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yaquese | I need advises from people with experience please ! first time home buyer? |
i would like to know how the process goes ..i am very stressed right now because i have no money to put down , i was told that i can get a 100% loan that covers down payment and closing cost , but i am afraid i might not be able to qualified ..i saw a house i am in love with and i want to get it , but hopefully i can afford it ...i would like to know if i have to go to different mortgages companyes to get their rates and if they are all going to check my credit or if i can just print my score and report and just give it to them so that way i don't have many people looking at my credit and lowering my score ? sorry , but i am very nervios and anxious and i really want to own a house ..thanks for ur advise .....ps: i am a single mom and i get less than 30,000 dollars a year |
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Expert Mortgage Banker
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I understand your hesitation and nervousness. This is a big step and one not to be taken lightly.
I would love to help you by answering your questions. Let me first say that I am a banker, but because I am only licensed to lend in MA, NH and ME, chances are you are in a different part of the country so you know I have no vested interest in soliciting you.
100% financing is still available. If you visit my website www.johnleblanconline.com and correspond with me, I will help you so that when you go to apply you are as educated as the person writing up the application.
As far as credit (for a mortgage) your credit can be pulled a number of times in a two - three week period with no adverse affect on your score.
Yes, you can get 100% financing (no downpayment) and closing costs can be rolled in.
Again, visit my site, shoot me an email and I will qualify you. Y |
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