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 Can I cancel PMI if I've done home improvements?
If I had a 100% loan for $100,000 and made $20,000 worth of home improvements within the first year, can I get my lender to cancel PMI?...


 Landlady not returning the deposit?
I vacated a flat one and half month back and the landlady is not returning the deposit £700 saying the flat was dirty and says there is some damage which I don't agree with. I told her she can ...


 Should I stay or should I go?
Four years ago I purchased my retirement home in Durham North Carolina. The mortgage on the home is 460.00 (4 bedrooms huge backyard). My rent here in New York City is 1200.00 (1 bedroom, not too ...


 I am in a desperate need of a loan......?
We lost our house on sep due to an irresponsable landlord, he didn't pay the mortgage for 8 months and we didn't know about it, so we got kicked out on the streets with only a couple of ...


 If I get a mortgage for $100,000, then purchase a property for $60,000, what happens to the other $40,000?
Does that become extra money for me to do what I want with like fix up the property?...


 Selling a house in a bad market, is it better to ....?
We're upside down on our mortgage by several thousand dollars thanks to a slick refinance agent and my ignorance of mortgage workings. We already have the house priced at well below what we owe, ...


 I let my sister live in my house rent free cause she left her bum husband, but now she going back 2 him and?
she says she is having to stay in her car because she doesn't want to live with him but only a few days out of week and she wants to continue to stay in my house. This house is my hubby and I...


 Can i ask to change the amount of rent after i had signed the contract?
I moved into a house with 2 other girls and the rent that was offered was $550. I had asked as to why it was so high, and it was because it was for the room + garage space. I had asked to knock off $...


 100k loan with 35k income through countrywide?
I have been pre-qualified for a home loan for 100k from countrywide through fha. I make 35k a year and have a car payment and cc debt that totals close to 500.00 does anyone think I will be able to ...


 What is the difference between a hotel and a motel?
...


 How safe is buying land off Ebay without seeing it first?

Additional Details
this is a family owned business and they are sending me the paperwork and pictures of the property through the mail. I'm thinking I'll have an attorney look ...


 Is now a good time to buy a house?
...


 Can a water utility company withhold service from me because of a previous owners unpaid bill?
Mr. A was the orginal owner of the house and he died of old age and gave the house to his sun Jr. Jr sold the house to Mr. B and Mr. B died in a car accident so the house is sold to me. Before Jr. ...


 I made 2000$?
and i want to know what to spend it on... I already have a houses and cars maybe a nice rolex?...


 Can I come over to your house tonight?
I will bring some food and my dog....


 Who is responsible for a fraudulent appraisal?
Our mortgage was approved based on a fraudulent appraisal. We signed the note believing we had 50 thousand in equity, now we find out that we actually owe more on the home than it is worth. Does ...


 Council have said they are considering us for a house - does that mean we have got it?
We are seriously overcrowded and are 5th on the housing list in our area. We have been told we are being 'considered' for a house nearby which we have shown would be a perfect size and ...


 Do you pay property taxes on a highrise condo?
I'm looking at a highrise condo for sale in a building downtown that has about 200 other condos inside. In addition to whatever the mortgage on the highrise ($320k) would be there is also a $900 ...


 My landlord wants to pay me to break the lease on my apartment, how much should I ask for?
I am currently more than half way through a 2 year lease (I have until April) on a $995/month apartment. I have been complaining to the Health Department about a lack of sufficient heat. Now, my ...


