 Getting out of an apartment lease......? |
| Ok I need to know if there are any quirks to getting out of an apartment lease besides causing yourself to be evicted (which is not an option for me) and paying rent till the lease is up! The place I... |
|
 California show up to work get paid 4 hours? |
| in the state of California if you are asked to show up to work and sent home are you entiteled to get paid 4 ... |
|
 How do I get out of having to pay pet deposits & "pet rent" in an apartment ? |
| We live in Arizona and are looking for an apartment to rent however there are both refundable and non-refundable deposits along w/ "pet rent"! I've heard that a letter from a medical D... |
|
 I am thinking about flipping houses. I am only 20 years old is it possible for me to do this? |
| I am reallying thinking about flipping houses for a living because it seems really fun and rewarding. I am going to be taking construction courses at my school and most likley majoring in real estate.... |
|
 Landlord problem, can anyone help? |
| here's my situation. about a week and a half ago, i came home from work and noticed that one of the shades on my bedroom window was open. i always keep it closed for a reason. i let it slide ... |
|
 Property in the u.k? |
| im wondering where would be the best place to buy property in the u.k ....???... |
|
 How can I stop my landlord from evicting me from an apartment in Texas? |
Husband moved out, had to spend money on things like car repairs so I can get to work, and other bills. Need a little time to catch up but apt. manager isn't cooperating.
Additional D... |
|
 Landlord repair problems? |
| I rent my house privately, and 8 days ago my boiler broke, I have not had hot water and heating all this time. I told my landlord as soon as it broke and I am still waiting for the repairs to be ... |
|
 Who will refinance our mortgage that is in foreclosure? |
| We are in foreclosure, it has not yet been sent to the mortgage companys legal department but it is just a matter of time. Is there anyone who knows who might refinance us so we don't lose our ... |
|
 Can my landlord notify others of who visits my apartment? |
cali resident
landlord knows my father
our complex has many cameras which she views and then reports to my father who visits me?
is there any privacy law out there that prohibits this?... |
|
 Is there a legal way out of a 3yr rental aggrement? |
| I signed a 3yr rental aggrement, and now have lost a large part of my income, is there a way out of this aggrement without a law suit?... |
|
 Why would house seller require cash only sale? |
| What are the benefits to a seller of a cash sale?... |
|
 Would it be illegal to have roommates (indirectly) pay off my student loans? |
Ok... let's say I get a $150,000 loan for a house but I only have $70,000 left to pay on the house. That's an extra $80,000 for me in cash, right?
Would it be illegal for me to ... |
|
 HI, i recently bought a car, it seems that finance was still owed, what do i do?? |
| I bought a car from what i thought was a genuine seller, i've recently received letters form a finance house saying that finance is still owed on the car and they want to come and get the car, ... |
|
 Is my realtor yankin' my chain? |
| I'm in the process of shopping for a new home, and I'm finding myself doubting my realtor. I've found a place I like, but it's very old and I would like to have an inspection ... |
|
| Is a two bedroom to small for us? |
| I am just wanting personal oppinions.. My fiance and I are looking for a house and have had NO luck!! We live in Texas where the hurricane hit so right now houses are hard to find.. I found one today ... |
|
 My ex-landlord has taken an extra month rent after I have left and ended my agreement, how do i get this back? |
| i left the flat in december however an extra payment was taken from my bank to the company who had arranged the agreement. I informed them immediately however they chose to still make the payment to ... |
|
 If i buy a house and 4 months later the foundation has a crack in it and my basement is flooded. who pays? |
Additional Details
There was foundation repair done in 04 but it was just to reinforce the walls, i had a plumber/carpenter give and estimate and he said it was who ever put up the ... |
|
|  |
Jay | I keep hearing about first-time home buyers getting really good deals. Where can I find more info about it? |
I am in Minnesota, and people (non-home buyers) are telling me they can get super-good interest rates, no money down to buy, not have a stable job, and get a loan for 120k. Can this be real? I have tried looking everywhere I can think of online to find info about this, but it seems to be hidden, if it is there. Please provide me with a link. Thanks! |
 |
 
Theworldismaddening
 |
Just like the car you can get for $99/month? Just like the fine print on the car ads there are requirements for the mortgage. Credit history and job history are the main players. Feel free to email me for more info. I have many years in the mortgage industry and can guide you in the right direction. Since I am not licensed in Minnesota, you will get true non-obligatory advice. |
|
Rudy DelRojo
|
A general rule of thumb: If it sounds too good to be true, it probably is. There are 100%, no doc loans with "teaser" rates that advertise rediculously low payments for the first year or two. They're called sub-prime loans. The same ones that are in the news today.
You will easily find mortgage brokers who are still willing to set you up with one, so it's real alright. Brokers make an unbelievable amount of money off of these things.
It's also one of the worst ideas imaginable. Be patient and work towards a good mortgage program - there are tens of thousands of people in this country being screwed right now because of these loans - don't be one of them. |
|
The Real Estate Guy
 |
The best way to buy real estate is to have a 10-20% downpayment.
Your monthly payments are a lot higher with no-money down loans.
And go for a 30-year Fixed rate loan. |
|
Yanswersmonitorsarenazis
|
http://www.mhfa.state.mn.us/index.asp
Start there. Minnesota Housing Finance Agency. This is the site you're looking for. |
|
zyberianwarrior
|
uh huh the so called interest only loans or the adjustable rate mortgages that CRIPPLED THE STOCK MARKET IN LATE FEBURARY?????????? Stay away from these loans the worst is NOT over with this crap yet. Get a 30 year FIXED and forget about it. |
|
Quicken Loans
 |
The short answer is I agree with the other answerer and “if it sounds too good to be true, it probably is.”
There certainly are programs available from nearly all mortgage lenders that allow you to put no money down. And it is possible to “state” your income (as opposed to proving it with payroll records), but regulations on this have tightened in the past few months and it’s more difficult today.
That said, there are good deals that are available for first-time home buyers if you shop around and ask a lot of questions. Asking the right questions can help you prevent from getting hit with hidden fees and unexpected rate increases. Make sure you understand the difference between fixed-rate loans and adjustable-rate loans. If you go for something like an interest-only mortgage, make sure you understand exactly how long your interest only period is and how the payments will change when the interest-only period ends.
You could also try using a mortgage “home affordability” calculator to give you a general idea how much you can afford for monthly mortgage payments.
And please, keep in mind that it's critical not to forget about how much you'll need for other costs associated with buying a home (closing costs, housing inspection, taxes, private mortgage insurance and fees, etc.). A good mortgage professional will go over all of this with you when you get your home loan.
So I recommend that you do your research on what kind of mortgage you should apply for and ask friends and family members for referrals for mortgage companies. I’ve included a link below for great information for first-time home buyers from Quicken Loans (where I work).
Hope this helps answer your question. |
|
Misty Eyes
 |
Check with your bank. They should be able to answer any questions you have.
First time home buyers don't have to put any money down. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 6 minutes(s) ago
| | | |
9 | 21 minutes(s) ago
| | | |
9 | 48 minutes(s) ago
| | | |
9 | 3 hour(s) ago
| | | |
9 | 5 hour(s) ago
| | | |
9 | 7 hour(s) ago
| | | |
9 | 11 hour(s) ago
| | | |
9 | 1 day(s) ago
| | | |
9 | 2 day(s) ago
| | | |
9 | 3 day(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
