 You think my Landlord is telling the truth? |
| We are renting but our landlord put the house up for sale. She said we can continue to live here but she needs us to let the Realtors bring people in to view the house. Our Landlord SAID for the ... |
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 My landlord has been charging me the wrong amount of rent.? |
| My landlord says they have been charging me the wrong amount of rent for seven months. Now they say that I owe them for the mistake that they made. They have even added late fees to the additional ... |
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 Why are upper floor apartments more expensive to rent than ground floor? |
Additional Details
should have put this in the main post, Im referring to 2-4 story residential apartments in the Cincinnati ... |
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 Should I have to pay half of the utilities? |
| I am moving out at the end of this month. I left for vacation on the 14th until the 19th. Since being back from vacation, I have been staying with my parent's or at my boyfriend's. Before I ... |
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 Is paying a little more than what's due each month a good or bad idea on a 30 year mortgage? |
Over the course of a year the total amount overpaid would equal roughly one additional monthly payment.
We are currently in year four of a thirty year mortgage but don't intend to ... |
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 Can a private landlord increase the rent if they want? |
| Lived rent free for 4 years then paid rent for 8 months with no tenancy agreement. Now landlord (which is an estranged relative) wants to up the rent with a 6 month tenancy agreement. What are my ... |
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 Can i request my landlord to change carpet in my apt? |
I'm a NJ resident.
i live in bergen county
and i lived in same apt for 4 yrs.
carpet wasnt new and it was really old
when we first moved in
and it has been 4 yrs and my ... |
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 Is my Landlord responsible for fixing my closet or am I? |
| I rent a room in a house where 2 other people also rent rooms. Our landlord & his wife also live in the house. In my room, I have a sliding closet door that is only fixed to a track on the top ... |
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 My boyfriend put me on the loan to the house, without my signature?? What can I do about this? |
| He needed me to be on the loan in order to qualify, but I didn't sign anything. I gave him my social security number (I know, stupid), so they could pull up my credit, but I didn't sign ... |
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 Landlady evicting me from flat 7 weeks after having my first baby |
Hi everyone,
I am suffering from depression because of sooo many stressful things happening in my life, one of them is the fact that i need to go abroad to meet family but i am stuck here ... |
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 What are my rights upon eviction from an apartment? |
| can the landlord keep my stuff? i thought i had until aug 30th to get out but while i was on vacation, the landlords removed EVERYTHING! they say they dont know where it got taken. bullshit! i ... |
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 My landlord is making me pay more than what my lease states? |
| The lease I signed is for 525 and because he states is wife made a mistake when drawing the lease I have to pay 550 even though the lease I signed stated 525 can he do that?... |
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 What would you do if your brother cheated you? |
| If you owned property together with your brother after your father died, you did all the administrative work, tax declarations, payed all the bills, while he lives in the house, pays nothing but ... |
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 Should I rent out my house while I travel or sell it? |
Hi,
I am going to live in New Zealand with my partner for 2 years and am undecided what to do with the house we own. We have owned it for 1 year and was thinking of renting it out while we ... |
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 What is causing so many foreclosures in todays real estate industry? |
| My mom is a realtor in the Bay area and she hasn't been selling houses lately and now it is causing us to move to a smaller house. We used to be very rich and had a 4,500 sq foot home but now we ... |
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| How to kick an ex out of my house. There is no lease, He is not on the title, and we were never married.? |
| I moved out and let my ex stay in my house provided I was given some money every month, we never had any kind of written lease or agreement. His name is not on the title, and we were never married. ... |
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 Should I get married before buying a house? |
| I'm single, but I want to buy property. Should I buy now or wait until I meet a woman who wants to buy as well. I don't earn a lot of money at the moment, but I've got enough for a ... |
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INFINITY | I need your opinion. I'm leaving my boyfriend, should I buy a house or rent? |
I have been approved for a home loan, It'll be a little tight to buy a home, but I love that more than anything.
I moved to this town to be with my boyfriend, things didn't work out after almost two years.
I absolutely love my job, wouldn't quit it just to move back home, so I am face with the dilemna, do I rent or buy?
I have three cats and most rent places won't accept them.
I was wondering how hard it is to get out from underneath it if I decided to move out of this town after a few years.
Is it a really big hassel to sell a home?
Additional Details
Very good answers everybody!! Thanks for being so helpful!! |
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Jerrold J
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A lot of people have given you THEIR answer but NONE have given you the information you NEED to make the MOST intelligent decision. And nobody can except YOU.
