Do apartments have to be able to get wheelchair into front doors? |
| when my daughter rented the apartment the landlord knew she was blind with other disabilities, since then she has fallen and broke her kneecap and is now in a wheelchair. The doorway has the standard ... |
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I just bought a house...? |
| Well last week I bought new home for my family, we all really loved the house. I spent today getting to know the new neighbors, and it came to my attention that the previous owners of the house I ... |
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What are the dangers to renting to tenants without a lease? |
| have a tenant that doesn't want to sign a new lease now that his is expired, and I don't know how to go on from here.... |
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What should I do now since my landlord won't take my phone calls? |
| Well, my girlfriend has been calling my landlord for the past couple of weeks and getting no response. Since I started leasing I have had a few complaints and it takes many calls before I get any ... |
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Don't Want to lose my house.? |
| I am a dilemma right now. My husband & I had a mortgage company we liked very much until they sold our loan to a very well known company, we fell behind on our mortgage payment 2 month. We have ... |
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Do the "get a $300,000 loan for 990 a month" really exist? |
| If you know someone or by experience let me know, 10 pts!... |
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Can I talk my apartment leasing agents to lower my rent? |
| I moved in in mid-may for an agreed price of 699.00 monthly and I was okay with that at the time. Someone moved in below me recently, exact same apartment, everything all the same. Yet his rent is ... |
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Is a down payment required at closing on a 100% home purchase loan? |
| Wouldn't the down payment represent the portion of the purchase price not covered by the loan?... |
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Landlord is selling our house but we don't want to move! What can we do? |
| My husband and I just found out that when our lease is up at the end of August our landlord is selling our house. It's not even on the market yet though. We love the house and we really don'... |
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Should i go or should i stay put and let my landlord take me to court? |
| Advise wanted please,. Due to the failer of my landlord not carrying out vital repairs in the flat i rent from him. Which are causing me serious health problems... I have been to cab and my council.... |
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Can my landlord evict me for really no reason? |
| I live in Ventura County. my landlord just informed my roommates and i through text message that she was evicting us b/c she cannot rent out her extra bedroom, which i guess is costing her an extra 60... |
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Do landlords have a right to tell you how to pay your rent? |
| I'm wondering, in the UK for a house of multiple occupancy with an assured short hold tenancy agreement does the landlord have the right to dictate how the tenants pay rent? I.e. can he ... |
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How long does a home refiance take? |
| how long does a refiance on a home usually ... |
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Refinacing a new home purchase? |
| I recently purchase a a 2 unit building. My low credit score resulted in high interest rates. Score then was 623. My score is 664 now. Can i refinance to lower my payment. And does it cost anything ... |
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I need help, I'm renting a house and the renters are late with 2months of rent.How can i get them out legally? |
| Now i have been asking for the rent and now they are saying i'm harrasing them.The refrigiator is not working and they want me to get them a new one ,even though they haven't paid the rent.... |
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Can a landlord demand I give a 60 day notice before I move out? |
| I ask this because every other place I've lived has only demanded 30 day notice. Obiviously, the extra $650 would be a big help in my move, but I also don't want to get hit with a law suit ... |
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eripapito | I need HELP with my mortgage payment.....? |
I bought my house on 4/06 it has a year already, in Florida the real estate business went down so what I paid for my house $235k is not the value of my house right now. My husband lost his job and was unemployed for a month, I called the mortagage company and I have a payment plan which I have to pay $390 extra every month, so I'm paying for my 80/20 mortgage $2523..Can't sell the house, can't refinance.. what I sould do? The payment is too higher for us... We have 2 jobs each one and it is not enough, I'm depress and I don't want to loose my house.. what I should do? |
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mar m
 |
Which is more important? Your mental health or the house?
Walk away from it |
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arthur
|
Your options
1- foreclosure - this will severely hurt your credit
2- Tough it out- From your post this may not be an option. Look if there is anywhere else you can cut expense and make it happen.
3- Most places in Florida the market is crap so chances are you will not be able to get out of this house seeing as you have an 80/20 mortgage without bringing cash to the table (which it sounds like you don't have) or making an arrangement with the lender(short sale).
Unless you make changes quickly, it sounds as if your only option will be foreclosure, which is probably the easiest way out. The problem is, it will take years to rebuild your credit.
Good Luck |
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resume_reply_chris
|
Contact an attorney and ask about what they call a "Short Sale"
I know you are looking for peice of mind, but you are really in a Catch 22. Damn'd if ya do, and Damn'd if ya don't. Try to say a float on your mortgage. It has more bearing on your credit score than anything else. Try to consolidate any other debt you have. For example, put all of your revolving debt (credit card, charge accounts, etc) on just one card. Preferably with the lowest interest rate. See if you can't lower your mothly out going payments as much as possible. If that doesn't work, start looking for a VERY aggressive appraiser. What ever you do, DO NOT let them initiate forclosure. It is 10 time worse than Bankruptcy. But you are in a horrible situation. Have you considered renting the place? Do you think you might be able to rent it for 2k a month? If not, then the real question is why did you buy it in the first place? |
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Nicole B
|
Sell and move into a smaller house. I really dont understand....how if both are working 2 jobs each and still cant afford it...How was you affording it before....just barely it seems. Sell the house before your credit goes bad and you wont be able to get another house. |
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DennistheMenace
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hate to say this...but theres 2 million others, that have that same problem
in this country, today........The U.S. |
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afuzzydame2
 |
Sell the house, you can always buy again but why lose your peace over a place to live when you can't afford to keep it. You can always save for another place when you are on your feet again. Rent with an option to buy a place. |
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Master Yoda
 |
I'd say sell it, a mortgage company can't tell you not to sell. It's not up to them. Sell it and cut your losses. Find a place you won't need to work two jobs, life is too short. |
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Joey M
 |
Talk to the Lender.
You're not the only one having this problem.
Talk to the lender and see if you can get a forbearance for set period of time. During this period you may not need to make a payment, but they will add allthose payments to the loan.
Give them a call, it's worth a shot.
A Short Sale maybe another option. Contact a Realtor in your area. |
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rishi_zz
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sue the moragage company. |
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