 I need to break my lease!! how can i do that?? |
| Im in a lease at my apartments but the crime is getting real bad. my car got broken into and one of my good friends got raped near where i stay. there has been a big rise in crime since i have lived ... |
|
 Refinancing with poor credit? |
| I am in an adjustable rate morgage, I have been for 3 years now. It is a 80/20 loan. Paid 115 and it similiar homes are going in the high 130 or low 140. My credit scores are 559 at low and 585 at ... |
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 How does a foreclosure affect a co-signer? |
Hi,
I was just curious of how you can save yourself, as a cosigner, from a foreclosure?
Does anyone have any idea?
Thank you very much.... |
|
 Landlord/realty ignoring phone calls for maintenance requests. What to do? |
| What can be done if the landlord who is actually a realty is ignoring phone calls and voice messages left to them? There were more than four instances within the span of 6 days and they won't ... |
|
 If you were facing foreclosure, what would you do? |
| Would you use Google to find a company to save your house or sell your house to? Is there a particular site you would go to?... |
|
 I bidded on a house and now I cant afford it what do i do? |
| The other day I went to an auction and bidded 20000 over budget. The real estate person was really hassling me and I dont know why but I paid to much. I have not signed anything and I have not paid a ... |
|
 Mortgage ? |
Can I cosign on a mortgage when I have no credit? As in no bad credit, no good credit?
Additional Details
I would be cosigner. Hubby is the major bread winner.
I have never ... |
|
 Rent increases? |
| My landlord increased my rent twice already, once every 6 months since I moved to my apartment. Now they want to increase the late charges from $50 to $100! a couple of months ago we got a letter ... |
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 When a tenant gives 'written notice' when wanting to terminate a rental agreement. Does by email count? |
| We want to move out asap. The contract states 1 months written notice (nothing about it being signed). I emailed about 2 weeks ago, can I now write a signed letter and back date it?... |
|
 Is there a sales tax on buying real estate? |
| If you buy a house, do you need to pay a sales tax on top of everything else?... |
|
 I want to refinacne my mortgage in CA, are you a loan officer? |
| I got a 7% F mortgage for 15 years and i want to refinance it because i want to take out cashout of 90000 out of my equity of $250000. My credit score right now is 692. I want to contact some good ... |
|
 Can a landlord raise the rent any amount he wants in a private house? |
| So far he has tried to raise my rent 100 every year since I moved in! I have no lease but isn't there some kind of guideline he must follow as a landlord?... |
|
 When buying a home, should you tip your real estate agent? |
| I know the agent gets paid based off of the price of the home; however, what is a good way to show my appreciation for his work after closing?... |
|
 Moving out of parents house.? |
I am 24 in part time eduction to get the qualifications i need to get a job coz i left school when i was 14 due to bullying. I live in the uk.
do you guys have any advice for someone ... |
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inbloom33 | I wanna buy a property . flat or housewhich one is better? |
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 |
 
shell
|
A flat will probably be easier to buy, houses are very expensive right now. |
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TONY F
 |
Doesnt matter....what matters is you own the land that is under it, because its the land that goes up in value the most.
The buildings go up at a slower rate because they are getting older and one day will be torn down...but the land is good forever ! |
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amsterdam
 |
Depends entirely on your budget, but get a freehold house if you can afford it. |
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Lori M
|
House is better its easier to sale and if you take excellent care of it and make improvements then if you ever want to sale it you probably can make money off of it! Its a better investment! |
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LISA B
|
In my opinion houses are better than flats, but flats are cheaper to buy but you have to bear in mind the landlord costs - ie paying for the upkeep of stairwells, and communal areas which you wouldn't have in your own house.
Also in a house you are only going to have people either side, but in a flat you can have people above/under you too - which is fine until they decide to put laminate down or have people over til all hours in which case it can be very noisy! |
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honey
|
Flats tend to be leasehold,so effectively its yours for the next 100 years,or whatever.So when you sell in say 10 years time,the lease goes down to 90.Very hard to get a mortgage on short leases,but you can extend a lease at a price.
Houses tend to be Freehold,so you own the house and the land it stands on.
I n the end it comes to price and personal preference,for me it would be a house............good luck |
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MrsFidge
|
Depends on what you can afford, if you want to just get your foot on the property ladder go for the flat, but if you want to stay and get settled go for a house. |
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cp.lu22
 |
If you can afford it, a house, you have garden, more freedom and less noise from neighbours. You can rent a room out if you need extra income. |
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wooperpooper
|
House, house, house. Never buy a flat as they can be extremely difficult to sell on. Most areas have new flats springing up everywhere and most buyers will want a new flat. My best friend has had hers flat on for sale for the last 18 months with no luck and it is a very good flat. If you can afford it, always buy a house. |
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KJ
 |
Depends on your budget.
With a flat you usually have to pay ground rent and some sort of management fee to the people who look after the properties for the freeholder. There also tend to be restrictions on what your lease allows (i.e. no pets, no hanging washing out, etc).
However, with most flats this fee also covers the buildings insurance and external maintenance costs - such as gardening, external painting. Though in my experience it is a nuisance having to deal with a management agency.
I would prefer a house if I could afford it. |
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shih tzu lady
|
If you consider a flat, don't forget to take into account that you will have to pay service charges - quite an expense in itself. In the Manchester area there are apartments galore which makes it hard to sell on, especially if you are looking for a quick sale. Houses seem to sell easier around here and, being in the buy to let sector, I would personally go for a house rather than an apartment. Depends on whether you want low maintenance really, and not everyone adapts to apartment living. |
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