 Why does credit affect getting an apartment? |
| Not only does credit make it hard to own your own home or car, now you can't even get an apartment. My fiance and I have shaky credit. His due to a divorce (ex-wife) and mine due to stupidity ... |
|
 Flood damaged homes - should i buy one? |
| tropical storm allison flooded houston - i'm looking to purchase a home that was flooded, and immediately remediated. should i be worried? maybe i shouldjust look for another house?... |
|
 House sold under misrepresentation? |
| 10/3/07: My husband and I bought a golf course-view house in Indianapolis, Indiana. We closed 5 days ago; moved-in 4 days ago; and 2 days ago found out that the golf course is scheduled to close. It ... |
|
 In what order do you do things when moving house? |
I don't know yet if I want to move because I don't know if there is anything I want to buy. If there isn't, I will stay put.
DO I:
1. Put my house on the market A... |
|
 Who is responsible for this damaged wood? Renter vs. Owner? |
| We rented an apartment and the railing on our back deck is made of dry rotted wood. When we moved in it looked pretty good. The wood is so dry rotted I could stick my finger through the wood. T... |
|
 Is it insulting to offer $170,000 for a home listed for $189,900? |
The seller is very motivated, and the house has been on the market since August 2007. However, it has been reduced to $189,900 from $209,000.
what would be an acceptable offer?... |
|
 If you have sold? |
| your house, how long did it take for you to sale?... |
|
 Where is the best state to live at for a family of 4 or single? |
| (first of all I live in Va. and it suckS) I want to go 2 a place that is not a commonwealth state. and taxes is not high. and resonable of the cost of living. need some help ... |
|
 What is the highest your credit score needs to be to get a mortgage loan? |
| I have been trying to get my credit straightened out for a month now and I was wondering how close I may be to actually getting a mortgage loan.... |
|
 Landlord altered lease after I signed it. What can I do? |
| Yesterday my wife and I signed a 4 month extension to our rental lease on our apartment. Later that day someone taped a copy of the lease to our door that had been altered ($50 dollar increase to ... |
|
 What do you consider the one factor most important to selling a house? |
| Everyone has a different idea of what sells homes and what it takes to sell a home. Assuming there are buyers out there, how do you reach them and what do you emphasize. What is the key motivator ... |
|
 Which is a better deal?!? |
I'm moving and I'm so short on money...
I'm going to be the only one living here, so I don't care if I have to live in a studio! lol.
Tell me which you think would be a ... |
|
 Can I refinance with a big cash out if I'm in between jobs? |
| My home is valued at 365K. I have 88K of the original loan left on the house. I'd like to refinance the balance and take a cash out in the amount of 190K on top of it. I have excellent credit ... |
|
 Would it best if I was to send my mortgage company a notarized letter stating I no longer wanted my home? |
| or should I just let well enough alone. I want to do what is best for my credit. I am truly hoping I can sell it to someone.... |
|
 Is there anything we can do, or are we just SOL? |
Question: Is there anything we do or are we just out of luck?
Situation:We live in an apartment, on the second floor. Our apartment is completely enclosed, meaning that even the stairs to ... |
|
 Condo being sold Overpriced... HELP? |
I am probably overracting, but let me know what you think.
My mom had a vacant (clean) condo on sale for $169,000 in Southern California. She received an offer for $177,000 and the buyer ... |
|
|  |
Me | I want to buy a house in early August. How early is too early to apply for a loan? |
Interest rates are going up, but I'm not sure if I could apply for a loan now and hold it for 3.5 monts while I look at property. |
 |
 
soniaatcalifornia
|
Most of the loan process's takes about three months. Ive bought many houses and have yet to have it any less than twelve weeks long in waiting. That does not include anything that may go wrong. Its a buearacracy like anything else, its all a long time to get through! |
|
Nagitarâ„¢
|
well, you want to be pre-approved before you make an offer on a house anyways. So stop into your bank soon and ask them. You are right, interest rates just went up today. Since it is a buyers market you can have the seller do a few things that last year were impossible. Example: have appliances thrown in, have the seller pay closing costs, etc.......good luck. |
|
norman7774
|
As you probably know, no matter HOW early you start shopping around for a loan, it cannot be closed on until you decide on the house in August.. What you can do is start looking at agencies that make loans... such as Great Southwest Mortgage, and many others.... You cannot do anything really but just get a feel for things. WHEN you go looking for a house, and decide more or less which house, then you can get down to brass tacks on the loan and who would do it. There is competition and you SHOULD NOT take the first one just because a Realtor recommends a particular one. You CANNOT lock into a loan until you decide on the house and then about 45 days before you go in for settlement on the house. For your information, I would not worry too much about any increase in interest rates for the next few months so you are safe there..
In the meantime.. take a good look at your financial record. How is your credit score? When you go in for a loan, they(the lending agency) will get a credit report so make sure all your credit cards are paid up and any other area which might drag down a credit report score.
HOPE this helps some. |
|
GRUMPY
 |
First off, the bank won't approve you for that kind of money unless you already have a house selected. Like if you apply for a home loan of EXAMPOLE ONLY of $150,000.00 they need a home that is worth $150,000.00. So in short they need the deed to this hosue. And you can't give them the deed unless you have a house to buy. SO when you find a house you want go to the bank and apply for the loan. When I purchased my house 4 years ago, I applied for the loan and the bank approved me in two weeks exactly. BUT I also had VERY GOOD credit. Some home loans take a month if not more to get approval. |
|
self made
|
You can lock in your rates today for August with no cost and no problem. If you need any help, please email me. I'll direct you personally. |
|
kjblue
|
Go to the bank fill out paper work and find out what you are approved for. This will help you not only see what price range you are in, but will speed up the processes when you find your home. The other good thing is that you are taking out the money before hand.Alot of banks will even hold the current quoted rate for 90 days. Go to a couple of banks if you want to shop for the best deals. |
|
darbagnome
 |
Secure the loan now. Lock in the interest rate. Keep an eye on the date so it doesn't expire. Keep in touch with your broker.
You'll be ready when you do find a house. The basics will be done and just minimum time and effort will be required at the last minute.
If you have papers in order and a good broker you can have any loan thru in about a week-10 days. |
|
ramirolopez75
|
You can lock in an interest for an extended period of time. A 90 day rate lock is normally between 1/8-1/4 higher than the rate for a 30 day rate lock. For locks over 90 days you may have to pay an upfront fee (normally 1% of loan amount). The important thing to know, however, is that you cannot lock in an interest rate with an address. As a result, you are at the mercy of the market until you have signed sales contract. |
|
nwanso_nguti
|
i am no financial adviser but think it is too early to apply for a loan if you still have outstanding debts in the month of April |
|
p.cahill
|
It is never to early. Do it know. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 24 minutes(s) ago
| | | |
10 | 58 minutes(s) ago
| | | |
10 | 3 hour(s) ago
| | | |
10 | 5 hour(s) ago
| | | |
10 | 9 hour(s) ago
| | | |
10 | 2 day(s) ago
| | | |
8 | 3 day(s) ago
| | | |
8 | 2 week(s) ago
| | | |
10 | 3 week(s) ago
| | | |
10 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
