 Our vehicle was repossesed The loan company still wants the balance on the loan. can they do this? |
Our vehicle was repossessed. The loan company sold the vehicle
and now they say we are responsible for the balance of the loan.
Is this legal?... |
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 I have a serious question about buying a home |
| My husband and I are looking to buy our first home. We looked at a foreclosure that is $50,000 (we live in central wisconsin). It has a nice 2 car garage, new roof, new siding, new windows, and is ... |
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 We were just informed that the house we are renting is being put up for sale? |
Is it reasonable to expect our moving expenses to be covered? Including the cost of utility transfers?
Additional Details
Apparantly, the owner is ready to be done. The rental company ... |
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 Why can't I get a loan for a 35,000 house? |
| It seem all lenders have a minimum purchase price. The house is a great deal (no damage, needs new carpet only). You would think a lender would want to give me a loan.Its 4 BR 2 story. But they say ... |
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 Can landlord enter my apartment at will. i live in florida and I refuse to pay anymore rent, im not on a lease |
| im not on a written lease or anything just verbal, when i moved in me and my landlord had a verbal agreement on rental terms such as direct tv (cable t.v.) and all electric is included in the rent ... |
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 Can landlords renew your tenancy month by month? |
| I spoke to my estate agent today and they said my landlord wants to renew my tenancy month by month and I won't need to sign a new contract with the agents. Sounds dodgy to me, Can anyone help?... |
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 What's the advantage of moving out? |
I'm planning to move out for a next few years. Once I do that, I'll never contact my family again. That's the best I can do.
Additional Details
The question is what'... |
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 Can someone please buy my house? |
moving out of state, just waiting to sell our house :(
Additional Details
Riverside, CA $615,000.00 give me an offer
4 bdrm 2 bath 3 car gar. RV pkng
.34 acres fully ... |
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 Do you need a degree to become a Mortgage Underwriter or Loan Officer? |
Additional Details
<a href="http://avatars.yahoo.com target="_blank"><img src="http://lookup.avatars.ya width="48" height=&... |
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 Without having a house appraised, Is there any way to tell If I am getting my money's worth? |
We're buying from an uncle that is selling for $56K and some change. He just wants rid of it.
Additional Details
It's in a subdivision where the houses go for around $120K.... |
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 Whats the best thing for me to do about my house? |
| My fiance and I purchased a house almost two years ago in my name. We have decided to seperate and I'm not sure if we are going to get back together. She is moving out and back in with her ... |
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 Me and my boyfriend want to get a morgage loan to buy a hose but think we cant afford paying loan back.? |
| how much do u think it would be for the cheapest two bedroom house in surrey coz then i have to divide it by twenty five as thats how many years it takes to pay it ... |
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 Is a landlord allowed to? |
put spy equipment in your home ... ?
open your doors when you are out ?... |
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what | I just contracted on my first house, when can I start cleaning and painting it? |
Our closing date is Oct. 13th and it needs some work before we move in, how soon can we start on it? Do we have to wait until closing? We already have been approved for the loan. We just have to wait for appraisal, inspection, and survey. |
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Mitch G
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Most times you don't want to do anything until it closes... I've seen appraisals come in much lower than what you or the realtor expected...which changes financing and If you want to take a chance have your realtor call the owner. The owner may ask for insurance just incase someone gets hurt doing something. If the owner is smart he/she will say it needs to wait until closing. |
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kearneyconsulting
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After it closes. |
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LasVegasMomma
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Depends on the laws in your state. Most states do not allow you to occupy or begin any improvements (including cleaning and painting) until "closing". In the state of Nevada, the transaction has not closed until the deed is recorded with the county. Ask your real estate agent when you can begin work. You agent may be able to negotiate with the seller to allow you in before Oct. 13th.
