 Letting agent and tenant amended the Tenancy Agreement after I signed it? |
| I have raised this matter on several occasions with the L/Agent who advised me that the clauses now mark N/A and initialled by both parties do not affect me but this is not the point I feel they ... |
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 Can a realtor lower the asking price of a house without my permission? |
| A relative of mine has listed a house and unknown to him, the realtor lowered the asking price in the MLS (house is listed in REALTOR.COM) without first asking my relative. Can the realtor legally ... |
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 Dying & Leaving council property to an 18 yr old son |
Bit of a strange situation here,
A friend has recently found out he has bone cancer & has been given under a year to live. He has 3 children (he's divorced from their mother by the way)... |
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 What are the expenses of moving out? |
| Ok im 22 and im looking to move out for the first time (i no ive left it a little late) Im hoping on a house share with a few other people i just want a few rough estimates on how much youd expect to ... |
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| Can i get a loan to buy a house out right ? p.s im not mad im on benefits!? |
Additional Details
this is for the scummy git reply:
i am on benefit because i have phsycological problems. i do not wish to dissclose further
to a internet ... |
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 Can i list my house on a mls list without a realtor? |
| i want to sell my house myself but want to cut out the middle man. i know the best advertising is the mls list but was wondering if i could list it myself. thanks in advance for your help!... |
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 Houses Prices ....? |
Hi,
With house prices going crazy over the past few years, would anybody like to share any good ideas on the best way to get on the property ladder?... |
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 Bad experience with a realtor? |
| I sold a home in early 2007.. but had a terrible realtor.. she first listed my home in 2006.. made bad judgement and didn't do her homework on offers.. cost me $40k in profit and was very ... |
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 Do I have to pay? |
| I recently had a water leak under the place I am staying in and the landlord wants me to pay a 300 dollar water bill. Now I didnt even know the pipe had burst because all that week it was raining and ... |
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 Help with mortgages? |
| i am a first time home buyer and i am looking for some help with all the different mortgages that are out there. i am looking to get preapproved for a 100 percent mortgage and i am wondering if ... |
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 How much is your mortgage per month? |
| and how many bedrooms do you have and where abouts in the world r ... |
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 If a person living in a basement suite does not pay rent to the leasee does not move when asked? |
| Because this person refuses to pay rent to the person upstairs who holds the lease, is asked to move and does not what legal rights does he have? Can the person upstairs change the locks and keep him ... |
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 My friend called very upset, she just got a 5 day eviction notice for non payment of rent? |
| she's been in constant contact with landlord regarding repairs being needed to her toilet. shes been waiting sense february for the repairs. as it stands now, shes fearful of even sitting on the ... |
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 Am I ready to buy my first home? |
| I went on a "how much home can I afford" site and the calculation is I can afford between $175k - $200k. I have no down payment saved. The least expensive new home built in the area start ... |
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 I'm buying a condo. My closing is tomorrow. Apt isn't in the condition that i want. Do i have to close tmrow? |
| I had a walk through last week and a list of fix ups was put together. Closing is tomorrow, but no one is giving me an answer as to what was done. Can I refuse to close, until i inspect my apt and ... |
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 If you were offered a house that you only had to pay $3000 a year for would you move across the US for it? |
| it would mean moving from Texas to California.... and it would mean getting a new job also..... it is a nice house.... |
|
 What if I cant sell my house for what I owe?? |
Due to the current market downfall, my house is worth about 17k less than what i owe.. I cannot refinance because i have no proof of income..
If I owe 167k and an investor offered me 99k..... |
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 What do we lose if we decide not to buy a house after signing the contract and paying the earnest money? ? |
| The builder's sales representative is just playing with us and we are tired of that. We paid the earnest money and some deposit for upgrades. Do we lose everything? Does our credit will be ... |
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Sunshine | I would like to buy a house by June. How soon should we start looking at houses? |
We are in an apartment now and signed our lease for 7 months since we are expecting. I am in a masters program and hope to find a job once I'm done school. We already have a realtor we will work with, but how much time should we give ourselves to find a house to move into by the end of June. Our lease is up June 30th.
