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| at the bottom of my garden there is a piece of land that i have maintained for over 8 years i have put a shed on the land & looked after fencing ect... iam a council tennant & recently a new ... |
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 What are some pro's and cons of buying a house that was built in the mid 1800's...? |
| I'm looking to buy a house that was built in 1862 but this will be our second home and we're looking to fix it up a lot. The furnace is new and the siding is about 15 years old and the roof ... |
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 Question about eviction? |
| Ok my friend as we will call her needed a place to stay so me being the nice person that I am had agreed to let her stay with my husband and I.Well she was awful to live with.She isn't on the ... |
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 How much are closing costs if I pay cash for a home? |
| I am buying my first home and am going to use money from investments instead so no need for a mortgage. If their is no lender involved how much would the closing costs be on a 285k home?... |
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 Can i back out of the deal or ask for a better price? |
| I signed a contract with a builder for a new house, this house was a standing inventory with some upgrades already in the house, the price was 300's they paid closing cost and gave me FHA with a ... |
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 When making an offer on a home? |
| how far below the asking price would you go with an initial offer?... |
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 Proof of income I don't work...? |
Okay I want to move into a new apartment, they said I need proof of income. what is it and how do I get it? this is my first time on my own I DON'T WORK!
Additional Details
but I ... |
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 Who will give me 90 000 dollars? |
i urgently need the money to buy a new truck, do refurbishments around the house,can anyone lend me
Additional Details
its gone up to 100 000 now ... |
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 I would like to list my condo on MLS for a flat fee but I do not want to pay a broker's commission.? |
| Can anyone recommend a flat fee MLS listing service that does not charge a commission? I realize that I will have to pay a commission to a buyer's agent, but I don't want to pay a ... |
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 Can I give a house away for cash? |
| Hi, Long story but I have a house with a sitting tennant that has the right to live there until death. Is it possible for me to give the house away for a cash price(greatly reduced from the actual ... |
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 Sold house - do I have to leave ALL window coverings? |
| I recently sold my house & I included the window coverings in the contract but I have a little confusion as to whether I have to leave drapes (curtains) also. I have two bedroom windows that ... |
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 Is a deferred interest loan good for people who make very average money.? |
| We have currently signed up for this outrageous deferred interest program where we make minimum payments to our lender then put a small ammount into a high yield investment account to pay the ... |
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 Can a landlord remove a persons personal belongings from their home when there has not been an eviction notice |
| My landlord removed mine and my husbands stuff from our house and moved someone else in within a matter of hours. I don't know what I can do about it? In the process of this, they went through ... |
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 Need to cancel a listing with MLS, realtor.? |
| I'm trying to cancel a listing through MLS, I have contact the agent, also the broker it has been two weeks, I have sent to their corporate office still have not cancel, I have another broker ... |
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 Can i break into my apartment after the landlord has locked me out with my stuff inside even my cat.? |
| i live in a small town in ca we were suppose 2 pay my landlord her rent yesterday which we were going 2 do wen my husband got home 4rm work i was cleaning my restroom wen i heard my landlady knockin ... |
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 If something is in a sellers disclosure, is it non-negotiable? |
| I am looking at a property which has historic casement windows. In the sellers disclosure it discusses the missing/broken window panes. After the home inspection I requested that the windows be fixed/... |
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 How much should I spend on a house??? |
| I currently make 40,000 per year. I have basically zero debt, and I live a generally frugal lifestyle, so I do not have a lot of monthly expenses. It has always been my dream own a house as soon as I ... |
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 How do I take someone off the deed to my house? |
| When i bought the house I put a friend on the deed. The house is now in escrow to sell and my friend will not sighn the closing papers. the loan is in my name. Can I finish the sale without his ... |
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NicA | I want to buy a house... eventually? |
alrighty im 21, have a three year old son and i dont have the best credit rating in the world becuase of issues with my ex, which is 100% my fault and i do take full responsibility.
i dont have excellent income, but it does get me by for now.
i wanted to know the correct path for being able to buy a house or get a home loan within the next 5 years. whats my chance of getting a home loan with a not so great credit rating? |
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cabot
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the more money you will be able to save in the next 5 years, the better the chance to be approved for a home loan.
good luck! |
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Hugh K
 |
James is right, get educated about real estate. Realtors usually don't know anything about actually buying real estate, they only know how to fill out forms. Learn how to REALLY buy houses.
For example, last year we bought a condo in my area with $10 down and we took over the loan subject to. That means the owner agreed to keep the loan in their name until we can refinance or resell the condo. My business partner and I now own a condo with $10 and no credit. We have rented the place out and have been making payments on the mortgage ever since.
Also keep your eye out for lease option or owner finance opportunities. You might need a little cash up front, but your credit won't be that big an issue.
Just be sure you can safely afford to make the monthly payments! Be realistic about your situation.
Don't listen to people who don't know what they are talking about. |
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☼AstrologerJuliAnne☼
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Save 20% of whatever the house is selling for for a down payment.
Get 6 mos worth of living expenses in your bank account
Work on paying off your past due debts or whatever mess your ex left you with on your credit report
Pay things on time
Get your income up if possible
Raise your credit score by being responsible with the credit that is extended to you.
You need a decent credit rating to get a house. They want to know you are responsible, and with a 5 year window, you have ample time to get your financial house in order to show that you have changed. |
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honey
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Pay off existing debts and set up regular savings plan.
good luck |
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doinou
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Not great, but you have five years to correct that. Starting today, always pay everything on time including rent and utilities. You will be fine if you do this. Good luck. |
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Vanessa
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Best home loans are easy to get if you know where to look. Home loans with low interest rates can make a sizeable difference in your savings, both on a long term and short term basis. However in order to get the best interest rate on your new home loan, you need to follow some tips.
http://www.worldbestloans.com/homeloans.htm
A sure-fire way to finding some of the best home loans rate is by comparing between 3-4 different lenders prior to deciding who to opt for. While most lenders have a wide range of interest rates and schemes, those who offer flexibility in terms and conditions or can customize to your preferences can work the best for you. |
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James Miller
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You could probably get into a home right now. There are a lot of ways to buy property with little or no money down and with using your own credit.
You can take over payments on a home by buying it "subject to" the existing mortgage, You can purchase using a lease option, or "rent to own" type technique, or utilize a land contract, sometimes called a "contract for deed".
If you want to choose to purchase conventionally, five years will be plenty of time to get your credit back on track.
Most people coming out of bankruptcy and foreclosure are able to get financing in as little as two years.
If you want to go the creative route, ask around to find the Realtors in your area who know the sellers who are open to this.
I would call and say:
"I am looking to purchase a home where the seller finances me, such as a lease option or land contract. Do you know of anyone open to this?"
Many Real Estate Agents are unfamiliar with these concepts, so you will probably have to call a few different places. Stopping into a real estate office for a visit may get you even more traction as it is hard to blow someone off when they are standing in front of you.
If you want to wait and go with traditional financing, call a lender and ask that they help you to put a plan together so you are able to purchase in a few years.
Most should be willing to do this.
My source is an article I posted this month on my blog. It is geared toward real estate investors, but the same rules apply if you are buying your own personal residence. |
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b9t7gt8
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shut up. |
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alina a
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Ok
You have a child so u should have much salary for buy a house. You can take help from my web site related to India real estate can solve your problem.
Thank You |
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