you have many discrepancies, that could effect your security deposit and approval


cosaxteacher
Rating
Depends on what you mean by "on your credit". If you mean open lines of credit (credit cards, loans, etc) you are fine, but if you have a lot of late debt, you will probably get denied.


Ole Country Boy
Rating
Plop that ole credit card down there all they can say it No,but they want...


kitttkat2001
no. most places could careless what ur credit is to rent. u will need to sign a lease plus put a deposit down and 1st and last month rent.


king of nowhere
Rating
Nah, you should be fine. As long as you can pay the rent a landlord isn't going to care although whn you come to get a mortgage for a house some way down the line it could be a prob if you have bad credit.


celine8388
Rating
Most likely yes....


4eyed zombie
I just got my first apartment, and I had no credit history at all (I'm now working on changing that situation), you should be fine.
I just had to pay a slightly larger security deposit and I was told another option is to find a co-signer. I would still make all the payments, but in that situation, the apartment wouldn't be in my name


Vince M
Rating
Lenders (and renters) do a credit check to determine the likelyhood of getting their loan, or rent payment on time. As far as renting to you, the landlord needs to make the same judgement. If your history shows a lot of non payment, bankruptcies, etc, he may decide you are not a good risk. Dont forget, he will also look at your income. With a good income, and an established residency history, the credit problems in your past may not be a problem for him.

You say you have never rented, this may be a problem if he cant check your residence history.

Some landlords don't even bother to do a credit check, since they don't get that service for free. You,ll have to wait and see.


halomaniac231
Rating
YES!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!...


♪ pepperkittyn ♪
Rating
You may get denied, but more likely than not, your deposit will be higher than it would if you had triple A credit.

They may ask for an entire month's rent (in addtion to the first month's rent) for a deposit. If you can meet that price, it may not be a problem, but that depends on the apartment complex.


Brian L
As long as what you have on your credit isn't too awful, then no, you shouldn't have a problem. As long as you can make your rent payments, they won't care too much.

If you have a lot of nonpayments and such, you might have a problem, and you may have to get a cosigner or a roommate.


Privratnik
Rating
As long as you're making your payments, it shouldn't be a problem.


0000000000000000000000
Rating
if they even allow you to get the apartment they're probably gonna want the sec. deposit plus first and last months rent upfront because of your credit situtation.


shoupdc
They will most definitely look at your credit but sometimes they will factor in other things like job status. I've always heard that anybody can get something they just might pay a different price because of their credit and thats not always fair but it happens.


Tommy vercetti
Rating
WHAT KIND OF THINGS DO YOU HAVE IN YOUR CREDIT? IF YOU HAVE ANY TYPE OF COLLECTIONS OR YOU OWE ALOT OF MONEY THEN MOST LIKELY YOU WONT GET IT OUR YOU MIGHT NEED A CO SIGNER.


y_welton
Rating
If u mean alot of negative things then u will probably not get the place.


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