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EMERGENCY!!!
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tuffgrrrrl | I want to buy a townhouse? |
I want to buy a townhouse but I only have about 1,500 to maybe 2,000 total to spend to get myself into the house. I have poor to fair credit. I only want a place that costs about 60,000. Is this realistic?? What should I do?? |
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Jonathan B
 |
In the world of real estate, everything is possible. Even with poor credit, you should be able to buy a house with no money down. The question is can you find a townhouse for $60,000? Depending on where you live, it might be hard. If you are in NYC, impossible would be a better definition. If you were in southern Alabama, maybe you can buy something older.
In general the idea is interesting, but be careful. Whatever loan you take, no matter how small, will have to be returned. Since your credit is not perfect, your interest rate should be higher than normal. Therefore, you will probably have to pay more to loan.
If you are conservative, it might be an interesting opportunity for you. If you are a spender, like most of us, you might consider renting. If you would like to read answer to property questions, you might want to visit http://www.proeprtyanswers.org
Best of luck. |
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jennifer p
 |
It is realistic. Go to a lender and get pre approved, they will tell you how much house you can buy... You need about what you have to 3000 for closing costs but you might be able to get the seller to pay for part of them. If you are in San Antonio, TX, I can help. I'm with Butler Realty: jpacheco@butlerrealtysa.com
Email me if you want me to send you some of the properties here for that price...There are even nice condos for 32k.
Hope this helps! |
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VicksterC
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Realistic depends on where you live. Where do you live?
Check out the site below to get an idea of home prices in your location. |
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mac mogul
 |
Have no fear what you are looking for is very doable talk to a mortgage broker and ask for 100% financing programs. I dont know where you are located at but most mortgage brokers can help you with this.
if you can not find 100% financing look for a rent to own town home that will also work just as well if not better. P.S. If you can not find those two options look for a home owner that is selling thier town home offering 100% financing ! Good luck! |
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Root Worker
|
Their are many home buying programs for people with poor to fair credit. Also, for 1st time home buyers their are also programs that have no down payment. You still will need your closing costs though.
Here I attach a link for you to research...
Good Luck.. |
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D CHEEZE
 |
save money... |
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not_as_sweet_as_i_look69
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You're not going to get much for $60000 and good luck finding somewhere to finance you with poor credit....if you do miraculously find someone to finance you, they're going to want a much larger downpayment than that. |
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umilta a
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Well you need to really save up, and work on your credit before you apply for a loan. Get your score to 650 or better to get a good rate. even better if you have a credit score of 720. but please take your time.. and $60,000 is really cheap. |
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You are Not Your Own
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oh no town houses are getting really expensive these days. so you must hurry up and put money together, not to mention put your act together as well, stop making poor choices with the credit history and spending money some place else. So be aware that a house is better than no house. or a house is better than brand name clothing, or lots of clothing or fun accessories or anything else, dont be homeless. I wish you THEE best |
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