Good Luck and congratulations on your new home!!! |
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debe c
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WAIT UNTILT HE APPRAISAL COMES IN. THE OTHER GUY IS RIGHT. LIABILITIES A LOWER VALUE CAN CHANGE ALOT. BE PATIENT |
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kittyrogers
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You would be ill advised to do ANYTHING to it until you have actually closed and until you are fully insured on the property, which would not be in effect until the closing. If you are able to get in a head of time (are there not other owners in there now?), and did work and then something happened (fire, act of nature, whatever) you would NOT be covered because you don't yet actually own the propery. Approval of loan does not mean you own the property nor does it mean you are insured. Until those things transpire, stay out and bide your time. You will be in there soon enough and then let the work commence. |
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bibus73
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A real estate contract is a contract for the purchase of real estate between parties. Seller promised to sell you house and you promised to buy the house, subject to contingencies such as appraisal, inspection, and survey.
The closing is the event in which the money for the house is paid for and title (ownership) of the house is conveyed from the seller to the you. The conveyance is done by the seller(s) signing a deed for you or your attorneys to record the transfer of ownership. Often other paperwork is necessary at the closing.
Before closing cleaning and repairing can be done with the seller permission, but it is seldom done because of the risk involved. For instance what happened if during the cleaning you will brake your leg on faulty stair, who will pay for it. |
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Kathleen M
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I would defiantly say wait till closing - I know you want to get a jump start on getting things done, however until you close, the house isn't yours. The appraisal, inspection and survey are very important in the loan process. Your lender has told you your approved for the loan, but until they get all those items back they can't tell you for sure it will close. You may be throwing your money away doing repair work if something goes wrong and it doesn't close. Also, if it doesn't close and you go into the house and change things you could have an issue with the seller over damages. Be patient. |
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bianca
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you have to wait for the closing- what will happen if the seller will cancel the transaction and you will put your money in the property? |
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Scott
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As having been in the business for awhile Personally I wouldn't lift a Hand until you have a closing... Many times things come up and you may think the sale will close and it may never close. Anything you do then becomes part of the property and you may not ever get you money back for improvements. Plus there is the issue of Insurance. You can't insurance on the property until you own it or you can pay for Renters insurance yet it won't cover everything needed...
Also your way away from getting things wrapped up as there is yet an appraisal, inspections and survey to be done... All of which could delay closing for days, months or more. Property may not appraise out, what every your or your bank is having inspected may never pass and the survey could then envolve title corrections...
may all go smooth for the 13th but I'd be cautious and wait... |
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KathyS
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You would have to ask the owners if you can get in there earlier. Offer day to day rent prior to closing. This really should have been asked when you made the offer. The owner is under no obligation to let you in earlier. |
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bathagent
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Yes, you must wait to get the deed, otherwise you are cleaning and painting for the seller. **** happens and even if you are gold, the deal could fall apart. What if one of the sellers die? Void contract, house goes to the estate. You could of course still buy it, but it's a new ball game at that point. It's also under the sellers insurance until closing. What if you or a worker accidentally sets it on fire or causes damage. You walk away and the seller has to try and resell a mess. Sorry, make the moving van wait a week or so after the 13th. |
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CYNTHIA R
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For your protection DO NOT DO ANYTHING TILL YOU CLOSE. Any number of things can and do go wrong. The appraisal could come in too low, the inspection could turn up hidden defects or problems and the survey could have land boundary disputes. |
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rockin_in_vegas
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This doesn't answer your question, but will help you quickly pay your new 30 year mortgage down fast and save tons in interest off the back end of the mortgage.
If you own a home and can get a variable home equity loan, you have the ability to not only pay your mortgage off faster, but to include your total outstanding debt (car, student loans, etc) in this payoff. Your current lifestyle will not change, you don't have to refi, and it's not a bi-weekly program.
This program offered by United First Financial (www.u1stfinancial.com) is software driven, web based and guaranteed to work as long as you follow the system.
There is no out of pocket expense to participate. Email mma-program@cox.net for more info. |
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dannni
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i think its afe to say that you can start painting your home. I'm sure you arre positive about living in this house so how about you start making it look like you rdream home. |
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