 I need HELP with my mortgage payment.....? |
| I bought my house on 4/06 it has a year already, in Florida the real estate business went down so what I paid for my house $235k is not the value of my house right now. My husband lost his job and ... |
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 What do you think about the Realtors and Mortgage brokers? |
| who are trying to sneak their advertising in here?? Isn't that breaking the rules, guys and gals????... |
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 It doesnt say about pets!? |
second question if a rental advert does not say anything about no pets, then is it possible to have a pet in a rented house?
Additional Details
my pets a 1 year old springer spaniel, ... |
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 I lived in a apartment for over 10 years i moved out during the 11 year with out notice can i be held for brea? |
| i lived there for over 10 years i moved out with out notice and i was told i still have to live up top lease signed over 1o years ... |
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 Apartment question need help asap? |
| I applied for an apartment with my two friends and brother and we got approved. One problem, we have to sign the lease by Tuesday and the current tenants are not moving out before then. Is it normal ... |
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 Council tenants? |
how easy is it, to exchange council homes? i live in north east of scotland, but i want to move to another town, so that i am beside my family.
is it just a case of contacting the council?
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 How do I ask....? |
| My fiance and I are planning on moving within the next couple of months. However, hes got a job where he works undocumented (off the books). How do I ask a potential landlord if they will accept a ... |
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 Rental equipment problems! what would you do? |
| i rented a man-lift from a company i told the guy what i needed it for he recommended this certain lift. they assured me that it worked!! got to the job site and it would not work, and on top of ... |
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 Refinancing home, Who is best mortgage company? |
| Some people say to go with Countrywide,has anyone used them. I live in Ohio.... |
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 Mortgage Company.....? |
Im looking for a good mortgage company to refinance my home....owe 95k and looking to get a loan for 100k with a low payment, better interest (now at 6.125%)....
what company you all preferr?
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 Do apartments have to be able to get wheelchair into front doors? |
| when my daughter rented the apartment the landlord knew she was blind with other disabilities, since then she has fallen and broke her kneecap and is now in a wheelchair. The doorway has the standard ... |
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 I just bought a house...? |
| Well last week I bought new home for my family, we all really loved the house. I spent today getting to know the new neighbors, and it came to my attention that the previous owners of the house I ... |
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 What are the dangers to renting to tenants without a lease? |
| have a tenant that doesn't want to sign a new lease now that his is expired, and I don't know how to go on from here.... |
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 What should I do now since my landlord won't take my phone calls? |
| Well, my girlfriend has been calling my landlord for the past couple of weeks and getting no response. Since I started leasing I have had a few complaints and it takes many calls before I get any ... |
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 Don't Want to lose my house.? |
| I am a dilemma right now. My husband & I had a mortgage company we liked very much until they sold our loan to a very well known company, we fell behind on our mortgage payment 2 month. We have ... |
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 Do the "get a $300,000 loan for 990 a month" really exist? |
| If you know someone or by experience let me know, 10 pts!... |
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 Can I talk my apartment leasing agents to lower my rent? |
| I moved in in mid-may for an agreed price of 699.00 monthly and I was okay with that at the time. Someone moved in below me recently, exact same apartment, everything all the same. Yet his rent is ... |
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KIERA H | If his name is just on the title, not the loan of the house, do I need his sig. to sell/rent the house? |
The mortgage co. won't even discuss business with him unless I send permission. So what does his name REALLY mean on the title? |
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Jordan M
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The title to the property has to do with ownership and the mortgage (the promissory note) has to do with the debt encumbering the property. You cannot convey clear title (i.e. sell the house) without a valid contract signed by both parties who have an interest in the house. The mortgage (promissory note is a contractual relationship between a borrower (you) and a lender (your bank). The bank cannot share information with someone who is not party to the contract. Most renters do not do any due diligence to make sure that they landlord is authorized to rent the property, but some renters may do this. A lease agreement deals with the issue of possession of the property. If you rent the property to a renter, the other title holder may still have a claim to possession or that you are infringing on his right to possession of the property. Hope this is not too complicated to understand. |
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Judy1
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To sell it, yes of course you'd need his permission. To rent it, probably not.
Property can't be sold without authorization from EVERYONE on the title. |
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Polish
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He is co owner with you. He can not sell without your signature, you can not sell without his signature. |
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estielmo
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The title says who OWNS the property.
The mortgage simply means who is responsible to PAY, but conveys NO ownership whatsoever, in itself. |
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ebenezerheng
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Having names on the title is more important (at least legally) with regards to selling the house.
With his name on the house, you would definitely need to get his approval prior to selling the house |
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tyleraimee
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You cant even take a loan out on the place without all parties referenced on the deed signing off. In addition, if you are married and your spouse is not on the deed or mortgage, the bank will still require the spouse's signature indicating that he/she acknowledges that you are attempting to borrow money agains the home. |
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RM
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You need everyone's approval to sell if they're on title, and you should probably get his approval to rent.
If (God forbid) something would happen to you, the other person on title assumes all current agreements with the home... you don't want them to not know you were renting.
Why don't you just remove him with a quit claim deed? They only cost a few bucks and the notary fee... then you don't have to get his approval for anything. |
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Jeanne R
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If a person's name is on the title, that person owns part of the property. If there are two people's names then, usually, each owns 50%. Three people's names, usually, 33/13% each. Sometimes the percentages are not equal and that will be reflected on the deed. All parties on the deed must sign before a loan or a sale can be transacted for the property.since all parties on the deed are responsible for the loan or sale. |
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LoriN
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How do I sell my house when the bank can not produce the paperwork proving they own th mortgage to my house? Why should I keep payng my mortgage paymet to a bank that does not hold my mortgage? |
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john robinso n
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my dad and mom have been devoiced for 30yrs and are on the home title together and just my dads name is on the deed. the land has a lean on it. becasue my dad use the land for a down payment, but he still pays land tax every year, my mom has never pay a dime on the house for the first 7yrs me the son was making the payment because they got the home foor me and my familiy, i moved to florida and my dad and mom moved in the house for about a 1yr and then moved to florida and my dad was paying on the house, he rented the house out and now my mom what to move back to tenneessee into the house, does she have any right to invite the renters and reclaim the house, since she did not sign the lease, even know she knew the house was being rented out, what can my dad do to protect the renters. |
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