First thing to consider is WHERE you live because real estate is a LOCAL market and what may be happening here may not be happening where you live so my first question for you is,"WHERE do you live and what is the LOCAL housing market NOW and what do EXPERTS think it will be doing in 3 to 5 years?" Is the population of the area going up or down, WHO is causing that population change? Is it illegeals moving in and business owner's moving out of state, ( like southern California) Are jobs being created or shipped offshore or out of state? How is the current market? Las Vegas and most of the USA is getting hammered but there are placs like Austin, TX that are STILL gaining property value ( my rent house in Midland, TX went up over 10% in value THIS year).
NExt you posted that you had been approved for a home loan but things would be tight; but that is ONLY IF you buy for the MAX amount you qualify for, what would the numbers be if you bought for 70% of what you qualify for? NEVER buy at max; if you qualify for a loan of 150K, who says you MUST spend ALL of that on a house? Look for the best buy and not for the biggest that you can get.
Start talking to local real estate agents, call 10 of them; and then pick the brains of ALL of them to take advantage of over 100 YEARS of collective experience and ask, what are the rental rates of the area? What are housing prices doing and what are the 5 year projections? Do they own "investment property"? Find oe or 2 good agents tht you "click with" and then have them keep their eyes open to "the buy of a lifetime" (which comes along about everry 3 weeks in real estate".
If you compare what it will cost you to rent, then try to buy a house at or below that monthly cost. Until you run the numbers you will ALWAYS be guessing and that is NOT a smart way to spend money.
IF you buy a house or condo, live in it 2 years and sell for a profit, you can keep up to 250K TAXFREE. Find a place you can buy for 60% of what you are approved for, get a 203K rehab loan to paint and fix it up the way you want, and then sell for a profit taxfree after atleast 2 years.
Or you also have the option of renting it out if you decide to move and create a passive income stream IF you can rent it for more then your total carrying costs; which is house payment, taxs, insurance, property management fees, and maintence. Buy based on positive rental rates in the area and you CAN own for less then you will pay in rent. IF you can do this, buy. If the numbes do not work then rent. But do the math by talking to LOCAL experts and not the advice of people who don't have a clue where yo live, what each option will costs you , and what the REAL numbers are. |
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Deliah
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Do not buy right now you said the major words yourself it would be a little tight. That noose tightens with the extra expenses. Why buy only to loose everything if it will be "tight".
Your scenario is why many fools are now losing their homes. |
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Shortstuff13
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I'm sorry that things didn't work out for your boyfriend & you, but I admire you for moving on as you are. It's always best to buy when you can. One thing you want to consider when buying, is location. Buy in a good neighborhood, so if & when you decide to sell, you won't be stuck with a house that you can't sell. Stay away from neighborhoods where noisy factories, trains, etc. are located Any time a person can buy, they are smart to do so, over renting, & especially when there are multiple animals. Find a home that fits your needs. Work with a realtor who isn't just seeing $$$$ when trying to sell you a house. Tell her/ him, what you are looking for, such as price, location, rooms, yard, garage, etc. Take your time & look at many homes until you find the one just right for you. You'll know it when you see it. Check out the foundation of the home, wiring, plumbing, furnace, roof, windows, etc. You don't want nor do you need a home that needs major repairs. Make sure there are no liens against the house, because that could become a real mess. I saw it happen to a friend of mine. Do not buy a home that has a shared drive with your neighbor. Ask the realtor to show you the property boundaries. Yikes, that's a nightmare in the works. If your realtor isn't working for & with you, then move on. There are tons of them in your area, I'm sure. Buying a home is a big step, so take it slow. Good luck!!! |
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2Cute2B4Got
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rent, do not make any more rash decisions. After renting and being on your own for 6 months, then buy You may even find within a few months that you want to move to another city or state. |
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*****
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If you are uncetain of your future plans, I would just rent. |
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Alexis
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buy |
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Veteranschoice
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I would not buy a home with any intentions to sell within a five year period. I doubt the market will change anytime soon. Its not that it is a hassle selling a home, it just hurts your pocket(money) unless you keep it for 3-5 years.
100k home will cost you approx. 12k to buy and sell. so now your 100k is 112k. So you are looking at an additional 200 a month just for real estate fees.
dont be hasty with your decision, you just broke up with your boyfriend. rent and look for a nice home that you can get a deal on. |
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Rose
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If you can afford the payments to purchase a home.... then buy a home. It sounds like you will be staying in this town for a few years...... you will build up equity and can sell it or rent it when/if you decide to move. During this time, you will have the interest you are paying on your loan as a tax deduction as well as possibly other deductions relating to homeownership.... when you rent..... you have no benefits...... owning a home can help you plan for your future. |
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econgal
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Never make major decisions on the heels of an emotional event. Yes the time to buy is now, but give it another 6 mos. to make sure what motives are driving your thoughts. Rent--- |
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cavsr17
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You should rent because it allows you to move if you find a house you like. It also gives you time to look. |
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Jeanne R
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Unless you are planning to stay in the house for at least two years, preferably five years, then rent. Now is a buyers market because of the real estate downturn so this is a good time to buy. But it may take a few years for the real estate market to start going up again so you would have top bewilling to wait that out. Also, if the value of your property does go up and you sell it, you must have lived there for at least two years to have the profit on the house be free from capital gains tax .
