 What is a "reasonable" amount for a RENT INCREASE? |
| I am a landlord and have good tenants. with the unbelievable climb in the price of gas , my expenses have skyrocketed this year and i have no choice but to impose a big rent increase on my tenants. M... |
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 Should we buy a house with my mother? |
| We are in our thirties with one child, and are thinking about buying a home with my mother who would have her own "suite" with a bedroom, bath, private entrance and living room. With her ... |
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 What do you guys think about lease-to own...? |
House?
Is it worth it? i am thinking about it....what should i watch out for?
and where can i go to find this kind of program? fannie mae, 21 century real estate??
Additional Details
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 Have a problem with landlord. Any legal help would be appreciated!? |
| When first moved into apartment owners husband said it was ok if we broke our lease to buy a home. Now he states that since we are not purchasing one from his wife (a real estate agent) then he wants ... |
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 Question from a first time home buyer? |
| I plan on buying a home in the Sacramento area in about a year. I currently have a student loan for about 26,000 with an 8% interest rate. Am I better off asking for extra money on my mortgage to pay ... |
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 What to do about an inappropriate landlord? |
| My landlord has been acting really inappropriately towards me lately, like making excuses to come by my apartment late at night when none of the other neighbors are around just to "check" ... |
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 How do we price a house we are wanting to sell? |
| We have the comps from the area and have a ball park figure that we are thinking of, however there are some issues that need to be addressed. The roof and AC are due for replacement in the next ... |
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 How can she sue me for money? |
| A few months ago I moved in with my boyfriend whom was subletting from another person. When she decided to move back she held my mail and will not give it to me. I did not sign any kind of ... |
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 Should my landlord have to pay??? |
| I'm living in a rented fully furnished appartment with my boyfriend since August 1 this year. The appartments were brand new when we moved in so we were expecting to have no problems. However, ... |
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 Do condo fees include maintanence for your apt? |
| Like if the plumbing for your home is not working or the electricity is out, it it the condo's responsibility to fix it? I am planning to buy a condo and rent it out and was wondering if it I ... |
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| There is home worth 125K,for a first time buyer how much the mortgage of this home will be? |
| The home is 2Bed/2Bath, about 2500sf, build 1980's. Recent updates on roof and bathrooms. 2 car garage.It is sell by owner for 150k but negotiable. I want to propose 125k for the home for low ... |
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 I think my ex landlord is ripping me off? |
| I recently moved out of a shared house where my cat caused some damage to the carpet on the first floor landing. I believe this to be about 5 square metres and my landlord is now charging me £220 ... |
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| How much will the dss pay? |
hi have just had my lil boy and on income support.. i am wondering how much the dss will pay on a 2 bed house.
ABUSE WILL BE REPORTED
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to spook542 i have ... |
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 Flipping houses using hard money lenders.? |
| when using a hard money lender to purchase a property to flip. is it possible to negotiate a deal where you do not have to pay the lender back until after the sell. i plan on looking for property ... |
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 High or low down payment on mortgage? |
| As an investment, is it better to put down 20%+ on a home loan?.....or put a minimum down payment of 10% down and invest the remainder somewhere else?... |
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G.O.A.T. | I will be buying my first house this spring... ANY ADVICE? |
Hello, and thank you for checking out my question.
I will be buying a house soon and would like to hear any helpful advice you may have to offer. Your answer can relate to any aspect of purchasing a home (i.e. financing, inspections, etc.) |
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Paula
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Buy a house that has two bathrooms or one & half baths but with room for a remodel. Look at the marketability of the home not on your specific likes and dislikes. Life has a habit of making 180 degree turns you never know if you may be forced to sell.
Make sure you have the home inspected for wood destroying insects (prefereably termite bonded)
Spring isn't far away ... check your credit report now through all three reporting agencies to verify any errors and to give you time to dispute any discrepancies. If you wait too long to fix items your credit score may not have enough time to adjust accordingly potentially causing you to have a higher rate & lose hundreds of bucks.
