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 What is the biggest mortgage I could get for a house in the UK on a salary of £25k? |
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Additional Details
Thanks for ... |
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Additional Details
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elflocks | If potential landlord wants to do a credit check on you , do they need your social insurance number? |
If so , isn't it dangerous to give out one's SIN?
Additional Details
This is for Ontario Canada. |
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Twinkie Thief
 |
how else do you expect them to pull your credit history?????? |
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bitchington
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Why but of course it is dagerous to do such thing. But under Privacy Act Law you are protected by the Law |
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Scouse
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Not in UK he can find out from other info given to a credit assessment company. He is not Entitles to your NI number unless he is your employer |
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Light Knight
 |
There are only a few entities that you are required to give your SS# to, such as the IRS, your employer, your Bank. Basically anyone who handles your money. Others may ask but no one else can require it of you. Then again the landlord does not have to rent to you.
You do bring up a point about trust with a new potential contract holder.
Both the landlord and the renter have reservations about each other, yet both want to make an agreement for the property.
This might make a good idea for a business model.
Does anyone in your area offer a service to act as the go between similar to escrow? |
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mike1942f
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Yes. And if you don't trust the landlord, you have a bunch of other problems. It is possible to get a credit check without it, but then you need a lot of data like current and previous addresses, etc. |
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jdlifsey
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If you don't provide your SSN, the landlord will either not rent you the apartment or will charge you more for it. |
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HL2k
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It is, but its the only way a credit check can be performed |
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Lover not a Fighter
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Yes. And als your consent (signature).
Good Luck |
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Jay
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Yea its risky. But it's the only way they can run your credit. Make sure the landlord is legit before you go and give them your personal info. |
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linda
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Yes they an not do a credit check without your SSN |
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LandRover
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The Right Answer >
You mean Your Social Security Number? You have to give him written permission in a form an application. And yes, he has too look out for his investment. If you feel that your land lord to me creeps you or give you an inclination he may use your identity, let him know your actively aware of any changes in you credit information and are willing to exercise any reciprocity under the law. |
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billy v
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Naah.Just your name and all the ugly stuff starts rolling!!! |
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