 Should we buy a house? |
| My boyfriend and I have been together for 3 years and plan to marry within the next 2. We are currently renting an one bedroom apartment for $500 a month. We found a house we like that is newly ... |
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 Why don't we qualify? |
| My husband and I are looking to buy a house. We took first time homebuyers classes, made out a budget for what we can afford, checked our credit scores, and paid down our only credit card by a ... |
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 Should we take the offer? |
| my mom got an offer to buy a house for 89,000 dollars it has 4 rooms a living room a dinig room 2 restrooms 2 garages a pool and a jacuzzi. We have a house with 5 rooms right now we got it for 84,000 ... |
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 Is it wise to re fiance if I have 15yrs left to go on payment? |
| My question is Well Fargo will refiance at no cost to me. I have 8% interest now and they fiance at 6.7%. Do they start out taking the majorty of the payment as interest. Will I come out the same or ... |
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 If i am making $30,000 a year, and wanted to get an apartment at 475 a month, would i be able to do it? |
City : Memphis
150 Dollar Insuance Payments a month
50 Dollar Cell Phone Bill
No Idea what utilities are
But i work week on week off so they wouldnt be too much
Any ... |
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 My Fiance and I are going to start looking for a house after the first of the year.? |
| I have no idea on how to buy a house. We both have excellent credit, and are not in much debt (with the exceptipion of my car). Our yearly income's combined ranges between $70-75 thousand. My ... |
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 1st Time Home Buyer Getting Cold Feet!? |
So I am getting ready to buy my first home and I am excited. The more I think about it the more I worry about me affording my mortgage payment.
Details -- I make 71,000 a year and bring ... |
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 So confused on buying a house!!!? |
| We don't know what to do...where to start. Anybody have any "learned from" experiences they wanna share? Do's, don'ts, watch out fors...any piece of info will be helpful.... |
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 When is the right time to increase your tenants rent? |
| I currently have tenants renting my house. They would of been in the property for a year in January 2008. Is it acceptable to increase the rent by 5% in January?. I have a mortgage on the property.... |
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 Does the landlord need to have our key? |
| Do we have to give key to the landlord if we change the locks? My landlord comes into my house and looks through personal information and i can tell because when the landlord comes in she moves ... |
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 Going to court over back rent.. will we win?? |
| When we first moved into this house, our shower wouldn't drain. It would overflow before we even got out of the shower so we figured it was clogged. Well, we told the landlord and she bought ... |
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 Buying a house question? |
| if i earn just over 13 grand a year is there any realistic chance i could get a half decent mortage?... |
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 How to deal with tenant doesn't pay rent? |
| I have a tenant who rejected to pay the rent for this month. I have already followed BC tenancy act to give him a 10 day notice. According to the residency act, he has to move out within 10 days if ... |
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 What is a reasonable % rate for a Real Estate Agent to charge? |
| I'm located in Southern California and after speaking with my Realtor, he gave us a 5% commission rate, 2% for him and 3% for the other agent.... |
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 Is it true one can buy a house with 30% down no income verification? |
I heard this from a friend and was wondering if it is true?
30% down payemt on a ... |
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 How can I sell my house faster? And make it more likable to the buyer? |
| My house is in Palmdale, California. It was built in 94' and is in great shape. Four rooms, tile, carpet, great condition. My real estate agent is not doing a good job in promoting the house. I ... |
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 Can I get a home equity loan with a credit score under 500? |
| My husband and I own our home free and clear and have been having trouble getting financing because of our credit score. I am guessing that our home is worth approx $125k, I am guessing. (our ... |
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 How do people afford all these big expensive homes? |
| I have worked hard all my life and can not afford 300 400 500 or more thousand for a house. What I am seeing in RI and MA is 3000-4000 sq foot homes with big tags. A 2000 sq ft home is still ... |
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John S | If I take home 9500 a month- is 3900 too much to spend on mortgage, taxes, insurance? |
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Michelle
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Probably not. It depends on your big picture and how much other debt you have and your living expenses, etc. $3900 is 41% of your take home pay and typically budgets, etc are based on your gross pay. So, if you were to do that, then I'm guessing that $3900 is closer to 30% of your gross monthly pay and that's more in line with where you should be in order to not over burden your budget. Depending on your investment and savings goals, you might want that % to go down a bit. |
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Real Estate Guy
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2900 would be better. This works out to a 400000 mortgage.
Don't be house poor
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caddywhumpusblackman
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Please post more financial costs you have a month add it all up I.E what you like to eat and cost of food,heat,water,trash,car payments,gas and what you like to do if you go out |
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chaz
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Only if you cant live on 5600 a month. |
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kate
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Yes , and how did you come to make $150,000+ per year
and NOT know this answer ?
Your other costs of living will also be higher for exmple the utility bills will be about 4 X the average home .
> |
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Iloveshane
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I think it would be wise not to buy at the top end of what you get approved for. why not buy a cheaper home and not have to pay almost 4000 month for just your house. why not limit it to 2500-3000 and pocket the extra 1000. Dont get over your head. The upkeep with a house that expensive and all your other bills should be a factor. Make a household budget and see where you stand if you have barely any money left over then I would say your spending too much. |
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Mia
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It depends on how much you spend on food and how much you spend on electricity and water and all your other bills each month. |
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SmartA$$
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you'll still have more left over after your mortgage than I take home in 2 months, if you can't live on that then no amount of money will be enough. |
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