misschittymess
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If someone bought a house in your name you wouldn't know about it until they fell behind in payments and it started to affect your known lines of credit such as interest on your car insurance, or loans. You can prevent these events with a daily credit monitoring service that will report to you instant changes on your credit report in all five areas of your identity. You will want one that provides legal service because you will need a lawyer to fight for you. You want to protect yourself before it happens. Instances such as this affected 9.9 million people in 2005. As a Certified Identity Theft Risk Management Specialist I am aware of constant cases of Identity Theft. I can suggest one company Identity Theft Shield. I can also share more info with you if you truly need Identity theft consultation. Just email me through my profile. You should have it and not need it than need it and not have it. |
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Mark G
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It's possible you wouldn't and this has happened and is happening more frequently. That's why it's important to monitor your credit. |
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mpento
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If you think there is something wrong with your credit you can get free credit reports. This will give you your credit history that you can check for errors like a house purchase you did not do. |
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Kikyo
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Check out your credit report. |
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torskie
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You wouldn't. You then have to go through the effort of proving that it wasn't you and try to clear your credit. |
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Hello
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You can subscribe to a service that will allow you to check your credit report any time. |
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Carling
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you would have to pay the mortgage for it thats how you would find out... |
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Kevin C
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Check your credit report. You can sign up for a service with any of the big three.
Check out equifax. |
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goldie
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They may have your name and SS# but usually there's references, your workplace phone number and credit history. I would have to have more info. I can't understand someone being able to get that far. There would have to be forgery involved, also. When you sign a contract there's MORE than one time you sign. Ours was 7 or 8 times. Keep us posted. I'm concerned about this situation. |
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joe m
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Not sure. But if someone bought a house on my credit, all the more credit to them. I want the house, though! |
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gatorgirl
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It should pop up on your credit report. |
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The Weasel
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run a credit report it would be on there |
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Tom T
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The best way to know if anything is being bought on your identity is to sign up with a good service that can monitor this for you.
You will find the best service at the site listed below |
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eric h
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You wouldn't know until they defaulted on the loan and the bank came to you for repayment. |
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Deathbunny
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Probably a credit report...
But if they did that, then I bet you could legally walk up and take it away from them and then sell it and get the money they invested into it for free...
...you might consider it a "stupid tax".
Then again, I doubt that many people that run an identity theft scam like that are going to invest their own money in a preoperty in your name and leave it that way...
For me, it'd be nice because it might improve my credit rating and I could use a "free" house right now. |
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Rob S
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A house? Nobody is buying a concrete foundation where it's traceable right back to them, that would be stupid. They'd be arrested before they even put in an offer. |
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