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 Is it a good Idea to buy a home right now?
With all the subprime mess going on right now, how will this affect my chances of getting into a house with no down. My credit score is 680 but I'm a little weary on how lenders will treat me ...


 Anyone got any tips?
Im going to view a house tonight, what questions do you think I should ask?
Im a first time buyer, buying with my partner.
All tips welcome..♥...


 How can i buy a house no money down and a bad credit score of 477?
...


 What can be done for first time buyers to make homes affordable?
There's a desperate need for cheaper homes for young people. The problem will not go away so what can and should be done....


 How do i find out how old my house is?
...


 Maintenance man allowed to enter apartment?
hi, i'm just wondering if there is any kind of "rule" for this kind of thing. i had scheduled for maintenance to fix some plumbing in my apartment for the early evening. i also told ...


 Im 17 and been kicked out of my mums house.?
im in a full time job as an estate agent.
But i dont want to go on the concil i earn more than enough to rent a house but can i rent a house? please ...


 Rent, buy or lease a home?
...


 How much rent can I afford?
I am currently making $10.40/hr as a full-time working 40-hours per week. The bills I currently have are one credit card which I barely use, and when I do, its not more than $100 until I pay it off. I...


 We're thinking about moving to California?
Any ideas of a decent place to live for a newlywed ? In terms of neighbourhood,apartments,houses,cost of living etc etc. We are open for any realistic ...


 My landlord says I owe him much more than the receipts reflect. Are the receipts admissible evidence in court?
My landlord had been keeping a running tally of what I owed him on my receipts from the time I moved in (3/06) until the end of 2006. I lost my job at that time and didn't make a payment to him ...


 Is locking in at 6% on my 30 year fixed mortgage good?
What do you all have?...


 I am about to give a SHADY landlord a 30 day notice. Should I have a witness present to prove she recieved it?
OR do landlords typically have some sort of reciept for this?

OR should I make another copy for myself and have her sign it?

ahhhh i dont know what to do because she is going ...


 Is there a reason why our condo isn't selling?
newer development in michigan 3/2.5/2 we have it listed for 24,000 less than what we bought it for, and are willing to sell it for what we owe, the carpet is the only thing that needs to be changed. ...


 Is it better to rent or buy a house right now?
...


 Are landlords require by law to pay certain amount of money yearly to fix their rented house or aprtments ?

Additional Details
is an old breaker that is on the house,keeps putting off the electricty , can it cause fire , or be hazzard ?...


 Does God rent or own?
...


 My ex-husband and I leased a house together. Now he has run out on me. Can I sue him for this?
My ex-husband and I leased a house together. Now he has run out on me and left he stuck with the house. Can I sue him for his part of the lease payment?...


 May I evict my husband's girlfriend from my house?
We're getting a divorce. We own the house together. He lives in the house for now. He pays the mortgage, gets the tax break and we divide equally the upkeep expenses. Now, he's moved the ...


 Would you buy a house that you know someone was murdered in? Thanks.?
We are considering buying a house that is now in foreclosure, but we heard that a recent murder took place there. A teen killed his mother! Then, left her in their pantry for a week before anyone ...



Theresa
I paid rent and got a reciept but he says check bounced and now what?
I paid rent on saturday october 4th. Mailed a check. I got a receipt on October 18th. Thats 2 weeks after. I got a phone call today, October 21st, saying that the rent check bounced. So now what??? I got a receipt?? I dont know if any one has any experience in this siutation or not. I offered to send another check friday because i get paid again but hes being a jerk. hes the one that sent me a reciept. I dont know what i should do. I thought about fighting it but i would like some advice first. Thanks!!!
                     
 




Landlord
Rating
He was not paid his rent. What is YOUR problem? You are the deadbeat that wrote a bad check.

You are now 3 weeks late with the rent, he is likely to evict you.

Writing a bad check is not only not paying rent, it is a crime.


Mark H
Rating
Don't fight it. The receipt doesn't matter if the check bounced. The returned check is his proof that you still owe the money. Pay him as soon as possible....you should have most of the money from the first rent check since it did not clear.


Mickey P.
Rating
Ok first off don't send him another check yet. Go to your bank, see if the check really bounced or if it cleared. If it did bounce then just pay him the balance or if he received no money then write him a new check. Its not unheard of if he may want to charge you a small fee for the inconvenience. Bu tit shouldn't be anything crazy. Good Luck


golferwhoworks
Rating
did the check bounce? if so you owe late fees etc. If not show him where the bank honored the check and he has no recourse


estielmo
Rating
You are the jerk for sending a check you knew would bounce. In some states that's a criminal offence. How can you "fight" that? Be glad he doesn't press charges.