The only hassles to selling a home are 1.Find a great real estate agent, they do the work for you and are worth every penny of their (negotiable) commission and 2. You have to keep the house clean and picked up every day that it is on the market and can be shown. |
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lisa z
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Do lots of homework before you jump into purchasing a home, don't make your payments too tight. You get a first-time buyers break. You have to be sure you will be there for at least around 5 years, can you make that commitment? You have to be prepared to be able to pay for unexpected 'surprises' that come along with owning a home. If you are leveled-headed and stable, I would say, buy. Even if you rent, keep up the homework part of it, later you will be more knowledgeable. Ask your family as well. Good luck to you. |
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omgalltheusernamesaretaken
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I would say buy. Then you pay your monthly morgage...you'll know that your money isn't just going down the drain. |
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Mildred S
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rent for six months ? the prices will get lower , the foreclsoures will get worse and you will be able to get a better deal. it is a great market for buying right now . the best decision you could make it to unload the cats and move to the most inexpensive flat you can find(that is safe / reasonably clean) conserve and save as much money as you can. eliminate all non essential spending. have as much cash in hand so you can take advantage of the housing market slump . and as much cash as possible so that you don't lose the investment you are making if something unexpected comes up. |
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Kirkus
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You are lucky ..... now is the best time to buy a House.
Don't rent. |
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kimmilicousxoxo
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consider money
if u got enough to buy one go for it
rent will help u out if u dont have alot - also remember that u have to pay every month |
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duffie_1999
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Now is a bad time to buy. The forecast is for house prices to continue dropping for quite awhile. If you are uncertain about your future plans and want to sell in just a few years you will likely lose money. HOWEVER, if losing some dollars is not as important to you as having a home for a few years, go ahead and buy. Not all decisions have to be 100% dollar driven. |
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Paige S
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ok this the deal and keep it in mind.
If your thinking long term in this area then forsure Buy but if your thinking short term then definalty rent.
Its not so much a hassel to sell a house it just depends on the market at the time your house is up |
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hollywoodmelody
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I suggest you move into an apartment so that you can still keep money in the bank. If you bought a house now and something should go wrong (lose job,get back with boyfriend,get sick or injured) you could lose your home faster than you would anticipate and may not be able to recupe your losses. Down the road you may end up without so I would think carefully. It is not a hassle to sell a home if you were to buy but most people think its a fast process when in reality it can take some time because there are other people involved. |
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sMiLeY
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no way. buy cuz if u rent what are u paying, ur paying to stay for a while, but if u buy its gonna eventually be urs so i say buy...all the way. and good luck :] |
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momoftwo
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It's a buyers market. As long as you don't plan on listing and showing the home your self its not a big deal to sell. Just hire a professional. |
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bigjerry61@sbcglobal.net
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I would just rent for a while to make sure that's what I wanted to do, especially the way home loans are these days............ |
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Kiss my Putt!
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I believe if I were you I would go with a rent/lease to own option. |
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Bubba13
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rent for now, then buy later when you have settled down from the breakup. |
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tamilbullets
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rent !!! if you purchase an house, you will paying more on your interests.
Always ask if you can afford this or not? |
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Tayy
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id say buy.
cause its a huge hit with a guy whenever you are independent. and itll be paid off earlier if you start now. =/ |
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dazzii
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I would rent short term , most people get back together after a few weeks |
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lia8244
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i would probably buy so u can keep ur cats....but then there's all the yard work and stuff like that and u can have the house paid off in a couple of years....hm.... |
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Dipankar C
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rent |
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Angel
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I think that you should rent. I have many friends who are renting and actually they have pets too. Who should probably wait to buy a house because houses are very expensive and the sale prices just might go down. It has been going down for a while already. |
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Penny D
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Buying a home is a great responsibility, their is more to it, You should take incarnation the mortgage payment a month, Taxes a year, house and property Insurance, the up keep a year, house repairs and wiring up to date, pluming up to date, what your power bill will be a month if you have winters where you are , it will cost more for heating, than the Grass got to be cut once a week, what your water bill be a month. Take this all in and think about it.. awhile ,hard..... than add in your living expenses weekly and pet care. I think this will be very over whelming just for one person to take on. To sell your home should not be a problem, I will depend on your contract. I think renting would be best for now just take it slow, things will come when you are ready. The old saying id don't bite of more than you can chew....could choke. |
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