 Should i pay for it ???
just rented out my apartment in spain for 6 months to an english guy - he wants me to install sky tv and he pays the monthly viewing charge. it will cost me about £290 . would you pay for it ??...



xenia z
I want to move to new york!!!!?
i'm 25 yrs old and i live in miami but i want to move to new york. i have a stable job that i can transfer me to new york. i make pretty ok money and i know i can afford a lil more then 1000.00 for rent. i want to move near the city but not to the city because i know that it is going to be too expensive. i'm thinking of brooklyn but i have no idea what area would be good, if any one can give me some advice i would appreciate it thanks
                     
 




tianaramal
There are plenty of areas in Brooklyn and Queens that are a short ride to NYC. I personally like Forest Hills in Queens. You should speak with a realtor, go to craigslist and check out the Daily News.


njyogibear
for $1,000 you might want to think about sharing rather than getting yr own place. another thing...every sunday in the ny times they have this feature called "the hunt" in the real estate section which is about some usually young, non-wealthy person and their long struggle to find a suitable place to live in ny. go to nytimes.com and at the bottom of the page click real estate. you should start reading that b/c it might give you ideas or at least prepare you for how hard it is


lizzgeorge
Rating
Actually, I have several friends who live in Brooklyn, and they all LOVE it. It's much cheaper, and seriously they rave about Brooklyn. They don't even like to go to Manhatten anymore. Also, my old college roommate lives in Manhatten for $1000/mo. Granted, she lives with 4 other girls, but they each have their own (very small) room plus a balcony they can suntan on. I think you can find good deals in the city, but you have to either know someone (try alumni groups/organizations) and/or be willing to live with people you don't know.

A broker really might be necessary if you don't have any contacts in the city (and/or you're not willing to live with roomates you don't know). Be prepared to pay first and last months rent plus a deposit up front, in addition to any broker fees.


xls8000
Rating
I think Brooklyn will still be a little expensive. I know that apartments in Manhattan (probably Brooklyn too) are rare and you usually need to go through a broker to get them (with fees, sometimes as much as 20% of your annual rent!). Good luck with your search, but you might be happy in Queens or New Jersey and just commute to work.


BELLE3
Rating
I have a solution for you. I have a home for sale in Suffolk County that requires you to take the rail road to work. The carrying cost is approximately $3000 a month but you would be able to rent the bottom floor for $1500 and that seems to be what people are doing these days. Try that scenario but remember that a $1000 a month in Brooklyn now is tight but with a good real estate agent you may be able to find something.
Good Luck.


askyomomma o
Rating
You should move to Ridgewood in Brooklyn, near Queens

Right at the intersection of Myrtle and Wycoff

You're right by the L Train and your commute is very short, and you're deep enough in the hood that the rent isn't as expensive.

I used to go to NYU, this was the only way I could afford it.


Pay No Taxes For Life
Rating
Where ever you live, try not to be locked into a long term lease. If you can rent month to month at first that would be best, until you are able to explore and decide where you would like to live. This is a personal choice and only you will be able to decide once you see the different areas.
I wish you well.


josephcodner
Rating
dont listen to the rest of these people, canarsie area is fine inbrooklyn, and many other places and rent is ffordable


MrKnowItAll
Rating
Man, do NOT move to Brooklyn... It may have been a high-class place back in the 1920's, but not now!

The main city itself will be unreal - if you can afford $5k to $10k a month, you can rent an apartment in the good section of town.

Also, if you are moving to New York, make sure you are making at LEAST $1k a WEEK for your salary. Rent is NOT cheap. You may spend $2,500 for a 1/1 studio, and they will probably require 3 months down plus 1 for a security deposit - that will be $10k. It MAY be cheaper to buy a house in Nassau or Suffolk county and take the Long Island Rail Road in each day.


sharewic1
I agree with the nytimes answer. look at the times. from my research try williamsburg or new jersey. these seem lie the most reasonable prices from what i read. i too have look into moving to nyc. don't skimp on housing, you will regret it.


JohnnyBoy
Rating
It's going to be tough to find a reasonably priced place in the city. Your best bet is looking in Brooklyn (although it is still pricey), Queens, Hoboken (NJ) or if you don't mind the daily LIRR commute than LI (Suffolk will be cheaper than Nassau for the most part due to its further distance from the city). Good luck with your search....


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