 I want to buy a house, but cannot afford the down payment? |
| my boyfriend said he will lend it to me on the condition we get married. It sounds good, and he seems to be a good man...but it seems a bit weird. Thoughts?... |
|
 Why is it so difficult to sell a pool home near the beach in Fla.? |
| 3 bd. House with a pool and close to theme parks and shopping.... |
|
 What is the best way for a first time buyer with a regular job, to get on the property ladder? |
| It seems to be out of reach for most young people nowadays. Most houses around the areas I live are over £90,000! If I'm earning £14,000, with student debts hanging over my head am I ever ... |
|
 How many of you live in an apartment and have a pet? |
| now, how many of your land lords don't know (u didn't pay for the pet deposit)? not looking for a debate....i'm just curious...... |
|
 Renter didn't pay rent last month~no lease~moved out...? |
| We (actually my husband) rented out a house for a "friend of a friend". He and his 2 teenagers needed somewhere to live. Rented him the house starting last october, $350/month, with no ... |
|
 Does my half-brother have any rights to our deceased father's estate and assets? |
| Does my half-brother, who is not and was never a US Citizen, have any rights to our deceased father's estate and assets? My father was and i am a US Citizen, both of us being residents of C... |
|
 If you were a married college kid, would you buy or rent? |
| My fiance makes $450 a week, I make $13 a hour, we're moving when we get married, and we don't know whether to buy a house or rent an apartment. With the market as low as it is, we think we ... |
|
 Can i get a bank loan if i have a lot of credit cards with high balances? |
| i'm moving out of my parents house for the first time in 25 years to a place closer to work on feb. 1st and i am wondering if i will need to take a loan out to pay first months rent. i have 5 or ... |
|
 Do they let us keep pets if our house is being foreclosed? |
Well our house is soon to be foreclosed. So, I was just wondering if they'll let us keep our pets.
I don't want to leave my 3 cats behind. Nor do I want to give them to a ... |
|
 Can the seller back out of the house contract due to the insurance contingency? |
| When we wrote the contract to buy the house, our agent put a clause in there saying that if there were more than $1000 of damages found on the house by inspection, then the seller would pay for it. W... |
|
 Can I pay more on my mortgage? |
| Can I pay more than what the bank asks for on my mortgage? For example the banks said my dues were $1500. Can I pay like 2000 when I have more money or is that illegal on a fixed rate loan.... |
|
 Can you put a conditional offer that is dependent on the sell of your current home?? |
| We currently own our own home and we have decided to sell it after we found a different home in a better school district and twice the size. Is it possible to put an offer on the home we want that is ... |
|
 I was recently denied mortgage by a company my buyers agent recommended? |
| my closing is supposed to be in 2 weeks. according to the loan officer it was denied because i paid my rent late 5 times in 4 yrs. my credit score is not that great but i make over 90,000. I really ... |
|
 Ok...Hopefully,last question...? |
| They said we got the house,but they are meeting tomorrow to sign papers. Why aren't I included? Even if I am not a co-signer,I am his (buyer's) wife, so when my name goes on the title,when ... |
|
|  |
wayne d | I need some info about buying my first home? |
|
 |
 
The Face
|
Step one is to get a loan guarantee. Most sellers want to make sure you can afford te home before you look at it. The pre-approval also gives you a great idea of what you can afford. You need to live within your limits. Good Luck. |
|
Mickey Corleone
|
Sorry skint! |
|
newmexicorealestateforms
|
Go to http://www.realestateformnm.com/pamphlets.html scroll down to the bottom of the page and click on order the free pamphlet icon. When you get to the pamphlet order form tell them you want pamphlet #19 which is called "Tips for 1st time homebuyers" the staff will email it to you. This is a free community service with no strings attached.
Happy Holidays and Buena Suerte |
|
mistickle17
 |
Dont know what info you want as there is so much. You need to pick up a booklet from a building society or look it up on your computer. Either that or go into a building society and make an appointment to talk to someone as there is a lot to think about when buying especially for the first time! Good luck! |
|
kenjinuk
|
Try wikipedia, or go to any building society website. There are lots of monthly shiny magazines on house buying, try What Mortgage or PROPERTY LADDER, which your estate agent might have for free.
Make an appointment with a IFA or mortgage advisor and while away a few hours of your life in mortgage land ! |
|
mole
 |
get a mortgage first, as in find out your limit. forget your dream house and go well bellow it. that area you want to live in is unavailable to first time buyers! select first-time council buyers homes,with 25% buy+ rent 75%, or buy 50,75% and rent 50,25% .if you like a house sit out side on a Sunday and two other days at different times to see about traffic or goings on to see if its OK to live in. find out council tax banding's and public transport. do your neighbours have dogs! |
|
Drew
|
Know why prices are so high, there is a big scam and how they made the bubble.
http://www.breakingbubble.com/index.htm |
|
Gig
|
All real estate markets are different as well, posting where and when you are looking to move helps tremendously.
I work in real estate and what we normally do is talk with first time home buyers about why they want to BUY a home instead of RENT one. Suprisingly most have no idea. I'm assuming you've already done this part, so I wont go into details.
You must sit down with you bank (or equivilant) first and foremost to ensure you have the funds available to make such a purchase. You will need to include costs such as: The Home Inspection, Laywers Fees, Land Transfer Taxes, Deposit, Down Payments... and always keep reserve for some repairs that may be necessary to get your new home insured.
Now depending on where you are, this may not apply since I'm in Ontario and like i said, every market is different.
Speaking of market, timing your market is crutial when making your first purchase, don't look at it as you're going to be buying your dream home right off the bat, that's silly... look at it as an investment and with any investment you want to buy low sell high sort of thing.
The Spring/Summer markets (April-June) are the best time for this.
If you have any questions, or are in Ontario and have any questions about real estate youre welcome to write me gigget@rogers.com don't worry I'm not an agent, but I do work for a few :) I'm their marketing assistant. |
|
jessgirl
|
this guy has alot of info on his website and explains the mortgage loan process very well. http://www.scottlushing.com/ |
|
Claire M
|
perhaps you should post some more information? Where are you looking to buy? do you have a deposit? |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 23 minutes(s) ago
| | | |
10 | 43 minutes(s) ago
| | | |
9 | 2 hour(s) ago
| | | |
10 | 6 hour(s) ago
| | | |
10 | 8 hour(s) ago
| | | |
10 | 9 hour(s) ago
| | | |
10 | 1 day(s) ago
| | | |
10 | 4 day(s) ago
| | | |
10 | 2 week(s) ago
| | | |
10 | 1 month(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
