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 My credit score is 563?
CAN I GET A MORTGAGE?...


 Im a single mom of 2 small children and there is a house for sale down the street for 40grand how do i get it?
i need a first time buyers loan, maybe a grant, but i dk how to go about it. Im all by myself out here and dont know where to start and dont have alot of money, but i got a decent job. I need a ...


 Can a landlord keep my deposit and expect me to pay more after i have moved out and cleaned the apt.>?
My landlord expects me to pay above the deposit i gave when i moved in. I cleaned for 5 hours and she says that the place wasn't clean. I had 5 other people helping me clean. the place is ...


 Is there a way to sell a home and acreage in Texas without paying a commission?
I want to sell my home and acreage in South Texas without paying a 3%-6% commission. Is there a way to list it online?

I looked up for sale by owner, but I would still have to pay the ...


 Landlord evicted me.no notice.?
roomate said she paid my half, but didnt. lanlord told me i had to leave. i went to a friends for 1 day, came back & he had moved all my stuff to a storage. he made me pay him 300.00 to get it ...


 My landlord is in jail. Should I still pay my rent?
...


 If someone owns a piece of land, do they own it all the way to the center of the earth?
...


 How is this legal? Any suggestions on getting this agent back?
I was the buyers agent on a single family home purchase. An agent in my office who knew my buyer, went to the buyer and had him cancel the purchase, then he rewrote it with the buyer's brother-...


 Can a landlord do a credit check?
We have had some really hard times and have to file bankruptcy. We are filling out an application for a apartment but there isnt a consent for a credit check but they do want our ss# can they turn us ...


 Help selling my house!?
We've had our home near Clearwater/St Pete FL on the market for almost a month. It's a terrific family house that's close to the beach (but no flood, no evac) with 4 bdrms and 2,140 ...


 Applying for mortgage as fiance/fiancee....instead of married?
Quick snapshot of our situation...

We are looking to purchase our first home next year when our current home lease expires around May. She has excellent credit (+750 FICO) and I have been ...


 Who replaces carpet when you rent a home?
i have rented from same property managment company for 10 years. house needs painting and carpet has never been replaced. is this the owners responsibilty and after how long should it be done?...


 Our house been on the market for 1 month with no showings yet does anyone out there having the same problem?

Additional Details
Our house is in Windham C...


 Should real estate 'house flipping' be outlawed?
I have an adverse opinion to this real estate practice of buying a house, holding it for 90 days and then re-selling at large profits. I believe this practice to be dishonest and one of the reasons ...


 What is a quit claim deed?
...


 I am buying a house!!?
I am buying a two bedroom house in swansea, it's on the market for 96,000 and i've been approved a mortgage for this amount and i have put an offer in, which has been excepted.

A...


 Cost of owning a home versus renting a home?
What is the real cost of owning a home verses renting
Additional Details
I guess what I am asking is what other fees are there in owing a home. Is tax a major issue etc....


 Rent increase before lease is up?
do i have any rights if my landlord increases my rent before my lease is up? i thought while under a lease rent couldnt be upped until my lease is up. I have no problems with my landlord except he ...


 Can I break my lease?
I live in Owings Mills, MD. My car has been hit multiple times outside of my apartment. Also the other night my fiance caught a man trying to break into my car. I also recently got a new job and ...


 I got accepted for mortgage, and i asked seller can i have house for 220 k instead of 225k.?
she said no too me, it was meant to be a private sale and she is my mothers next door neighbour. My point is house value is 225k and shes asking for 225k surely 220k isnt a bad offer.. i thought that ...



jai h
I purched a home about 5 months ago and now need to sale!?
Other homes forsale in the area have been on the market for 7 months or more and I don't have the time to wait for the house to sale or the money to pay for the mortgage and an appartment at the same time. I am needing to know all of my options for a situation like this
                     
 




ironcrosx
Rating
Make sure it is presentable by cleaning up and moving out the clutter. Places look bigger and more inviting with less inside. Also research what the other homes are selling for and go slightly -- maybe 1k below to get more traffic.


The O.C Real Estate Agent
Hi, Im a Real Estate Agent in Orange County,CA please feel free to give me a call, my toll free number is 1(866) 825-9618
California Home Realty. Thank You

I will give you a reasonable offer for your house don't loose your credit and end up going to forclosuer. Give us a Call.


biebs51
Sell high the amount you wiil take a hit on at tax time will be hefty. I bought and sold a home in less than six months and it cost me roughly $3200.00 at tax time because of the property tax gains


ChemGeek
Rent the place out instead.


Price is what you pay for value.
Rating
Not sure if this would help. Usually, a housing market correction last for years. It is unlikely things will brighten up in a few months, afterall, this bubble took 5 years for form.

It might be better to give some discount so you unload the house quickly and can use the gain of the home to make money elsewhere quickly. At the same time, you will save money by not paying mortgage for the next 5 months.

For example, if mortgage is $2500/mo. and you have $300,000 gain sitting in the house, by selling it now rather than 5 months later will save you $12500. It will also earn you as much as $7000 from interests (Assuming CD are paying 5.5% or higher).

Total financial benefit for selling early would be $20,000. I would give buyer some discount just because of that.

Finally, keeping a house in selling condition is a lot of work. If your realtor does staging, it costs extra to rent furnitures. If you are living in the unit, it takes extra effort to keep it clean. So, sell it fast!

http://money.cnn.com/2006/09/08/real_estate/caught_in_the_bubble/index.htm?postversion=2006090814
http://money.cnn.com/2006/09/05/real_estate/Ofheo_home_prices/index.htm?postversion=2006090514


yozombiesmama
You are screwed. The house market sucks right now. Ask an relator, you're pretty much s*** out of luck.


comic1965
Rating
The law of (high) Supply and (low) Demand will determine your options here. Assuming your house is comparable to others on the market in your area, your only real option will be to under cut the price other are offering their homes at or offer buyers some other types of incentives to purchase your home. Before you do this, you should figure out what the financial ramifications of doing this may be to you. Don't forget to factor in your prepayment penalty if your mortgage has one. You're in a tough position.


dcgirl
Rating
There's a bunch of services that will buy houses. Their ads are on TV all the time and if you do a google search on "we buy houses" you will get about a million listings. These services will buy your house regardless of condition and usually within 40 days. However, they are not going to pay you fair market value. So you must decide if that fast sale is worth losing some money for. Rent out the house till your lease is up or sublet the apartment.


Nancy Kay
Rating
drop the apartment and move into the house
get a roomate in the house if you need help with mortgage
stay in apartment and rent out the house, pay mortgage from rent


BrokenRomeo
another flipper caught with his pants down


Velvet Rain Drops
what state and town? we are looking for a house!
if you want to sell fast dont over price it like everyone else.
make sure that what u price it at it is really worth that. dont try to suck as much money as possible.. and when people come to visit make sure it looks at its best.
im just speaking from what i think when i look at houses...
hope u sell!


Searchlight Crusade
You can live in it while trying to sell. Your offers won't be so numerous or so attractive, but you will get them if you price properly.

What to do really depends upon a lot of factors you don't specify. Why do you need to sell? Transfer? Will prevailing rents cover the mortgage? How much much is it worth, and how much is the loan?

You can

-stay in the home
-rent it out
-sell it
-deed in lieu of foreclosure
-foreclosure, almost certainly the worst option of the lot.

Which, of course, depends upon your situation.


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