 Question on a Home Equuity loan....? |
Some facts:
May home was recently appraised for 150,000 more than what I am currently paying a mortgage on. Now does that mean I can get a home equitly loan for like ten percent of that money? ... |
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 Whats a good chachy name for selling? |
im going to be selling tools online and i need a good name thast easy to remember. only like two or three words
i was thinking speedytools. can you guys help me with some ideas ... |
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 I have a tenant who wants the tv aerial changing on the roof? |
| he wants the aerial changing as he claims he can not get terrestial and freeview channels i have checked the aerial and it seems fine and i was able to get a good reception on all channels. this ... |
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 Can I write off mortgage interest? |
| I live with my girlfriend, and we both split the mortgage payment. I write her a check every month. Can I write off half of the interest on my taxes at the end of the year, as long as I have the ... |
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 Should you have to pay rent when you are getting no heat? |
| My rent is fixed each month to include all utilities. I have not been getting any heat for about the past 3 weeks in my bedroom but have been in the other rooms of my apartment every now and then but ... |
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 I want to rent a house with my Girlfriend and my sister wil the landlord like the idea? |
I'm renting a flat with my girlfriend and we want to move out into a house with my sister. We are all in our early 20s.
I'm just a bit worried that landlords will not like this ... |
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 Can you buy a house with a credit score of 632??? |
| There is also a discharged bankruptcy 2 years ago....... |
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 Best neighborhoods/where to live in Kansas? |
| My DH is a Government contractor and he accepted a position with his company at Fort Leavenworth, Kansas. We need to find a house and I know no one there and don't even know what counties, etc ... |
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 I need to know everything about buying a house? |
| I have no idea so please spare your time to tell me.much ... |
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 Flipping houses.? |
| Im starting to think this is what i want to do with my life. I love designing and everything that goes along with it. How does one get into something like this?... |
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 When you are house shopping? |
| Some real estate agents (and all the tv shows) say home staging is necessary to sell a home. That's where only the minimum items are kept and towels are folded into perfect piles in the closets.... |
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 Are illegal immigrants benefiting you or America? |
be specific and elaborate.
Additional Details
focus on the legal/illegal aspect please. do you have personal knowledge on this issue, a story which realtes to the topic?... |
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 What will happen if I stop paying the mortgage. UK law only please....? |
| My partner and I have seperated. I have paid the joint mortgage and most of the bills for 4 of the 6 years since he has been self employed. I want to buy him out but he refuses to accept this as a ... |
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Deuce | I made a quick list of all the stuff I'll need to pay for when I live on my own. Am I missing anything? |
Rent
Electricity
phone
water
gas (heating)
insurance (car)
gas (car)
groceries for home
drinks
meals eating out
entertainment (movies, ,shows, etc)
cable television
Internet
Association fees (apartment, condo, whatever)
Personal (soap, toothpaste, clothes)
Maintainance (car, housing expenses0
Misc (toilet paper, coffee, appliances, etc...)
Additional Details
that reminds me, i forgot to add:
medical insurance
savings
gift expense |
 |
 
auequine
 |
You listed phone, don't forget to count a home phone and a cell phone. Also you will need renters insurance. Do you have a car payment, or will your parents be giving you a car? Medical needs, doctors visits, perscriptions...etc. Best of luck on your own... yeah it's expensive, but damn it's liberating! |
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JoJo
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Good list-keep in mind the following: heating costs can vary widely. I can't speak for all parts of the country, but gas is ususally cheaper than electric heat. Also, eating at home can save tons of money. Too many singles get in the habit of having most meals out, and it really adds up compared to eating in. Good Luck! |
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Spoiled
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Renters insurance ~ you can get a discount if you get renters insurance at the same place you have your car insurance.
To save $$$$ if you have a cell phone, dont get a house phone.
Good Luck!!!!!! |
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inkantra
|
If you will be buying people gifts on birthdays, Christmas, etc. you will want to budget that as well. I also notice you didn't list any savings at all. It is good to save a little each month, even if it is a very small amount.
It is suggested to have a 3-6 month surplus of cash in case you are injured, lose your job, etc. But you can work up to that by saving a little at a time. |
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Paula M
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If this is the first time own your own......you'll need cash enough for the move-in deposit.......phone deposit......electric deposit......Renter's Insurance is a MUST.....don't pass it up. |
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royal_fiction
 |
Unless you plan on eating on paper all the time, get some dishes and all your other kitchen needs. If you're lucky, ask for this stuff for Christmas and it will really help (when I moved out of my parent's home, it was right after Christmas but they knew I was looking so they got all the essential stuff for me for gifts. It was great!). |
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The Skizzanator
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Condoms! If you go through them like I did, it's definitely an expense.
Also, get a cleaning lady, just to come once a month for thorough cleaning that us men don't do (windows, inside cabinets, etc.). It'll be $50 well spent to keep your place from looking like a Frat house after 6 months. |
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sexytrojan
|
You are VERY thorough!
You won't need to pay water if you rent an apartment.
Do you have a cell?
Furniture is a big one, but you get that over time. Put TV and stereo at the top!
Clothes
Have a housewarming, and you'll get things like towels, kitchen stuff, etc.
Go to the thrift store! You'll find a lot of useful new items that you can use. |
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mookvey
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it's a pretty good list. If you're moving in somwhere for the first time, your "misc" list might be quite long as there are so many things yu discover you need when in a new place. Make sure you factor in any agent's fees, or any deposit required to actually get through the door of an apartment in the first place. many places will ask for a month or so's rent in advance as well.
good planning - nice one! |
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erika c
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that looks about right. |
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