 House Prices? |
| I love in Los angeles CA and realy want to buy my first property (townhouse).. but the prices are sky high, but i heard that prices are going to drop...Is that true?... |
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 To move or not? Truly want to move!? |
| Hello All!The facts.Owe 99k asking 135k Round Rock,TX (Suburb of Austin) leaving us w/24k and change(after all closing and 6% Realtor fee) I am disabled(counted as income) our credit is medium high, ... |
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 If i purchased a home in 2005 and it was a subprime loan and then i walk away and it forcloses? |
| AND THE BANK TAKES IT BACK AND THEN LISTS IT WITH A REALTOR AND PUTS IT ON THE MARKET FOR HALF THE PRICE I PAID FOR IT THEN THEY SELL IT FOR THE LOW PRICE WILL THEY COME AFTER ME FOR THE DIFFERENCE AS... |
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 If you have a mortgage at 9.5% and the house costs 50,000? |
| and you have a 30 year fixed mortgage. What would you end up paying for the house?... |
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 Being a first time homebuyer, what can me and wife do to get a mortgage with very bad credit?? |
We did see a realtor but they told us we need to wait until next year to let some of our good credit history mature.
Additional Details
We can afford it, its just that it seems our ... |
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 What happens if they ignore my offer? |
| We just put an offer in on a house that is selling for $189,998. On the listing, they offered to pay one year of HOA fees with an acceptable offer. We offered $180,000 plus the 1 year HOA. We ... |
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 Tired of wasting money on renting...can I get financing? |
My husband and I have looked at getting houses at least once every year but it never works out. I usually get discouraged and give up.
Here's our situation:
Husband:
*... |
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 Do you think that the Real Estate Market has falled enough to make you step in and buy a home? |
I am a Realtor on the North Shore of Long Island and I am curious how the general public is viewing this matter.
Additional Details
whoops, it should say, "fallen enough"... |
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 Is this sound weird? 10 points for the best advise. Thank you? |
| I am looking for a rommate or apartment in DC. Normally, it cast about $ 500-700 per month with room mates. I came across this post. They only want $300 per month. I ignored the post because I ... |
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 Mortgage closing and Tenants? |
| I am closing on a property April 9th. The tenant is suppose to have moved out already but he is still there. I can't even schedule cable services or any other utlities becasue he is refusing to ... |
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 Pay off a mortgage or invest? |
| I have a 50k mortgage @ 5.68% on a coop bought for a total of 72k. After four years I think the coop's now worth about 300k. If I pay off the mortgage isn't that a significant return on my ... |
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 Should I relisted a with another realtor after 6 months!? |
| My house on the market almost 6 months now, drop the price twice already, but not a single offer, Should I take my house off the market after my listing contract end with my current agent and ... |
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 Since a large piece of my backyard slid into my neighbors yard, how much should I bill him for the use of it? |
| This may sound like a stupid question, but you have to understand that in Southern California, land has an extremely high value. I seems to me that since he has about a quarter acre of my property in ... |
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 Mortgage rate locked or is it? |
| If I locked in a rate with my mortgage bank, get the commitment letter, and then the rate goes way down. Am I under any legal constraint to go through the deal with them if I find a better rate with ... |
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 What type of home loan is best for someone with 680 Credit score, no money down? |
| I'm looking to buy a home. My credit score is 680, but I have no money to put down. What is the best loan option for me? A friend is buying a home and he says his rate is 1% and his mortgage ... |
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 The John Beck scam...? |
| Okay, I've done enough research to find that the John Beck Real Estate System is a scam. But, does anyone know of another program, website, book, etc. that has somewhat of the same concept that ... |
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 How do you keep the man you love when he is attached or seeing other women,but you love him so much.? |
| i mean this man is all i think about but he is married and is seeing other women besides me....we have been seeing each other for 13 years and still is seeing each other and i love him so much til it ... |
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 What are your thoughts on a 40 year Mortgage? |
Out of all of the "creative" lending products, this one seems to make the most sense for someone looking to upgrade in the buyers market.
Just honest opinions, perferably from ... |
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 Can we have our landlord pay for the damage? |
| My family and I are renting a home from a landlord who lives out of state. When we moved in we had a verbal agreement that he would repair the driveway, as the concrete was so bad that there was no ... |
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tooz56 | I have about 40% equiity in my home, how do I go about getting rid of my mortgage insurance ! (PMI) ??? |
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Karen R
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Contact the company who currently has your mortgage. You will need to have it appraised but you will need to use one of their approved appraisers. Find out who you can use in your area. Then you will send the appraisal along with the request for the removal of the PMI to the address they give you. |
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Mrs. Strain
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Talk to the company servicing your loan. |
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Rico
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If you have so much equity maybe you should consider a refi anyway? Then you could get a loan without pmi, kill 2 birds with 1 shot. |
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triad22
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REFINANCE |
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djdraven99
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do a Refinance. You will eliminate your PMI, and also get a better rate. |
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mortgage help
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if it's been 12 months, and your lender won't do it, you'll have to pay for an apraisal. Talk to your lender for their procedures. |
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Muga Wa Kabbz
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When you originally borrowed to get financing, you had a very low or probably no down payment. T
his is very high risk for mortgage lenders which is why they required you to have mortgage insurance, to insure them in case you don't make payments to them. I'm not sure that you can change that because the terms of the loan when you borrowed, stick around for the term of the loan. Also, in the first few years of loan/mortgage repayments, you're paying for interest rates before you even start paying the principal . Not sure on this one, but I think refinancing might get rid of it. |
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robert s
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All you need do is contact your lender and demand that they cancel it. |
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Gr8 F8
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call the lender and ask them to remove it
if they won't tell them you will refinanace with a different company that does not require it at 40% |
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TumbleTim
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It depends on your bank. If you have more than 20% equity in your home (which you do), you should be able to contact your bank and request that they take the PMI off your home.
Good luck. |
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