 Home Loans Advice? |
| If I am approved for a $350,000 home loan and buy a home for $300,000, will I be able to use the remaining $50,000 for fixing up, furnature, etc, or will I only be able to take the $300,000 for the ... |
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 Housing benefit??? who and how can claim for it??? i just become a single mother and the father of my child... |
is selling the house from underneath us, so i am now looking into getting a house! and hoping housing benefit can help me out, but not sure if i am eligible for it as i work 20 hours aweek.
if ... |
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 How can I break my rental agreement/lease? |
| I need to know how to break my lease without paying anything.The apartments I am in are horrible, filthy, bug infested, cars are being vandalised all the time (mine included). I want to move ASAP.I ... |
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 How much can I negotiate on a house to get them down? |
| The house is asking 135K and the owners bought it for 103K in 2003.... |
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 No heat help me please? |
| i have a question regarding enbridge gas company.i just got back with my girlfriend recently and while we were seperated she fell behind on payments.when i arrived she was disconnected and she and ... |
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 What to do with a tenants that refuse to pay rent.? |
| They claim that there was mouse in the house so send the rodent company to fix the problem but they were not cooperative at all. They kept on complaining of the situation and contracted three other ... |
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 How many square feet is considered a good sized home in the USA? |
| A better than average house in the USA will gain a realtors eye if it exceeds how many square feet? At waht level of square footage does a house start taking on a certain level of prestige?... |
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 Equity line of credit a good idea to pay off my mortgage? |
| I called my mortgage company today and asked about a refinance. I am not behind, or in forecloser. He did not offer me a good rate, but he did talk about a equity line of credit to pay off the ... |
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 I am going to re-finance my house with Countrywide.? |
| It will be a loan fixed at 30 years. 6.125 I fill out an inquire last Monday and they allready aproved my loan. Nex thursday I am to sign . The Notary will come over muy place. Where is the ... |
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 Can A Listing Agent get the whole commission if he is listing and selling a home? |
| I really want to buy this home and I was wondering if I can go directly to the listing agent and for him to represent me.... |
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 How do you know if you can trust your Realtor? |
| it's not that I don't trust my Realtor, but his suggestions to me for selling my house quick is to increase the 6% to 8% so Buyer's agent etc will move quicker trying to sell it. I ... |
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 House fence question? |
I live in a terrace house all former council. All my
neighbours like me now own their homes. Did my neighbour
to the right side have the right to replace the fence that
divides our ... |
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 Do you live in a House, Apartment, or Trailer? |
| If you live in a house trailer, have you ever been on Jerry Springer show? On stage? :)... |
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 Does a landlord have to pay any utilities / ammenities? |
| Does the landlord have to pay for trash pickup or is it ok to not include it in the rent? ***CA... |
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 I need help to resolve a family problem? |
| I moved in with my elderly grandmother two years ago to take care of her after she was diagnosed with Alzheimer's disease. There was a verbal agreement between my father and I (he is her POA) ... |
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inremy | I just puchased a home how soon can i refinance? |
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Paula M
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Not recommending them.......but.....Lennox Financial.....advertises heavily on a talk radio station I listen to.....they claim to refi for FREE.....I didn't need their services, but called to find out how.....like who pays the appraisal? who pays the title insurance fee? etc.....they claim they pay every penny....Sounds too good to be true, but maybe......let me know if they are legit. |
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Michel D
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Is there a reason you would want to refinance so soon? Usually you would need at least 12 months seasoning in the new property to be able to refinance if you are a first time home owner.
The only good reason I could see to refinance so quickly would be if you had to take a much higher rate due to certain credit issues and can now qualify for a much lower rate. at least 1.5 - 2.0 % lower.
If not, I suggest you keep you mortgage for a year and than see what you could potentially qualify for by contacting a broker or banker that you feel comfortable with. |
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Brian V
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I believe that you want to wait at least 3 years to make it worth while. Every time you refinance, you will be paying some sort of closing costs, and a slightly lower rate will usually not allow you to make up the difference for quite a while. |
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?
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I am a licensed loan officer.. depending on your situation 1 month after you buy.
Again, it all depends on your indiviudal situtation and if you have equity.
Do you want to refinance? I am a loan officer licensed in Ohio, California, Michigan, and Florida. If you are in any of these states call me and we can talk about it. I will give you a free no obligation analysis specific to your situation. Call me toll free at 888-526-5001 ext 772 or direct at 440-832-7772. My name is Lindsey! Thanks and good luck! |
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lowermydebtnow.com
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It depends on the mortgage you have now & what your goals are. You can refi right now if it makes sense to do so.
Feel free to email me for a complimentary mortgage analiysis. anthony@lowermydebtnow.com
Best Regards, |
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ondreforsure
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Most lenders have a 6 month seasoning requirement until they will refinance you. If you want a new 2nd mortgage or home equity line I know of a few lenders that will fund it, even if you bought the home yesterday. |
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Matt J
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You can do it as soon as you want. For example the day after you bought. But you want to make sure there is a good reason to do so.
Matt
http://www.diversifiedlender.com
http://www.homemortgageminnesota.com/
http://www.refinance-second-mortgage.biz
http://www.minnesota-mortgage-rates.net |
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carl l
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You will have to wait a few years before you do so. However, if you are looking to save some money, try pricing out your homeowners insurance with a few different companies. That way, you are guaranteed to save money. Try it here. http://www.anrdoezrs.net/click-2177451-10426215 |
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Spencer B
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You can do it today. But why would you do that. It's a huge waste of money. A refinance will cost you alot of money that will either come out of your pocket or your homes equity (if any)
Usually, you compare how much you would save on a refinance with how much it will cost to refinance. Calculate it out and see how many months you would have to live there to see a difference. |
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nyree s
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same here I was told wait about 2 to 3 years also go over your loan documnets to double check if you will be penalized or if there are certain requirments every loan is different |
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