Ive overpaid my landlord what should I do(read on)? |
I rent from a private Landlord...
Housing Benefit increased my entitlement and as they send cheques direct to the landlord she didnt inform me of the increase and i remained paying my amount ... |
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How do you go about refinancing your mortgage? |
| I have a 5 year interest only mortgage and just closed on my condo 4 months ago. It appears rates are lower. How do I go about refinancing and what are the advantages? If it's lower should I ... |
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We got approved for our first home loan. can we use some of the loan to pay of our credit card bills? |
| we don't need all the money that we were approved to borrow for the purchase price of the home, but if we use some of it to pay off debt then we can have one low monthly payment...have you ever ... |
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Property left by tenant, to be moved whenever? |
| An ex-roommate has agreeably moved out. He has left numerous vehicles, boats, trailers, lawn tractors, etcf. some in working condition, and my acreage littered with other items. A garage full of ... |
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A credit card company put a lien on my house. I have to sell quick and can't afford to pay it off. Help! |
| I lost my job a year ago, i've been struggling since. A credit card has put a lien on my house and now I have no choice but to sell the house and can't pay off the credit card lien. Can I ... |
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Feds cutting 3/4 of a point, what does that mean for home refi? |
Hello,
I've been stuck in an option arm loan for about 3 years now. I like to refi as soon as possible, but really havent notice rates dropping by that much for a 5 yr interest only ... |
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Do you have to have a down payment to buy a house? |
i dont think you have to have one, but in order to get a lower payment you would need one right? Additional Details hey mark! tenn. is where we are planning to buy i need to get up with ... |
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31 living with his parents? |
| rented out his property(900 euro a month) and sold his car to make more money.He earns 1200 euro a month after tax(less than 1000 pounds,1800 dollars after tax a month) and found it quite hard to ... |
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Can a landlord request rent in October when they have yet to fix the shower from August thus you have no activ? |
| I have been living in an apartment to which doesn't have a working shower!! Yet I still keep paying the rent! The landlord granted is a friend but she has been saying she was going to fix the ... |
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If you are a renter and a child drowns in pool you rent from, is the owner of the home responsible? |
| If you are a renter and a child drowns in pool you rent from, is the owner of the home responsible? No, this has not actually happened but a friend of mine owns a home that she'd like to rent ... |
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Tax returns vs. W-2s mortgage question...? |
When applying for a home loan, do you need your tax returns or are your W-2s and bank statements enough to document your income? Additional Details Hmmm... I was hoping not to see ... |
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Can I be sued for buyers remorse if i was unable to get financing? |
| If I am in contract to purchase a home and I was unsuccessful in getting the financing approved based on the contingency clause to buy their home without the sale of our home. I request a release ... |
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Can I legally kick my parents out of the house after they have lived in there for over 30 years? |
The house is in my name, given to me by my late grandfather. They're paying me rent with no written contract.
They aren't preparing for retirement, there will be a day when they ... |
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The driveway i rent is always blocked by the owner's family..what should i do? |
| i have my car and i rent an indoors driveway...almost everytime i take my car out or go back in someone is blocking the driveway..be it a neighboor or a family memeber and it is getting annoying..... |
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fiona m | I think the goverment should be held responsible for all the people who took on? |
morgages at extortionate rates in the past 10 years the British Goverment should be made to pay these families that can no longer afford to stay in their homes and for allowing Developers to charge such ridiculous prices for homes which are frankly rubbish and thrown up so quick they are not truly worth the paper they are written on and these so called luxery apartments which are nothing more than posh council houses and charged at the most extortunate prices and no bigger than matchboxes I know this for a fact after looking at some myself, I could not have even fitted my king size bed in what was supposed to be the master bedroom let alone wardrobes and bedside tables, as a women I have 10 huge suitcases which also want housing that is before I start with the ornaments,T.V. Books and my desk to work from. I also do not want to sit in a cooking sitting room I hate the smell of cooking in my Lounge and the place for cooking is in a kitchen with a seperate door. What do you think about t |
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Stammerman!
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Why just the last 10 years? The rot started during the 80s under Maggie's "brilliant" reign. |
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ootmaheid
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Where exactly is the Govt going to get the money to pay these people? To get a mortgage, you need to borrow...where does that money come from? The savers...The savers should get a decent return for lending their money and at the moment the return is absolute rubbish!
It is a case of supply and demand...welcome to the world of consumers! |
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Empress
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why is the government responsible for that? sure the loans companies have been unscrupulous but thats what sales is! if you cant afford the repayments then you shouldn't have taken out the loan.
we need to start being independent beings who think and decide for ourselves.
on the one hand you want the government to pay your loan? but on the other I bet you would be annoyed if the government started telling you what you could and couldn't do in your home?
it's your loan - you pay it back. |
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justme
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So you want the government to bring in a law to make stupidity illegal? Nobody forced these people to sign for a mortgage that they new they couldn't afford to pay---and then buy plasma TVs and big cars. |
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waldo_mcginty
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What's extortionate? Fact is that mortgage rates over the last 10 years have been the lowest ever.Expensive and pokey little "luxury apartments" and so on is a totally different matter.The people who are responsible for taking these on are the people who bought them.Letting off steam about how this may have worked out for some is one thing.Expecting the Government somehow to take "responsibility" is another. |
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Randall Parker, MBA
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You have got to be kidding me!
If people enter into bad business deals, that is their own fault, not yours and mine. By the way, WE are the government. We are the source of the money that the government uses for its designs.
If a developer charges too much for a home, don't buy it. If you agree to pay an outrageous price, then that is your baliwick. Don't expect me to bail you out when you screw up your financial position.
If you can't afford to buy, rent something for now. If developers cannot sell at the price they want, then they will lower their price. Demand drives price and supply.
Get real. Make your decisions, and live with them. If other people are stupid in their decisions, you have no responsibility to follow along.
Welcome to the real world. |
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focus
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Welcome to the real world. People have a choice as to which mortgage they take out and for how much. How big a risk they want to take. Government has nothing to do with it. |
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Sal*UK
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Whilst I hear what you are saying, I don't remember anyone twisting these people's arms up their backs to overextend themselves with mortgages. And by the same token, no-one forced them to buy where they did! |
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Real Estate Guy
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Good idea. There is a place just for you, it's call the old USSR. There the gvpt took "care" of you all the time. |
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Butternut27
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Everyone is free to make a decision in this country....if we say this then what about people who get fat should the luxury bakers or chocolate and cake shops be held responsible? I could afford these luxury flats and bought an ex council flat bcoz I knew they were over valued...people must take responsibility for their own actions....this Govt has failed in providing affordable homes...for pple so some pple will self cert and lie to get a roof over their kids homes...but if a developer wants to sell his flats at exorbitant prices and someone else is prepared to buy it..so be it..this is not a communist country...the Govt is not here to control everything.... |
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Neil M
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no |
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