 If you qualify for a $150,000 home loan but the house is only $130,000, Do you get to keep the remaing? |
We are trying to get qualified for $150,000 home loan. The home we are looking for is actually only $130,000. Would they redo the loan or could we keep the $20,000?
Additional Details
I ... |
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 What can I do before moving out, to prove that I left the place clean and not beyond normal wear and tear? |
| I've asked my landlord to complete a move out inspection with me, after I've moved everything out of the unit. Yet he insists he will do the inspection ALONE and notify me later regarding ... |
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 Can your landlord call you 35 min. before coming over and just let him/herself in if you are sleeping? |
| Our landlord called and 35 min. later he was here while my husband was sleeping. When he entered the house, he found that we had pets that we were not suppose to have. As far as I know, it is ... |
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 My apartment left me a note that they will be doing inspections ...? |
inside of the apartments the next couple of days. Is this ethical for apartments to do this? What exactly will they be inspecting? The leaky roofs that they never fix?
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 Do you really think its a bad time to buy a home? |
| I'm getting married in June and everyone is telling me that its a really bad time, with the economy and all, to buy a home. Am I being naive or is it really a bad time? If so then what do I do.... |
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 How do people get so rich (ie. Buying a 3-family home)? |
| if you make 60k a year, and 30k of that is wasted every year on living expenses.. how do you get rich? What kind of income do you need to afford a $800,000 home?? What job and how much experience?... |
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 Renters moved in but failed to put utilities in their own name, and how can we as landlords make them pay? |
| We have a rental house that the tenants told us they had put the utitlities in their own name before they moved in. They didn't do it until they had been there nearly 2 weeks, then they moved ... |
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 When negotiating on a house...silly question? |
| Is it like buying a car? Do you negotiate on prices? and if so how much can you usually get knocked off? (looking to buy a house in the $350k range) What do I need to look for when speaking to a ... |
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 What's your best advice for a first time home buyer? |
| My husband and I are beginning to look for our first house! We are very excited, and are nervous too. We know that we need to look past decor and more at the condition of the house, but what is your ... |
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 Where do get the best bang for your buck? |
| Like where is a great place to live where you can get more of a home (bigger and nicer) for really cheap??... |
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 I Need to Pay My Rent by the 5th, I don't get paid till July 15th, I'm thinking about getting a title loan. |
| Is it possible to get a 30 or 60 day interest free loan from a title loan company? I just need to make it to the July 15th payday and I will be able to pay it back. I need to get 1400.00 from them. I ... |
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 23 yrs old- too early to think about buying a house? |
| So I'm 23 and still live with my parents. I want to get my own place but I don't want to rent. I want to buy a home but I don't know if I can afford it. I recently bought a new car and ... |
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 How much is your rent? |
Mine is $600/mo. for 2BR in Asheville, NC.
How much is rent in your area?... |
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 Do anyone know where i can rent a house or get information on renting houses? |
my husband and i are looking for a home to rent. if anyone
knows where we can rent a home or information on how to go about renting a home, can you guys help us out?... |
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 I want to buy a house and rent it to make money. Is that a good idea? |
| I was also thinking apartment complex, but do you have to get financed by a bank, and will they let you rent out the house? And how d you get financing for apartments?... |
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 How do I know what I owe for rent if I move in the middle of the month? |
| My lease ended several yrs ago so it's month to month. My landlord says I owe him for all of Feburary. I think I owe him for the last month I rent. When I moved in I only paid 1st months rent ... |
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Feigned Ignorance! | I was recently laid off from my job. Can my landlord evict me? |
I'm a subtenant in San Francisco to a master tenant. I have a signed rental agreement, so I *DO* have written proof. I told the master tenant (who lives in the house with me) that I would be late with rent with this month because I was laid off. The day the rent was due (which is today), he started sending me harassing text messages on my phone and asking me to leave. All of this even after I agreed to pay the $80 late fee on top of my monthly rent! What are my rights?
Additional Details
The rent is $650/month, and I paid $240 in his mailbox just now because that's all I have until I receive the unemployment benefits next week. I've kept the lines of communication open, so it isn't like I'm trying to scam him or rip him off. |
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chatsplas
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Few. You owe rent, regardless whether you are laid off or not. He owes to LL, regardless whether you pay him or not. You're putting him in a bind and he's taking it out on you.
READ your lease agreement. There is generally a right to cure and late penalties set out there. Your first obligation is to keep a roof over your head, and rent should be first priority. Usually rent is not late until 4-10 days after it's due, so read your agreement.
Apply for unemployment immediately if you haven't already. |
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One Step Ahead
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Most places will not aloud someone to sublet their unit. If your name is on the rental agreement you are liable. All parties living in the unit are liable for the full rent. If it is not paid by someone or both, you are subject to eviction.
Your friend is mad that you do not have your part of the rent because he could be given an eviction notice just like you. Maybe he is in a tight financial squeeze and can not pay your portion. Offering to pay the late charges does not cover the rent.
You can not be evicted for being three days late unless this is a pattern. Once you are behind it is almost impossible to get back on your feet by next month. I would start looking for a friend or relative that know your situation and ask them if you can store your things at their place.
