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 Do you think the housing crisis will get worse? Is this a good time to buy a home or should one wait?

Additional Details
I'm in southern ...


 Where is the cheapest place to purchase waterfront property in New England?
...


 Its nearly july and i have my central heating on?
its ok if you live near the noth/south pole or somewhere like that, but im on the east coast in suffolk, uk. i wanna be down the beach eating ice cream and making sand castles and stuff, not sitting ...


 Do you think that mortgage lenders will try to cheat first time home buyers?
I don't remember calculus very well so I cannot substantiate the logic of interest rates and whether I might overpay my loan and sign off more than is necessary. Does this happen in the real ...


 Tenants in property have never paid, will not leave, NO WRITTEN CONTRACT?
Hi, we have a property that a gentleman who was supposed to be a friend of my husbands agreed to rent. Unfortunately we did not make him sign a contract since he was supposubly a friend. The ...


 Can your house be repossessed if the equity is much greater than the outstanding mortgage?
What would happen to the equity?
Additional Details
Let me explain more. I have never defaulted on my mortgage payment. I am hoping that my Dad would invest a little (half the value of ...


 Does my landlord have the right to tell me what business I must use for my cable, tv, or internet services?
...


 Do you have to be employed for a specific amount of time in order to be pre-approved for a home loan?
I just graduated with my bachelors and I have a job secured. There is a house on the market that I want and I know I can afford with my salary. How long do I have to wait before applying for a ...


 Does renters history or credit score matter the most in an apartment search?
I have no credit (have never had a card) but have good renters history. Will an apartment care that I have 0 credit?...


 Can apartments go through tenets mail?
I live alone and my cousin used my home as their mailing address, she doesn't live here, but they have just gone through my mail asking who she was?

Isn't it unlawful, even for ...


 What should i do with my landlord?
i have a retail lease in Texas. Due to bad economie i pay 3/4 of my rent. The landlord do not undrestand any thing and he ask me to baroow mony from the bank for my rent. I put lots of mony in this ...


 If I am renting and landlord is aware...?
I have got damp and mould in my bedrooms my landlord is aware. When I moved in everything was repainted but I have phoned every week with a different problem. There was a blockage in the pipes ...


 Whats the best thing to do when looking for your first house?
Me and my partner are first time buyers - what should we do?...


 Moving out, young and scared. How much does it cost?
I'm 16, and due to familial issues, I've resolved that it's better for my own health that I move out on my own. I do not have a job yet, but I am applying at several places full time ...


 I want to get into buying property for rental purposes. Do I need to have a realtor's license to do so?
Also how do I go about buying foreclosed property?...


 Why are foreclosures homes so cheap?
What's the catch is it really that cheap? How can I go about buying one? Do regular realty companies help? I see some houses listed at like 20,000 for a 3 bed 2 bath home... Is it for real? Any ...


 Is it against the law to charge 1st, last, and deposit on rental property in the state of CA.?
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 I got an Adjustable Rate Mortage (ARM) on my house a year ago. Did I screw up?
...


 What would you do if someone wants to look at your house for sale, but you are listed with a Realtor?
I had a person come to our door the other day, wanting to just look at our house. I told him that he must see our Realtor and make an appointment to see it. He insisted that he didn't have ...


 What exactly is the purpose of building equity in your home?
i.e - staying in a house for a longer period (10+ years) vs a shorter time (2-5 years) ???

what does equity do for you? why do people say its good to build up your equity?...



tomg
I’m a mortgage loan consultant’s assistant and I’m being harassed. Help! I feel trapped?
I got this job about a year ago when I was 19. I had no prior experience except a little help from a friend who is a mortgage broker (he has a broker's license not just a salespersons) and with his help I managed to put my foot through the door. I was so excited since I was making only $8/hr at my previous job and all of a sudden was making $32,000/yr.

I'm decided to move out of my mother's house since I'm gay and she and her husband are very conservative and always disapprove of me. The strange thing is...that I feel the same with my boss. He treats me really badly when at first he didn't. I get my work done...and quickly...it's just that when he has personal problems he takes it out on other people.

He insults me for stuff which I don't have control over, he takes the side of the processor who losses everything, he simply doesn't have respect for me. But he wants me to remain with him for at least the next 3yrs...he's crazy...I don't get it..
Additional Details
I feel scared...I don't want to quit because I feel like I won't be able to get another job that pays the same....he just says things to me that really really hurt me. I've work with difficult people before but never someone who insults me personally
                     
 




lollipoppett2005
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Where ever you go there is always an a$$**** who will make your life miserable. By getting upset at what is being said about you and too you is playing into your boss's hands. If you chose just to switch off and ignore the pathetic remarks he would soon get fed up if he is failing to get your rattled.
My advice would be to stick it out for the time he wants you to remain. Switch off from the personal remarks he is making, get on do your work........gain all that experience you need and move on when you have drained all that knowledge from the company you are working for. Perhaps even starting up on your own one day. Good luck.........keep smiling.


ZCT
Rating
Start looking for another job. You have a year's experience right now, more than before. It is foolish to just quit, but there is nothing wrong with shopping around for a better job.

Some people are just bastards, and working for one is just a pain. Force yourself to apply for at least one job a week. Eventually something will show up and you can tell your boss, goodbye.


PatV
Rating
Do not give people more power over you than they deserve.

