 First time buyer (interest only or repayment mortgage)? |
| i am a first time buyer, looking for a 100% mortgage on the property. i am very new to this whole idea of mortagage. i want to know whether it is wise to go for interest only on a fixed rate for 5 ... |
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 Do you think the landlord will pick us to move in the house???? read? |
well we looked at the best house, 4 bedroom in country secluded, huge house very very nice fenced in yard and all....
its 600 month+ utilities. we told him we could give him it all upfront in ... |
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 How can first-time buyers buy a home in So Cal where the average cost is over $700,000? |
| Our income is about $70,000 annually and we have no debt other than student loans. We have about $25,000 saved. In an area where an "okay" house will run you about $700,000 - how in the ... |
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 Do you think that the age of the house is important and I should be looking for newer house? |
| I Live in Phoenix, Arizona and I am in the process of buying a house. I have seen a house which I really like and it is built in 1988 but the house is in a very good shape. Do you think that the age ... |
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 Could we afford to buy land for £16,000 and build a posh property on it? |
| We're a small family, all with average wages. I myself am a full time student who also works part time at a call centre, my mum is a supermarket supervisor and her fiancé runs his own landscape ... |
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 Can they kick my out for this..? |
I have gone over my lease several time and find nothing on it about this..
For the next few months I am going to be late with my rent. Two weeks each month late. There is a late fee of $1... |
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 Do I need a Lawyer while selling my house? |
I am selling my house for cash to an investor.There is a small 15k loan on the house.This means the bank will be involved in the transaction.
The investor is doing most/all of the paperwork.
... |
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 I found evidence of someone sleeping in my new apt, when I went to leave the mattress.? |
| We had been there earlier today to clean and wash windows, etc. I locked all of the windows and the door before I left. Late tonight I was given a new bed by a friend and deceided to take it to the ... |
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 What to do what to do!!? |
| My credit score is at a measely 529 right now. A few yearas back i drowned my self in credit card debt totalling $5,000 that i couldn't pay back at the time but over the past 6 months i just ... |
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 How do i make 1000 dollars in two days? |
| I'm a single mom rite now with two kids and i want to move to this really nice house. I will have money next month but not right now i'm on disability and can't go back to work till ... |
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 Who can help me with my tenant/landlord issue? |
| i have lived here for 7 yrs.+ and have been asking my landlord to fix things for at least 2 yrs. and have gotten some stuff fixed after constantly asking .anyway 4 to 5 of my electric outlets are bad.... |
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 I need help purchasing our first home...but don't want to get in over my head...? |
| I live in southern california. I am looking to puchase a home but dont want to spend more than 300,000 with a 6% interest. Last year my husband and I made 60,000, but this year i expect to make ... |
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 How can I get rid off my roommate without getting lawsuit? |
| I just bought a house and I decided to rented out one bedroom to a 40 years old female. She does not pay rent on time and she is making excuses like " I'll pay you the next week" "... |
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 Will california house prices ever go back to cheap? |
| i was wondering because i moved out of state, and really want to go back. but im afraid of taking my whole life to pay off a home. compared to other states with cheap ... |
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 Help for mortgage, independent financial advisor and putting in an offer on a house.? |
I went to 3 banks for mortgage quotes, halifax, hsbc and alliance & leicester. Halifax could borrow me the most money, then hsbc, and then alliance & leicester.