Eviction notices stay on your credit reports for years, and the next apartment manager is not going to look at you as a good potential tenant.
County Welfare Dept should be your next resource--see what they can offer you if you qualify. |
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Tasha
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If the tenant doesn't voluntarily move out after the landlord has properly given the required notice (which can be 3 days in the case of not paying rent, however it must be a WRITTEN eviction notice given directly to you or someone in your household over the age of 18) to the tenant, the landlord can evict the tenant. In order to evict the tenant, the landlord must file an unlawful detainer lawsuit in superior court.
The court-administered eviction process assures the tenant of the right to a court hearing if the tenant believes that the landlord has no right to evict the tenant. The landlord must use this court process to evict the tenant; the landlord cannot use self-help measures to force the tenant to move. For example, the landlord cannot physically remove or lock out the tenant, cut off utilities such as water or electricity, remove outside windows or doors, or seize (take) the tenant's belongings in order to carry out the eviction. The landlord must use the court procedures.
If the landlord uses unlawful methods to evict a tenant, the landlord may be subject to liability for the tenant's damages, as well as penalties of up to $100 per day for the time that the landlord used the unlawful methods.
In an unlawful detainer lawsuit, the court holds a hearing at which the parties can present their evidence and explain their case. If the court finds that the tenant has a good defense, the court will not evict the tenant. If the court decides in favor of the tenant, the tenant will not have to move, and the landlord may be ordered to pay court costs (for example, the tenant's filing fees). The landlord also may have to pay the tenant's attorney's fees, if the rental agreement contains an attorney's fee clause and if an attorney represented the tenant.
If the court decides in favor of the landlord, the court will issue a writ of possession. The writ of possession orders the sheriff to remove the tenant from the rental unit, but gives the tenant five days from the date that the writ is served to leave voluntarily. If the tenant does not leave by the end of the fifth day, the writ of possession authorizes the sheriff to physically remove and lock the tenant out, and seize (take) the tenant's belongings that have been left in the rental unit. The landlord is not entitled to possession of the rental unit until after the sheriff has removed the tenant.
The court also may award the landlord any unpaid rent if the eviction is based on the tenant's failure to pay rent. The court also may award the landlord damages, court costs, and attorney's fees (if the rental agreement or lease contains an attorney's fee clause and if the landlord was represented by an attorney). If the court finds that the tenant acted maliciously in not giving up the rental unit, the court also may award the landlord up to $600 as a penalty. The judgment against the tenant will be reported on the tenant's credit report for seven years. |
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tr90814
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Well as long as he accept it he's being paid and you should use money orders or personal checks, because if he evicts you you will have proof of given him some money.But you should give it all to him at once. Expect a 3 day notice. If he locks you out it's illegal and he can't or shouldn't harass you that's illegal,save all harassing texts and phone messages you may need that in court. Yes you do have rights just like he do and if he violates them he can also be in trouble as well. good Luck |
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DEE
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I believe you're supposed to get 30 days notice of the eviction. |
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schwildcat1977
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If the rent is not paid, then yes he can evict you. But he has to go to court to do it. Just telling you to leave is NOT sufficient. He has to serve you some kind of written notice to vacate before he can go to court. |
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Slowhand
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Sure he can evict you. He isn't responsible for you not having a job. He is responsible for making other payments on the rental property and without your rent money he has to make it up somehow. |
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Thom J
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only if you do not pay. |
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rdtotteniii@sbcglobal.net
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Harassment is illegal but don't provoke him until you can pay him (save all the messages in case you need them for court later). He can give you a 30 day notice to evict. After the 30 days he can take you to court to get you out an a judgment for the back rent. The catch is every time he accepts any money from you the 30 days reset and he has to wait again. So keep paying him what you can but use a traceable form of payment like checks or certified checks that are printed by the bank with the pay to information filled in. Money orders don't work because you can write what ever you want on the receipt and something different on the money order itself. |
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PennyLeeD2
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Everybody has good advice, but I'd just like to add that SAN FRANCISCO is different from almost every other place in the country. Look up the details on the SF Tenant's Union web site. |
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azpropertymanager
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My suggestion would be to read your lease agreement and find out what happens when you are late with the rent. There are steps to take through the legal system to evict someone, the master tenant telling you to get out is not the proper procedure. Also, pay your rent asap. |
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peaches78
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He can't evict you w/o going through proper court proceedings!!! rent or no rent he MUST have to file with the court first. which even then you can pay what you owe prior to the court date. So for example if he filed on monday you would have anywhere from 2 weeks to a month to pay all of what you owe. |
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acermill
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Your rights consist of leaving the premises if you cannot make the rent payment. Regardless of any rental agreement outlining the costs of a late payment, the landlord is not required to tolerate you being late with payment.
If you desire to stay where you are, I suggest you communicate immediately with your landlord (master tenant) to make acceptable payment arrangements. |
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strkr8ce
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there is a process the landlord would have to take. you have a certain amount of days to make the payment, probably 30 |
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Samuel F
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you have proof and if you are willing to pay late fee he cant evict you well atleast here in new jersey |
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pencil
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email the Federal Reserve. They're bailing out everyone now.
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