 In a flat with 3 floors, which floor is it best to live on and why? |
| We have seen 2 flats, one on 1st floor, one on top floor, both are the same rent, both furnished. How do we decide??... |
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 My mortgage is so high!! how? |
| do i go about moving mortgages?? so i pay less per mounth over a longer period of time??... |
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 Anyone ever been ripped off, by there ex landlord? |
| Yes i moved out! but gave no notice.we lived there 10 years!shes been in the house mabe 3 times while we lived there! I painted walls,cleaned gutters, fixed things when needed!! long as she was ... |
|
 How long can a former tenant of an apartment leave something after being evicted? |
| My grandparents recently evicted a pair of less-than-savory men who left, by my estimation, almost $2000 worth of electronics including an Xbox 360, controllers, PS2, Sega Genesis, 2 TVs, and a Sony V... |
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 Monthly payments(living on your own)? |
| As far as bills goes I wanted to see if this was accurate. Also, my parents said that if I move out in like a year or two they could help me by paying the monthly rent. So I tried to talk them out of ... |
|
 How do you get out of a 12 month lease? |
| I still have 5 months left on my lease, but money is tight. My boyfriend lost his job and we just can't afford it anymore. Our property manager is a B**** and has no people skills what so ever. T... |
|
 Help. i want out? |
| me and my boyfriend bought a house together.......well....i want out.....he can't refinance because of prepayment penalties....he can't qualify and assume loan because his credit sucks....... |
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 Can a landlord do this? |
Here is what I asked last week:::: and just to clairify, my boyfriend does not live with me, he just visits and sometimes spends the night.
And the manager knows he dosen't live with me.
... |
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 ----Are houses necessary? |
| I mean, we live in an advanced age! Travel has become so wonderfully easy. Is it really necessary to tie ourselves down to moldy, decaying buildings? Is it not possible for everyone to lead an ... |
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 What should be my initial offer? |
I am interested in purchasing this home:
http://www.blanchardandc... |
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 Who do you think get more quality sleep time? People who live in houses or people who live in apartments? |
| Who do you feel are more sleep deprived, people who live in apartmemts (co-ops and condominiums included) or those who live in houses (trailers, town houses and mobile homes included)?... |
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 Gas, elec, water bills??? |
| Is it better to pay these by direct debit or on a meter. Will be for a one bedroom flat and will only be me and my boyfriend livin there. Which is cheaper/best?... |
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| I paid too much for rent? |
| My rent is 525 a month, but I just looked at my old bank statements and realized that in the last 4 months I have paid 535 and my manager didn't tell me. Should they have told me that I was ... |
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 Can a landlord put that house on the market to sell while tenants are still renting? |
| Does the Landlord have a right to sell the house while there are tenants living there?... |
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Karlie | If I have a FICO score of 600 and all my debts are settled or paid in full, can I buy a house with no $$ down? |
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 |
 
♥ Due 09-03-09 ♥
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We were in the same situation "concorde acceptance" was a company that made our loan happen. closing costs were alittle high, but they were one of the few who would work wwith us. we just closed last month....good luck |
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John H
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you want to look for a property that is listed below market value, so that the bank will be happier to give you money against the property where there is some established value in it. For example if you can find an investor that will sell at 65-70% of market value, you can probably get a loan for that amount more easily than trying to get a loan at near 100% of market value. You will probably still have to come up with some closing costs, unless you can get the buyer to cover those in the transaction on their side, which might move the value from 70-75%, but you could still get the 75% loan.
The link below talks about preconstruction loans, that might also work for you. |
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cjkloanguy@yahoo.com
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Yes you can, easily. Rates will be higher, but at the same time, better then renting (especailly in this buyers market you can get a deal!).
As far as under market value with that other person comment, doesn't matter. Banks will take the sell price or apprasail, whatevers lower, to consider what they will lend.
If you want me to look more into it drop me an e-mail.
cjkloanguy@yahoo.com is 600 your middle fico, or just one? |
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RPEREIRA
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I'M A REALTOR AND IF YOU WANT AN HONEST ANSWER, YES, THERE ARE LENDERS WILLING TO GIVE YOU MONEY BUT, YOU WILL PAY THE PRICE.
SOMEBODY IN THE LINE ADVISE YOU TO GIVE YOURSELF SOMETIME TO GET A BETTER SCORE SO YOU CAN GET A BETTER DEAL.
IF YOU WANT YOU CAN E-MAIL ME BACK.....
I WISH YOU GOOD LUCK...... |
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John H
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You should be able to with no problem. I would go to http://www.nationwidebillrelief.com/homepurchase.html and look into getting pre approved with no money down. |
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Brian S
 |
600 is a little less than average, you probably want to wait a little while to build your credit up a little higher and also for the market to continue to stabilize. This will also give you an opportunity to save a little bit of money to put down. That will at least cover some or all of the purchasing costs so you won't have to roll them into your financing. If there are two of you, you should be able to save a little to put down. Even as small as 5,000-10,000 helps.
There are some lenders out there that can probably make this happen for you, but they're still going to charge closing costs in most cases so I suggest sticking with the plan above.
Also, the fact that all of your debts are settled should make it that much easier for you to save, and you might even get a little bit more home out of it - which would prevent you from having to move out into a bigger home that much sooner. |
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Price is what you pay for value.
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Lender will give you money for sure. Probably charge you a higher interests rate and extra insurance on the loan for not having the down payment or good credit.
Would you consider delaying your plan? As housing market continues to slump, it might save you 10% simply by waiting for a few months. Another way to look at it, you can increase profit by 10% when you are ready to sell it.
http://money.cnn.com/2006/09/25/news/economy/homesales2/index.htm?postversion=2006092513
http://money.cnn.com/2006/09/05/real_estate/Ofheo_home_prices/index.htm?postversion=2006090514
As housing market continues to slump, if you don't plan to delay your plan, please interview several and pick a good realtor or agent.
Bad ones will talk you into buying the largest property at your credit limit. Good ones will find you a good deal (Sellers are offering discount and incentives now).
Try to stay away from Adjustable Mortgage, because 30 year fix mortgage rate is very low right now. There is no reason to use Adjustable loans except fatter commission for loan agents.
Interests only loans are not good iether. Mortgage payment consists of two parts: interests and principal. Interests are like rent, which doesn't add to the equity to your house. It simply disappear as your pay it. If you want to use interests only loans, might as well rent, especially during market downturn, because housing price won't appreciate.
Finally, for tax benefits, talk to your CPA or tax accountant. Do not consult finance with realtors or agents. They get commissions when you sign the check!
Good luck!
Good article when you want to put in bid, negotiation.
http://biz.yahoo.com/brn/060909/19463.html |
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goldwing
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very doubtful |
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sexytrojan
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Regardless of the credit score, a no money down mortgage is unlikely. |
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half_pint_15
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AAPEX Mortgage can help you. All you needis a score of 580 or more to get 100% financing. I know a lady there who is very helpful. Email me if youwant her information. half_pint_15@yahoo.com |
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INACTIVE
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Here's an organization that helped a friend of mine purchase a home: |
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