 Can we be evicted due to a medical condition creating late monthly rent to the landlord? |
| my boyfriend was diagnosed with cancer and is under medical care. the landlord entered a verbal agreement that we could pay our rent in 2 monthly payments. this is due to his lack of work during ... |
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 My house is in forclosure, how do I find an investor to buy it? |
| I need someone to buy then rent it to me for 12-24 mo. Then sell it back to me (at a profit of course).... |
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 I need to refinance my house in 4 years. What happens if is worth less than what I paid for it? |
| We paid $669,000 for our house at the top of the market(preconstruction). Now the same model is selling for $420,000 and still no buyers! I don't think the market will come back in time when I ... |
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 Bad tenants? |
| i have rented my flat , i never use to get my rent on time so i have given them notice of 4 weeks. On that my tenants did not agree on this and wanted atleast 3 months, after negotiating he agreed on ... |
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 Im ready to purchase a home now? |
| Im ready to purchase a home now - my realtor says buy now - my boss says wait for 4-6 months the buyers market, what should I ... |
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 Home Loans Advice? |
| If I am approved for a $350,000 home loan and buy a home for $300,000, will I be able to use the remaining $50,000 for fixing up, furnature, etc, or will I only be able to take the $300,000 for the ... |
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 Housing benefit??? who and how can claim for it??? i just become a single mother and the father of my child... |
is selling the house from underneath us, so i am now looking into getting a house! and hoping housing benefit can help me out, but not sure if i am eligible for it as i work 20 hours aweek.
if ... |
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 How can I break my rental agreement/lease? |
| I need to know how to break my lease without paying anything.The apartments I am in are horrible, filthy, bug infested, cars are being vandalised all the time (mine included). I want to move ASAP.I ... |
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 How much can I negotiate on a house to get them down? |
| The house is asking 135K and the owners bought it for 103K in 2003.... |
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 No heat help me please? |
| i have a question regarding enbridge gas company.i just got back with my girlfriend recently and while we were seperated she fell behind on payments.when i arrived she was disconnected and she and ... |
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 What to do with a tenants that refuse to pay rent.? |
| They claim that there was mouse in the house so send the rodent company to fix the problem but they were not cooperative at all. They kept on complaining of the situation and contracted three other ... |
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 How many square feet is considered a good sized home in the USA? |
| A better than average house in the USA will gain a realtors eye if it exceeds how many square feet? At waht level of square footage does a house start taking on a certain level of prestige?... |
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 Equity line of credit a good idea to pay off my mortgage? |
| I called my mortgage company today and asked about a refinance. I am not behind, or in forecloser. He did not offer me a good rate, but he did talk about a equity line of credit to pay off the ... |
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 I am going to re-finance my house with Countrywide.? |
| It will be a loan fixed at 30 years. 6.125 I fill out an inquire last Monday and they allready aproved my loan. Nex thursday I am to sign . The Notary will come over muy place. Where is the ... |
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joie | I have been turned down for a second mortgage on my home & no other place has even contacted me.? |
Does anyone know of a good loan place I could contact for a second mortgage. I did file bankruptcy nearly 5 yrs. ago due to my husbands employer filing bankruptcy. We do however pay our other bills on time but can't seem to find a place to contact. E-loans did turn us down but we haven't heard from anyone else. Any sugguestions of a good place to contact. |
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Brian W
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I would have to agree with the companies that everyone else has already commented on. The only one that I would warn you about is Quicken Loans. They have had over 320 complaints within the last 3 years with 132 if those being in the last 12 months. They make their living off of the "bait and switch" routine where they tell you what you want to hear and then change it when you sign. Another thing that I would add is that if you are planning on going to a lender like Countrywide then you should also check out brokers such as Ace Mortgage because they are generally partnered with those companies and can give you a better deal through them then Countrywide can do directly. |
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notarycat
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You could try Greenlight Financial, Ditech, or Chase Bank. I am a notary and have done loans with these companies. They seem to work well for people with less than perfect credit. Keep shopping around on the internet and see what else pops up. Good luck. |
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richbitch
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Try Countrywide Home Loans or Quicken Loans, they could help you, both good companies. |
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thinking-guru
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Contact a local mortgage broker. If they are good they will have access to several lenders who may have programs to help you out. A 2nd mtg. requires significantly higher credit scores (often 680+) than does a 1st mtg (500's). Your LTV will also have a direct affect upon the approval, rate, and terms of the 2nd. Good luck. |
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Goddess Kitty
 |
Hi,
That's too bad. It's really sad that your husband's employer had problems and transferred them to you with the loss of his job. There really needs to be some changes to the credit reporting systems as we know them. Just terrible!
Have you simply tried your bank? Sometimes sitting with your representative at a bank and explaining the whole situation, especially if you have been a customer for years, makes it easier to get that loan or second mortgage. The bank must know your communities economical difficulties, including those of your husband's previous employer, therefore, they may be more sensitive than you think. It's worth a try, and if they decline you, maybe they can give you some idea of where to go. There are also private mortgage companies who will invest in high risk loans, but please be very careful, and do lots of research of them (there are, of course, unscupulous people out there)
Best of luck |
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mazziatplay
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You may well qualify for an FHA loan if you have reestablished and maintained excellent credit since the closin gof the bankruptcy. Contact a local experienced mortgage banker and ask specifically about an FHA loan. |
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SCH
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Try lendingtree.com. Or countrywide home loans. |
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Brian
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has your bk been discharged? if not you will be hard pressed to find a second. also, if you let me know of your situation in a little more detail, i can probably steer you toward something better. |
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Mark's Brain
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You might consider heading down to the track and asking around there. |
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