If you are working hard, learning in your job and providing a contribution to your company, there is no reason for you to quit for personal reasons.

Many supervisors are put into positions of authority they personally and professionally are unprepared for. Obviously this company doesn't value employees, either at your level or higher in the corporate ladder.

It is not what happens to us, it's how we deal with it. You do not have to put up with being personally insulted, but you do need to learn there are jerks everywhere that will take advantage of a situation.

Do your job well - tune out your boss when he becomes abusive -avoid his negative outlook and do not encourage conversation from him - Time for you to become the adult in this situation - at least there will be one!


susanpbussusanp
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I wouldn't quit my job unless I had another one in line and that might be a good idea,becuase there is nothing like feeling bad, if you are unhappy at work then you need to find somewhere where you will be happier.I will say a prayer for you. good luck.


Not Laughing w/ U
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Stand up for yourself without being threatening. Next time he treats you badly, stand or sit up straight, look at him squarely and say "hey, don't talk to me like that! I am nice to you and I don't like it!"

Also, if you are as good as you say you are you'll find another similar job. Nothing is ever worth selling your soul or letting someone walk over you. Most people respect people who stand up for themselves. If you have to walk away from this job atleast you will take your dignity.


Perplexed Music Lover
It is unfortunate that your boss is treating you that way; however, if you were to leave that job right now, could you make more than $32,000 a year elsewhere? If not, you might want to put up with your boss for a while longer until you can find or qualify for another job that pays at least as much. It sounds like your boss is an angry/frustrated person. He is probably just venting at you because you happen to be there, not because he doesn't like you or thinks that you are not a good employee. The fact that he wants you to keep working for him for another three years or more indicates that he does actually value you as an employee. Try not to take his criticisms so personally. Next time he wrongly blames you for something or loses his temper, try to remind yourself that he is doing that because he has an anger management problem and it is nothing to do with you - it is just an unfortunate aspect of your boss' personality. Good luck!


Jester
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I think that what you have to do is ignore him. When he's talking, think of something else. I don't care what, but think of something else. Also, start shopping for another job. Ask some friends if they have any connections that could get you a decent job. look at online sites. Post your resume at Monster.com!

Whatever you do, don't give in to your boss. He's expecting you to break down or something, but don't. Think of seomthing else. You are clearly a good worker, and you are being harassed. If it continues, you can contact a lawyer. Sexual harassment is something that you can sue for. Just remember taht you're a good person and nothing can change that. Don't listen to him when he yells at you. And stay away from when he's mad...

I hope you get out of this situation OK. My cousin is gay, and he tells me stuff that happens to him, so believe me whne I say that it could be worse. Do your best to remember that you've done nothing wrong.

I hope you come out with a good paying job and not emotionally scarred from what your boss did to you.

Good luck.


SweetBrunette
Get out as soon as possible. Find another job. LEEEAAAVE immediately. Your life is too precious to be harrass.
Find a cheaper place to live or ask your mother if you could move back temporary because you cannot handle the abuse any more.


Searchlight Crusade
Rating
This business is full of scum. You should see the stuff I have people bring me to rescue them from. The assistant, if there is one, is often bottom of the totem pole and least valuable member of the team, at least in their opinion. So they blame everything on you. Heaven forbid they should admit to a mistake!

But there are good folks too. Keep your job while you look. You've got a year in the business now - that's the experience people are looking for. It shouldn't take you too long to find something else. What you're going through is despicable and inexcusable. Your sexual orientation is irrelevant to the job, unless you're hitting on clients or something.

You might also consider filing a sexual harrassment suit. This is hostile working environment, plain and simple. Document everything - even if you don't file a suit. You may need it later to protect your rights.

Sexual orientation should mean nothing. Competence and Professionalism mean everything, and they are hard to find, especially the former.

PS Consider getting your own license. It makes you a lot more valuable, and you can start to bring in deals of your own and get paid on commission for them.


fairy
Just because Ur gay to me should be no reason for anyone to treat you different. I just started working as a loan officer my self just last month. From what i noticed people get hired and fired pretty fast. It could be because my boss is just money hungry. I never feel like i have a job because you never know what may happen that morning when you walk inn... I think you should do what your doing and that is. LOok and see who is hiring out there. That way you have something to fall back on so that you are not stuck in a bad situation to where you have no source of income. because don't forget a lot of mortgage co. are privately owned and they have the right to do what they want to do when it comes to hire and fire situations


freedomnow1950
Rating
There's a huge line of respect that your boss has crossed. You need to confront him, courteously but firmly. Tell him he is creating a hostile working environment for you, and that is against the law.

Start documenting everything that happens that could pertain to the situation should you ever have to go to court. That probably won't happen, but knowing it COULD just might straighten him out.

If he fires you, you have legal recourse. If you quit, if you know your job and do it well, you will find another. Don't be afraid to take care of yourself.


swvideo
There really needs to be something done about these damn kids and adults harrassing and flinging stones or whatever they can find at my home. What is the alternative...kill them? That seems to be the only way to make the bastards stop! Police on the other hand are worthless...they come and sit in the middle of the street to see what is going on...duh!!! The bastards won't do anything then. There needs to be a team of undercover police for these types of problems...ones who are discreet and are paid to be that way. Private investigators are too expensive and normally don't tell the truth, just so they can get more money from the client. Please, if there is any organization that is being started or is in it's infancy that is focusing on this problem...please let me know...thank you.


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