 My credit score? |
| I just pulled up my credit score and found it to be 701.Is this high enough to get pre-approval for a mortgage loan.I am a first time ... |
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 Who owns the house? |
| If my name is on the loan,but we are both on the title who owns the house.Do i need her permission to sell the house.... |
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 Can I rent now then still be a first-time buyer later? |
I would like to rent a flat for a couple of years, then maybe buy a place further down the line.
Will I still be treated as a first time buyer?, or does the fact that I have rented ... |
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 Does anyone know of any lenders that are willing to do a 80% first mortgage? |
| I need a lender who can do a 80% first mortgage, and have the seller carryback the 20% second. I am in washington state. Please advise. I have alot of clients that needs this type of financing. T... |
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 My husband and I are having someone move in with us.....? |
| My husband's best friend is going to move in to our two bedroom apartment with us. My husband thinks that when splitting bills such as rent and charter that we should break it up in halfs... T... |
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 Discount or regular realtor? |
| I'm thinking of using a discount realtor to sell my home. They charge 4% and say they pay the buyer's agent 2.7%. Is that the same percent the realtor gets from a traditional agency? I ... |
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 What should I do first to buy a house for the fisrt time? |
| Home loan? or find a property? How do I know for how much do I qualify?... |
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| I co-own a home and want to sell it but the other party doesn't want to sell it.? |
| I bought a home with my sister and I want to sell the home now. We've owned it for almost 5 years. My sister is half owner also and she is not motivated to sell the home because her down payment ... |
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 How much of a mortgage will we be able to have? |
| we have a mortgage and are thinking of moving soon, but how much do the mortgage lenders let you borrow, is it 3 or 4 times your anual wage (uk)... |
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 Tenants Refusing To Pay Rent =/? |
| My friend’s mom is renting to this couple who have a kid. They wrote a letter stating that they're withholding the rent money b/c supposedly there's "black mold" in the bathroom ... |
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 Landlord says he gave me 24 hours notice...? |
| I live in Ontario. My landlord called me a few hours ago and left me a message stating he would be here to give an inspection of my rental unit at 1:00pm tomorrow. I have been out of town, he ... |
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 Can I drop the offer I've made on a property? |
if we've agreed 150k and my lender is giving me say 95% mtg 142500. Can I then offer say 140k.
PS the mtg has been agreed in writing with valuation of property completed etc.... |
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 Can farmland be used for other purposes? Where can I find out? |
| I am looking to buy an area of farmland but don't want to farm it, but I do want to use it as a tourist facility.... |
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 Can my apartment manager lock me out in the state of Texas without taking me to court? |
| i am late with my rent and my apartment manager says she is going to lock me out by way of changing my deadbolt she has not served me with any court date and does not let me know where i can get a ... |
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 Can liens be factored into a mortgage? |
| ok. So im interested in purchasing this house for a very small amount of money and in exchange pay off the owners back taxes on the property and about 8 grand worth of liens from the city. (for not ... |
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 Landlord - renters are 40 days overdue on rent.? |
I am a new landlord, and unfortunately live 3000 miles from the house I am renting.
My renters have been late everymonth since I have rented to them. At first it was only a few days, ... |
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 Will you ask your friend to pay for half of the parking fee? |
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lelandfallonjr | I quick deed my house to a investment company? |
I made a agreement with a investment company for my house i own. They paid me 15k and would make payments for 1 year, at the end of 1 year they would pay off the loan. However its almost 8 months past the commitment date of transfering the house loan out of my name and into theres. I quick deeded the property so the house is in there name from the county but loan is still in mine. We agreed on written documents that we all signed at closing that the house would would be out of my name and loan paid for my 12/31/2006 . its now almost august. they have made multiple late payments dropping my credit score over 70 points since 12/20/2005. since they are in breech of contract can i take back my house legally?? anyone know what paperwork i would need to file? the property is in florida. Thanks for any assistance
Additional Details
Well, i didnt sell it for 15k, the agreement shows 155,000 is the purchase price of the property. the 140 i owe and 15k to me. the agreement was to allow them to make payments for 1 year while they fixed it up and by 12/31/2006 the house loan would be paid and transfered out of my name. Thats the paper work we signed at closing for it. Your right i do need a lawyer i just to have the money for 1 |
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AriesJWR
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Sounds like you got yourself in a very bad place... talk to an attorney. |
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acermill
 |
Oh my GAWD. I cannot believe you actually did what you are saying you did. You need to contact an attorney immediately for further counsel. If what you are saying here is correct, you are in one MAJOR pile of trouble. |
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pinkbikini92122
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You must have done this in the first place because you wanted out of a particular loan that you had and couldn't refinance it -- right? I cannot understand what your motivation was to do this. You did a very horrifying thing by Quit (not quick) claiming your property to them. You gave them your property, but I would have to see the quit claim deed to see if in fact it's the investment company's property now. Understand, loans are never "transferred" out of someone's name. They are refinanced, which is the only way to get someone off of a loan. And they have not done anything with the loan. You'd know, because there would be an escrow officer somewhere trying to pull payoff statements for your loan and you may have heard about this, escrow calls you, whatever. I am guessing that this company may know your weakness, which I bet is not being able to pay your loan. They'll wait for you to default on the loan and swoop in, refinance it and lock you out of your house. There are hundreds of possible scenarios here and to be fair, I can't answer your question without seeing what you've signed. You need an attorney as of yesterday! Run, don't walk, to the nearest real estate attorney and be prepared to pay $300 per hour. No one will help you for free. Bring all your paperwork to the appointment. |
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sup
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ouch. What company did this to you? have you researched this company with the bbb or state? |
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William H
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A quit claim deed relinquishes any property rights a person may have. It is a valid way to transfer ownership rights, whether that title is insurable is another matter.
A warranty deed says that I have rights to the property and give them to you. |
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godged
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Get off the computer and get on the phone with a good RE attorney. Take everything you have regarding this transaction. It sounds like you made a major mistake. |
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Expert Realtor
 |
Quit claiming does not transfer property.
I see this constantly on YA and people that use a quit-claim form for this purpose are going to be in for a shock when they try to sell it, because title companies are refusing to insure the properities unless General or Special Warranty deeds are filed in proper order.
From what you are saying, it appears that you pretty much gave away the rights to your property and are still stuck with the loan. That was a very, very tragic move.
You need to see a Real Estate attorney...you are in a far more serious legal mess with your home than you realize.
PS: Acermill is 100% correct...RUN don't walk to the nearest legal council. |
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