Thanks.
Additional Details
If we start looking now, our realtor wants us to get preapproved so she knows our actual price range. That makes sense, but the preapproval only lasts for 30 days. Will that bring down our credit scores if we have our credit checked now and again when we find the house we want to get the financial part of it all taken care of? |
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Irisheyes
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Divide you search into phases: one phase for information gathering: this is where you find out about neighborhoods, commute issues, economic trends, houses available, factors specific to your geographical location: types of heating etc.Next phase for discussing with partner and agreeing on goals (fixer or not, plan to resell soon, etc). Next phase for finding suitable homes in chosen neighborhood. Next phase for researching specifics on chosen home: who are the neighbors, what is the history of the home (permits, inspections, tenants vs owners etc.), what is it like at night etc and other things you don't want to wait until you have signed to discover. Along the way you will discover whether or not your realtor is the right one. The first and second part of the search can span several months. The last two steps would be accomplished in two months.
DON'T get preapproved for a loan now. You will just subject yourself to sales pressure from consummate unconscienced professionals. Do your own budget analysis. It is not that hard. Consult Suze Orman's books for tips. Lenders will try to get you maxed out on a loan, but only you can figure out what is realistic and comfortable for you. The old formulas: {you can afford a house that is 3 times your yearly salary, and also you can afford a house payment that is on fourth of your income} are not fashionable now, and lenders don't use them, but you see what the results are: crashed economy. Those guidelines will protect you. |
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Judy
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Start now. Even if you do not intend to buy soon.
It will give you a good idea if you are getting a bargain when you finally choose.
I started my book 3 months before. Top of my list was my calculation of price / sq foot. At the time, I limited myself to homes that solf for less than $100/sq foot.
Put 20% down to avoid that nasty PMI. Which can add thousands of dollars / year to your payment.
It is not tax deductible and does not apply toward principal or interest.
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Abner
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3 months before lease ends |
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おたく/オタク
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The longer a house has sat on the market, the better the deal you can get...
BUT
You will have to deal with the small issues of an empty house like possible extra cleaning costs etc.
Find a good realtor NOW and tell him/her what you are looking for and let them do the work.
There are houses that have been sitting on the market for a year+ now and people are just going to throw themselves at you.
The longer you have to look, the higher the likelihood that you will be able to find the PERFECT deal for you.
I would start now but not really PUSH until you get closer to the date. |
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glenn
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Your Realtor should be the best one to tell you this.
It would not hurt to go out a few times starting now. In Texas it can take as short as two weeks to close on a house. Most house closings here take about a month in part because the seller wants some time to arrange to move and the buyer wants time to do a home inspection and leave time for the seller to do any repairs. Most mortgage companies will not lock in interest rates for more than 45 - 60 days. So you don't want to actually find the house you want until about a month and a half before you want to close.
Any looking before that time would involve watching the good houses sell to someone else- but at least you learn what houses go fast.
Oh! Congratulations on the new family member! |
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Chris M
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Start looking now, have your realtor help you find out your price range and start looking now, its a buyers market and there are tons of homes out there... Foreclosures, short sales. You may be able to find a really good deal and just have someone take over your lease. The sooner you start looking the better. |
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Worldly25
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Now. Once you find a place the actual closing could take up to three months. |
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majhomes
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I agree with your realtor. you are baking the cake without having any ingredients on hand. She knows the market and your situation, we do not. First you need to find out what kind of home you can afford before you even start looking. Do not think you can make that determination yourself, you need to find out exactly from the lender, based on your credit scores, income, future income & debt. After you meet with the mortgage co/bank, you go to step 2. Good luck & Congrats on the Diploma! |
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I love my baby boy!
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Start looking now so you get a feel of what is out there and what you can afford. You should narrow down the area that you want to live in asap and then start looking at houses. A lot of times the process between offering and actually moving in takes as many as 2-3 months. You can always put in your offer that your closing date will be June 20. You may also be able to get out of your lease early if you find something that you have to be into sooner. |
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Taylor B(ofThe Daylight Atrophy)
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... before june...... |
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