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brandylita | If I get a home loan for $380k approximately how much would the monthly payment be? |
I know this isnt 100% accurate. I just want an idea. |
 |
 
Tr0nik
 |
About $2600/mo., but a lot of it depends on your interest rate and how much you put down. That's principal, interest, insurance and PMI if you haven't put down 20%. |
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NONAME
|
Assuming you get a 30 year fixed rate today, you'd be right around 6.00%. Principal & interest payment would be $2288.68 per month.
You could get a 5/1 ARM, interest-only, at about 5.5%, and pay only $1741.67. None of your payment would be paying off the loan, but it gives you more flexibility in your budget.
Do NOT take any form of "Option ARM". If you can't afford $1750-2300 in monthly payments (plus taxes and insurance that could be another $300-450/mo.), you shouldn't buy the house.
With everything, depending on your credit and financing etc..., $2100-2750 is a good range for your total monthly mortgage payment. |
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nieshiea f
|
that all depends on your credit score and what you can afford. |
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James R
 |
Here are a few options. (none include taxes, Home Owners insurance, or PMI insurance)
15year 7.75% intrest
monthly payment $3,576.85
$263,833.00 would be paid in intrest over the life of the loan.
30year 8% intrest
monthly payment $2,788.31
$623,790.00 would be paid in intrest over the life of the loan.
15year 6.75% intrest
monthly payment $3,362.66
$225,278.00 would be paid in intrest over the life of the loan.
30year 7% intrest
monthly payment $2,528.15
$530,134.00 would be paid in intrest over the life of the loan.
I hope these help you.
Thanks, James R |
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psn1der
 |
Does depend on several factors, but www.amortization-calc.com will figure it for you. Link is listed below. |
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mortgage help
|
how much down payment? good credit? Use a mortgage calculator and play with different figures... |
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candl91402
 |
At 7% interest, approx. $2,528 per month for 30 years. |
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bostonianinmo
 |
At 6.5%, P&I on a 30 year note would be $2,401.86. Of course you'd need to add taxes and insurance to that. That could easily add another $300 or more, possibly much more, to the payment. |
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Heinz M
|
Depends on interest rate and length of the loan.
A 25 year loan at about 6% interest, monthly about $2,400
If you have Excel, you can set it to give you amortization tables of whatever condition you define. |
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Patricia
|
it would depend on how many years you were taking the loan out for and the interest the bank charged you |
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Good Grief
 |
If you got this loan shouldn't they tell you the payments? |
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