When going for a house research everything!!! Don't expect your realtor to know how to do fundamental research. Once you have a house in mind look it up on your county property information system. Almost every sophisticated County has this information online. Its amazing how much info is public record.
The property information system will show you the past sales of that specific property dates & dollar amounts. If the sellers are selling for a loss you know you don't have too much room to negotiate but on the other hand if they bought it 6 months ago and are now trying to sell it for 50k more than what they bought it for you know how much negotiating room you have.
Forget the compareables its a Buyers Market offer low low low!! |
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vetsmom_rgv
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Well, like the others said.... were you pre-qualified? Look and research the different mortgages! Do not get an interest only, until you know what it is! And do not get a loan for the PMI, roll it in with your mortgage. I'd say get a financial adviser, but it's real hard to find a good honest one, just research everything yourself. And ASK QUESTIONS! |
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Blue October
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well- first there is a large amount of inventory to pick from---so good luck.
second...please stick with your local banks and/or financial institutions...they know you best and 'are local' -so you keep your biz in the local community.
third-get a Licensed Real Estate Agent
good luck :) |
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Jonathan S
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SHOP SHOP SHOP FOR A MORTGAGE! Do not believe the first deal is your best bet. Look for at least 5 different options. Look at banks, credit unions, mortgage company, local mortgage company. If you have good credit expect the best and tell your mortgage broker that you are shopping around so he knows there is competition. Good luck! |
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Wildflower
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Have it inspected by a certified inspector and be there when it's being done.-----that includes a new house. Shop for financing and be careful not to put your name on the dotted line for more than you can afford. It takes money to keep up a house and there's more than one house out there that was meant just for you. You're in a market that will allow you to take your time so don't let yourself be pushed.----you can always "move up" later. |
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Big Bully
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Get pre-qualified
Don't rely on an agent to find that perfect home for you. You can start now by looking at homes in area's that your interested in, by using the Internet. I had various agent sending me e-mails of updated listings daily.
If you follow this long enough you will see homes that have been on the market for a while
Use sites like zillow to check on home sales in the area that your interested in.
Make your agent work for you, even though I found my home the day it came out, we were still calling our agent at various hours and days to get more info on the sale. |
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valstpatrick
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Get your inspections, ask for a home warranty or purchase one from AHS (American Home Shield) if the home is over 15 years old.
Get pre-approved with a lender you trust. Ask the seller about utility costs, drive the neighborhood in the AM and PM - size up traffic and commute if you have one.
Most importantly, if you are a first time home buyer, be prepared for the COSTS of actually buying the home. Several lenders offer low down payments, but you will need to have some cash for reserves and closing costs. In some markets, sellers are paying more closing costs for the buyer than the last 2 years, so ask the seller. It can't hurt.
Hope this helps, and yes it is normal to feel nervous!!! |
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Tiff N
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Before you start, go to a website like realtor.com, that has calculators that can help you figure things like what kind of monthly payment you can afford, etc. Also, get your credit report and review it for any mistakes. While you are on realtor.com, you can look for an agent to help you. Most are more than willing to help guide you and answer any questions for you. I always suggest home inspections for buyers, some may think that they will save the money, ($150 here) but in the long run, wouldn't you rather spend $150 and make sure there are no latent defects than save $150 and get stuck in a home where you have to make tons of repairs that you may not be able to afford, or may even affect your re-sale value? |
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MSAD
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Pre-qualify for your loan before you start looking. This will give you an idea of how much a company would be willing to lend you.
Most likely you will pre-qualify for more than you can afford to pay. Just because you qualified for a certain amount does not mean you have to spend that much.
Also keep in mind, that if you escrow - your mortgage payment will include the principle, interest, hazard insurance, and PMI (if you don't have 20% to put down). Your lender will give you an idea of these costs - but it's just that - an estimate - so be prepared to pay more.
Once you decide on a home - get it inspected! Even if it's new construction a home inspection is valuable and money well spent.
Good Luck! |
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