You must reissue the check and add late-payment fees and his bank charges.


Wayner
Rating
The receipt means nothing to you other than an acknowledgment that you "paid" your rent (which you actually didn't because you didn't have enough money in your account to pay it).
You pay overdraft fees to your bank for bouncing a check.
You possibly pay late fees to your landlord for not paying your rent on time. And he could require an alternate method of payment in the future.

He's not being a jerk - you bounced a check. That's illegal. Next time make sure you have money in your account.

You might also look into getting overdraft protection from you bank so that this doesn't happen next time.


frak1a12345
He is a jerk and you are the one that bounced the check??? Something is wrong with that statement. Are you claiming that the receipt means that you paid the rent even thought the check bounced? That idea won't fly. All the receipt means is that they received the check--it does not mean that the rent was paid. Did you bother to find out why the check bounced? Or even if it did bounce? Was the money withdrawn from your account(assuming this is a personal check)? Your lack of info suggests that you are trying to B.S. everybody by claiming that your check was good when in fact it was not.


Real Estate Guy
he is the jerk? You are the dead beat. Your check bounced. You owe the rent. The receipt was that he received your check.

Based on the statement that you get paid on Friday, I appears that you don't balance the check book or keep a total. I'm guessing that you either wrote a back check and knew it or you just spent the rent money.

Either way, you owe the rent ASAP and late fees.


yogi
What advise are you looking for? Just because you received a receipt doesn't mean you paid the rent. For most companies, the canceled check is the receipt. You owe the rent.

Call the landlord, apologize for the error and offer to send in a certified check or money order.

There is nothing to fight. The receipt is only a piece of paper saying you gave them a check.

On the other hand, if the check didn't bounce, get a copy of the front and back of the check and present it to your landlord. But I don't believe that this happened since you said that you offered to send in another check.


Marysue
Go talk to your bank and find out if the check did actually bounce. Then talk to your landlord about your options.


Gertie
Rating
That receipt is only contingent on the fact that your check CLEARS the bank.

#1 CALL YOUR BANK SEE IF THE CHECK BOUNCED.

#2 IF IT DID DEPOSIT ENOUGH MONEY TO COVER IT AND WRITE ANOTHER AND MAIL IT TODAY SINCE THE REST OF THE MONEY SHOULD STILL BE IN THE ACCOUNT UNLESS YOU OVERSPENT.


Patrick
Rating
The receipt is given for receipt of payment. When a check is received it is expected to go through the system and funds to be transferred. the receipt is given on this expectation. when a check bounces then payment was not made as no funds transferred to the landlord.

Imagine that you used your credit card to buy a necklace. The transaction goes through, the store boxes up the necklace and as you are walking out the door the credit card company calls the store and tells them that there was a mistake made, the transaction is voided and the money will not be deposited into the stores bank account. The store stops you as you are walking out and takes the necklace back. Are they allowed to do this. Sure, you never reallt paid for it. the money was coming into their bank account from the credit card companies bank account. Sure you have a receipt, but the receipt was nullified when the credit card company refused payment.

The same thing happened here. As soon as the check was returned for non-sufficient funds, the landlord realized she/he wasn't paid. A receipt had been issued on the expectation that the funds would move from your bank account to their bank account. It never happened so payment was never made. The landlord will most likely now ask for the rent, any late fees and possibly any fees associated with depositing the returned check.

If it were to go to court you would show the judge your receipt for payment. the landlord would show the bank statement and the copy of the check returned for Non-Sufficient Funds. The court would then tell you that you need to pay.

good Luck!


rtfm
The most important question is -- DID the check bounce? If you wrote a check to pay your rent but there wasn't enough money in your account to cover it, then YOU are at fault and you had better get that money in one form or another to your landlord immediately. He gave you the receipt assuming that the check would be good. If it wasn't, you need to make it good right away. This is YOUR fault, not his.


schwildcat1977
Check with the bank to see if it did legitimately bounce.

Having a receipt is completely immaterial if the payment on the receipt does not go thru.

I'm sorry he is being a jerk, but you still have to pay the rent! He is just upset about not being paid. It is not HIS fault YOUR check bounced!!


TM
The receipt only means that your landlord received your check, usually the bank takes few more days to notify your landlord that the check is bounced. It's not the landlord's fault that he got a bounced check or got the notification late. It's your responsibility to make sure you have sufficient fund in your bank account. He may be a jerk but he has a reason to behave in this way, you did have a bad check. Most people will get an eviction notice by now.


That's Miss Cissoko to you!
what does a receipt has to do with it, it doesn't mean anything.. If the check bounced it bounced.


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