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staylor12482003 | I recently sold my home before it went into foreclosure, but asking price was loan amt,it sold for a lot more? |
I did not receive any money at the closing, what happened? |
 |
 
Stephen B
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Whoever did the settlement must complete a settlement statement. Its commonly called a "HUD-1" (HUD stands for Housing and Urban Development...a government office.)
This form will give you the exact sources and uses of the cash that was passed at the closing of the house. The form is a bit confusing and you may need someone to help you figure it out.
My guess is that the payoff amount of your mortgage included accrued and unpaid interest and some fees especially if the bank began foreclosure proceedings
Keep in mind you also have to pay realtor fees etc.
All of this info will be on the HUD-1. You may have been given a copy at the closing.
Good luck. |
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clifton_woodruff
 |
check you closing statement.. |
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abehagenston
|
When elected I will insure that everyone has a home. HOMELESSNESS IS OVER SOON.
Who would like to stop being a slave?
Watch this video at http://www.revereradio.net
Then read my Q and A's.
Are you ready for a revollution?
Right to petition.
They cant use the military on us.
WE control the supply lines.
CHECK MATE
Additional Details
1 day ago
ABE FOR PRESIDENT
1 day ago
I am definately not good at spelling.
I guess it needs 2-L's because this is the Second II Human American Revolution.
The sequel. THANKS BEN!
1 day ago
SEE my other q and a and it will make sense. |
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lendermark1
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The HUD 1-A will show where all the money went.
http://www.lendermark.com |
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staceydian
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6% of the sales price went to the R.E.Agents, then there was the payoff of your loan including interest and back late fees & payments. You may have had back property taxes, HOA dues and maybe liens on the property that had to be paid at closing. Everything is to be itemized on your HUD-! Settlement Statement and explained to you at the closing. |
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BoomChikkaBoom
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Look at the HUD settlement statement. That will tell you where every penny went. |
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Kiki
 |
I would definitely find out! If it had only sold for a little more, I'd say it probably got used up in closing costs, realtor fees, etc. |
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Man with a plan.
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You are entitled to an accounting of the sale including all costs. |
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♥babygirl♥
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you need to be asking your lawyer that |
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Gartenzwerg
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ask your realtor, they should have a statement showing where evrything went or your mortgage company. |
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CMR2006
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You need to check with the escrow company. Every state's laws vary, but the basics remain the same nation wide. When you went in to sign the final closing papers, the escrow should have given you a seller's balance sheet. On it you would find how much the home sold, who was owed what and how much they were paid, as well as the balance due you (or that you owe). If the escrow company does not provide you with a balance sheet, and/or they do not explain it to you, I would definitely contact a land use attorney.... |
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sexytrojan
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I don't think you get the funds at closing. The realtors or lawyers make the distributions, and they send you the rest. |
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Searchlight Crusade
 |
You should have received a seller's HUD-1. Provisional at closing, Final a few days later. This is a federal law. There is no option about it.
If you can't find it, call your escrow company (or the lawyer who handled the transaction, in lawyer states). Tell them you want a copy of your HUD 1. They should be very willing to produce one, but they might charge you a couple bucks for it. If they are unwilling to produce it for a reasonable fee, go talk to the federal government or your state Department of Real Estate. That should persuade them.
For a quick course in how to read it, go here
http://www.danmelson.com/posts/1147463810.shtml |
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