I then looked around for ... |
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 Can we afford it or should we just wait? |
| my family wants to buy a house that is around $699,900. we dont have the 20% down payment needed, so we are just waiting to see if we can come up with some money. we pay $15,000 a year for middle ... |
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| My apartment pool has been down for over 6 MONTHS, how can I make them fix it?!? |
| Part of the rents I pay were to have a working pool, and this is in sunny Florida where it gets really hot. The pool has been down since last year and they keep promising it will be fixed soon, but ... |
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 Can I have some advice? |
| I asked a previous question, where in the US in the best place to live? I want a homey place, and where I can enjoy all season's. I'm in love with nature and I want somewhere I can enjoy ... |
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alleyshax | I have a shmuck for a landlord!!! Help is appreciated.? |
My landlord really stinks when it comes to making repairs. I've reached my wits end and waiting for my lease to end in another 6 months. Gas company recently did test on gas lines in my area. My gas line did not pass test and gas line collapsed so the gas company turned off my gas until landlord replaces my gas line. I am without heat and hot water. It's 30 degrees outside! I bought a couple space heaters to stay warm in the interim and can shower at friends house. Question is, can i legally deduct cost of space heaters off rent? |
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mhiaa
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Ever hear of the "warranty of habitability?" You can take him to small claims court, and you will not have to pay him rent for the entire time the house was techically not habitable, and depending on the judge, may even award you for the cost of the heaters, or my further deduct it from the rent and extraordinary expenses such as increased electric bills, gas money and such for having to go elsewhere to shower, etc.. Cover yourself. By that I mean every municipality has a codes officer. Call the village/town/whatever clerk for the name of the codes officer.. Have the codes officer inspect the conditions. They will write you up something that the landlord is in violation of code. Do not pay him any further rent. He cannot evict you if you refuse to pay rent for substandard conditions. The codes officer also, in some localities, has the power to impose fines for whatever length of time it takes to remedythe violation. Make sure as well to send your landlord a letter documenting everything that is wrong.(certified mail is best.) And keep a copy of the letter. |
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Misty B
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You must have heat and hot water as a basic necessity. I would contact your local tenants rights association. It is illegal for your landlord to not provide the basics. You can deduct the cost of the space heaters and you probably could deduct the cost of your electric bill increase as well. You probably could force him to pay for a hotel until it is fixed as well.
Your local tenants rights association will help you. They may even be able to recommend a lawyer. |
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sunshine_today
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You cannot legally withold rent. You can place your rent in an escrow account and notify them that it's there and they will get it when repairs are made. Heat and hot water are basic necessities the landlord is required to provide. If your unit does not have that for more than a reasonable time (like 24 hours for hot water) they should be putting you up in a hotel. Don't put up with it for another minute. Demand to have working basics or to be put up in a hotel. |
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japanizationstation1
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Document EVERYTHING! Contact a lawyer for advice. Most of them will give you a free consultation. In your situation, I believe you have a lot of options in your favor. |
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emb404
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call the BBB better business bureau, it is his business isn't it and hes earning your dollars every month take him to court and shut him down |
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devil dogs
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Leasing agent PHX. You must require the landlord honor an uphold his terms of the lease. That is to provide a dwelling the is able to be secured., able to have legally provide utilities to it. Otherwise, a Health and Safety issue exists. The landlord must provide another apartment. Or somehow provide temporary abillity to cook, wash, heat, and cool your apartment. That what you pay rent for. Look up the law in your state the defines the relationship betweeen landlords and tenants. Then quote the health and safety issue by serving the landlord in writing. Then if situation requires take him to court and cite the example and issues to a judge. That will release you from your lease. Good luck |
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RickinAlaska
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You can legally hold the rent until ALL repairs are made. That will get results. If not just move out on your lease and let him take you to court. He won't tho because he's been through this before, I'm sure. |
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Allie
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yes, you deff. can. my grand father lives in an apartment and he does all the time becuase they refuse to do any work for him.be sure to ask your landlord before you do though and be sure to warn him that you are. its threatning to him and he will try to get it fixed he knows that he could be punished
good luck! |
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mcutiegirl
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actually you have 2 options you can either contact your local tenant rights agency or simple take him to small claims court it seems like he has been through this before. all the rent you paid since the gas line has been broke he owes you that money because you paid for services that were not rendered. or you can apply to gas company in your name under renters terms they have em you will have the gas in your name but only pay for services you use either way he will have to pay you good luck! |
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Kobe Loves YOU
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we all do. get somebody else to do it for you. |
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