 If you are married and husband wats to sell house and wife does not? |
My husband wants to sell house, I am on the deed too, if I don't want it to be sold, can it? even if he says he going to put it up for sale, and we are married now??
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 Bank of america home loans? |
| bank of american has a special offer on home loans which includes, $0 application fee, $0 closing fees, and no private mortgage insurance ...has anybody used this deal from bank of american to buy a ... |
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 Is $12.78 enough to live somewhere that is $1,055 a month? |
So I work a steady job, 40 hours a week. I make about 900 every two weeks. Would I have enough to afford an apartment that cost $1,055 a month?
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I dont have any credit, ... |
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 Single mom tired of renting - NEED HELP? |
I am a single mother of 1, with low income. i have a roommate with good income. But both of us have questionable credit. we pay 1050 for rent now plus all utilitys.
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 What is it like living in florida? |
Cost of Living
Colleges
Entertainment
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Well thnaks everyone jsut about the weather & the cost of living seems 2 be the cons here, but i rather live where ... |
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 A question about the legality of this situation? |
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 Would it be good if everything was free? |
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 The council refused to house me, they said I made myself intentionaly homeless! Have you experience this? |
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Little Miss Berry, What details do you require?my email is on there you can email me as well.thanks.... |
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HAPPY FEET | I want to buy a condo listed for $395,000, my realtor thinks it's worth $385,000, how much should I bid? |
Additional Details
I'm preapproved for $400,000
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generaldisarray69
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the best answer is pay as little as you have too. my rule of thumb is to bid lower than you think it will sell for.... be carefull i have done this before and ended up insulting the property owner and didnt get a counter offer. remember a realitors job is to get you to buy the house for as much as he can get out of you. realitors are very helpful BUT the are not on your side they are not on the sellers side they are on their side. the more they get out of you the more they make. if you make an offer on a house and it is taken the first time you are paying too much if you havent had at least one counter offer from the seller you ae in trouble. one of the biggest things a realitor does is to try and get you to make an emotional decesion. do everything to keep you emotions out of your dealings. and if you dont get this property for the price you want move on its not ment to be and there will be another one soon enough. in this case the property is listed for 395 the agent says it is worth 385 i would bid 375 and see what happens. it is seldom a good idea to pay a premimum on a property for several reasons one of the biggest is the financing end of things. you could end up needing a bigger down payment or even worse upside down n your loan....means that you owe more than its worth. although there are a few good reasons to pay a premimum and one would be it is walking distance to work....think of the money saved everyday by walking. bottom line never pay more than you have too. also if you are a first time home buyer call your bank and ask if there are any first time home buyers loans available in your area. there are awesome because the government backs up your loan(like a co-signer) and the bank gives you a insanely low interest rate. a lot of people say big deal whats one precent going to do....well in your case over a thirty year mortage for 400k it will save you over one-hundred thousand dollars in interest over the thirty year loan. |
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Dave R
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Listen to your realtor. It's his job to know the right bidding price. |
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xlovebug
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I think you need to bid at 396 and they pay all closing costs and fees for the close. You will save so much and they will think they are making money, which they are but so are you! And if your Realtor has the papers on the appraisal then lets see it. What is you banker going to lend you on this condo. They will say yes or no and then at that time you might get only 385 do you have the other 10 to walk in with. Good luck |
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jenjf5678
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$380,000. Then you'll have some room to negotiate. |
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wiseornotyoudecide
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Ask the bank for the property value in that particular area might cost you a few bucks to get the info but is worth it if you want to spend your money wisely...... |
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kylergsmom
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how bad do u want it go w/ ur heart |
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ugafan
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depends on the market. under most circumstances you would offer less than what it's worth and negotiate from there. if it's a really hot market and someone else is likely to snatch it up, offer close to what they're asking. |
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pablomofo
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My advise costs $10,000 |
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purplevegascat
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U HAVE TO GO WITH WHAT YOUR HEART IS TELLING U AND USE YOUR MIND |
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phonepro13
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You should begin negotiation with a reasonable low bid. $375,000 perhaps. Realtors want to close deals - they don't always hold your interests above their own. |
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no name
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Thinking is one thing, whats listed on the appraisal is what matters not what a realtor thinks, but sounds honest if he/she is the one selling it for the owner b/c of commission purposes, but if it were me and the appraised price is 395,000 i would bid 360 and then try to find some middle ground with the property owner, alot of detail is needed when buying property to give a good answer especially if it is an investment property and not one that you will reside in, and you want to have some positive equity from the get go for the mojo!! more detail needed-whats its location, whats close to this place, why is it being sold, look at a recent appraisal-what was it listed for, last sale price, reproduction price$$, sqare footage, taxes and insurance payment, and if it is for investment how much will you make versus the payment if you finance this property through a commercial lender |
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