 If you own a beach frount property? |
| do you own all the sand and water too?... |
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 What do you think about buying a foreclosure home that is in good condition? |
Is it a good idea?
Additional Details
clari331 does not belong here...so rude!... |
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 How Much do you Pay For Rent ? |
What state do you live in. Just tring to see the rent price's and how they differ.
I have a three bedroom house i pay 325.00 Per month. Ohio :)
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Wow Its ... |
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 How do I know my agent made my offer on a house I bid on? |
| I put in an offer on a home a few weeks ago that was $75,000 less than listing price. My agent looked less than enthused to be wasting his time drawing up the papers. We did anyhow, and he called me ... |
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 My boyfriend and I have lived together for 3 years under his HIS roof, the house he had 2 years prior to me.? |
| If we sell it and move into a new one, with BOTH of our names on the title does that mean the house is BOTH ours if we should break up down the road? He is saying the house would only be his even if ... |
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 My husband and I are wanting to buy our 1st home. But are stuck with q's from getting a loan...help please!!? |
| Okay so we went to look at a house that we thought we liked, but wound up not liking it. The realtor gave us a number to peoples first to get pre approved over the phone. Well the lady said we had ... |
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 I am new at this "rent"ing business. When the LANDLORD says they charge for electricity, what does it mean? |
Do I have to turn off all the lights? (before the bulbs run out?)
Should I unplug the microwave? (the digital clock runs the microwave.)
What about the oven then? I didn't tell my ... |
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 Is it public information how much a person owes on their home? |
| Is it public information how much a person owes on their home? Some one has ask me what I owe on my home for sale.They then said it was public info. anyway,when I didnt answer. Hmmmm....I know it is ... |
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 Is there a limit to how long a landlord can hold a check without depositing? |
| My landlord has been waiting longer and longer to deposit my rent check. This month, i failed to notice, however, they deposited May and June's rent a day apart from each other. May's ... |
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 Do I have a legal right to ask my landlord for money? |
My refrigerator broke 2 weeks ago, the freezer still worked, but the fridge was only slightly chilled ever since. It was not cold enough to keep really any perishable products in.
After 2 ... |
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 Slumlord and bad Judge? |
| When we first moved into our apartment of course everyting looked okay, come to find out there was a leak in our kitchen, bathroom, and master bedroom, the first night it rained, We told this to our ... |
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 In Urgent need to Break a Apartment lease..pls help? |
We got a nice deal for a house, and have to break our apt lease for sure. We just signed a contract for 9months, what is the easiest way out and with no loss to us.
Pls suggest ur BEST ideas.<... |
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 I am evicting a tenant for non payment of rent can I ask for the $$ I spent other than rent? |
| I am evicting a tenant for non payment of rents over $4000 to be exact can I ad the fees to my claim I spent for my manager to make house visits to collect rernt and for him to go to court for me ,... |
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 Can you break a lease if someone breaks into your apartment? |
| Someone broke into my apartment and I moved. The landlord said it was okay and today a cop shows up at my house and he is suing me for 3 months rent! When he said it was fine for me to leave! What do ... |
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 What are some legit reasons to break a rental lease? |
| Is a long term unemployment a valid reason; Is a 2 month notice sufficient? Is relocation to another state valid? What are the alternatives?... |
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 Are there lenders who offer financing with stated income to a self employed buyer for investment property? |
Additional Details
Can anyone provide names of lenders who offer this type of financing? My middle score is 624, I've been self employed in the same field for the past 51/2yrs and ... |
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Tonya J | If my credit score is 536 can i get a loan my husband income is 45,000 and my annual income is 60,000 a year.? |
we will have 10, 000 to put up for 95% financing. |
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Landlord
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LOL!!!! No, you will not be getting a loan anytime soon. |
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DeeDee
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My thought is why is your credit rating not better, with the income you have? You can definitely get a loan, but not the best interest rate. |
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src50
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I doubt it - You're asking for a 5% down lown with a really bad credit score. |
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godged
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Maybe. It depends on what your husband's credit score is also. It is possible that PMI is going to price you out of being able to afford the payments. No matter what, you aren't going to get a good rate. |
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golferwhoworks
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not likely but if the system will give an approval then yes. There needs to be some improvement in scores as you are the main borrower and since you did not say husbands scores we have no idea if he can even be a comaker on this note
I am a mortgage banker in tN & KY |
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Steven B
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well you being the primary wage earner and the lower score otherwise i assume you would have posted your husbands score.the problem is this.1.) with that low of a score you have either too many high balances on your consumer credit or you have alot of slow pays and or collections . take a look at your credit report and see. if no collections foreclosures bk's in past three years. well then you have high balances on your consumer credit or just alot of credit.if so you may not be able to qualify due to whats called a high debt ratio.whats this means
is that your income combined between you and your husband is more than 49% of that goes to consumer credit and or rent(mortgage).with out seeing the credit report and the financials it a little hard to say but i think it would be a no on getting qualified .not knowing the sales price and going on soley your 536 i would say no .try to either pay somethings down or pay off collections.also the home price you need to be looking at with that amount of money down no higher than about
250,000.00 the income is good but remember its just not the down payment but some closing cost to. good luck
p.s to make it easy or loan approval get that
middle score up to 580 and wait to ater the inauguration and the new bailout for housing comes out,it will be easier for you ........
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Jay S
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Who has the lower mid score? If you do then you're probably going to need a manual underwrite on an FHA loan. With that score you should be looking at a rate of 7-7.5% on a 30 year fixed. Let me know if you need more info or help.
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lover
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Your credit score has to be at least 800 to even be considered for a loan. |
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