 Came home to find estate agent showing new tenants around my apartment?? |
| I went out this lunchtime and came home to find the estate agent showing new tenants around the apartment i am renting, i check my mail box every day and have had no notice of this, are they allowed ... |
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 Is it rude to ask what exactly the commision rate is on the interview? |
| I'm going to be interviewed tomorrow by a Real estate broker, and i've been thinking about which questions to ask him. Do you think it would be rude for me to ask what the inital commission ... |
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 I saw a house selling for a $1.00, is that correct? |
| $2,000.00 on an amazing townhouse was listed, is that correct, or is it a scam?>... |
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 Which is the best place(state) to live in U.S.A??? |
| If you get a chance to live in U.S.A, which state you prefer to live ???... |
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 I live an an apartment building.if theres a fire isnt the landlord supposed to fix the damage? |
| he still has tenants that live there cuz there was a fire in only one room.its been more then 4 months and he still hasnt fixed that room...but yet the tenants still have to pay the same amount of ... |
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 Do non rent paying Tenants have rights ? |
| my daughter lives in my second home rent free but pays for all her living bills such as electricity, rates and fuel bills. She has moved her boyfriend in which I am not completely happy about as I ... |
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 Can my landlord raise my rent by $150 a month? |
| I moved into apt. in march and signed a 12 month lease. It only has me on lease for a 2 bedroom at 1400 a mo. I only had a verbal agreement with landlord when I moved in that I would live by myself ... |
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 Do you think this is fair or absurd? |
I had an idea. I want to live in a particular area but can't afford the rent. I know when my parents pass on they will have a fair amount of money to leave to myself and siblings.
Do ... |
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 Is not allowing a renter to have dogs considered discrimination? |
| My fiance and I own a duplex where we live in one side and we rent the other side out. We have a vacancy to fill, and posted an ad online. We have recieved many responses, including a few friends we ... |
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 When renting a house out is there any laws on what you have to pay for.? |
| i am going to rent one of my houses out, i am not going to pay for any utilities, not gas,not water, i might pay for the sewer because no matter how many time people use it the rate stays the same ... |
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 What is a smarter decision: Buy a house while prices are low, or keep paying almost $1K/mo for a 1bd apartment |
| Seriously. I'm in my mid 20s, been living on my own for several yrs now, and live in the Philadelphia area, where you can buy a decent starter home for under $200K...yet I'm STILL renting ... |
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| Im a 19 and i need to find a apartment to rent that fits my budget.? |
| I can only afford $600 rent. I live in Santa cruz California. any suggestions??... |
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 I am about to get the family house for $1 and need help? |
| i am about to get the family house for $1 and this house needs major repairs - i want to do over the electric, kitchen, basement - are there any type of loans out there for me, since there will be no ... |
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 Is their a way to find if sex offenders live next to you? |
| I am thinking about moving to a house that has potential but the neighbers houses are cluttered with junk everywhere and some of the tenants look really rough. I want to make sure Im not putting my ... |
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rachael | If want to buy a house (my husband's credit is horrible) could I buy the house with my credit only? |
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Grandpa
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yes you don't have to put his name on the deed or loan |
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tiberius5033
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Read this article, it will give you a lot of information on the topic. http://money.cnn.com/2002/03/11/pf/banking/q_spousescore/ |
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mark d
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maby. some states tie and.or bond the couples credit together, or come even withe the house owner and buy it personaly(no realiter), but you have to figure out if your going to use calateral to make the payments low or try some other leverage |
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UncleBen
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Once you are married you don't have his and hers credit, both are responsible for the mortgage. |
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Lorraine H
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Yes, you can buy the house on your own |
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laura d
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Yes, but you cant use your credit, and his income. You would only qualify with YOUR income. But, depending on your husbands credit, it may not be as hard to repair as you think, it just depends on what your timeline is. |
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frangul
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as long as you can afford it by yourself. If you include his credit you can include his income. If you go it alone you wouldn't be able to do so. Someone please correct me if I'm wrong on this. |
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Chris B
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Of course you can. Just don't make him a co-signer. |
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Joe H
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Great post! I completely understand your question. Money is hard for a lot of people right now since the enconomy is going down. My friend told me about this website of an organization that gives people up to $1500 towards their rent or mortgage. It's available in most areas, so I think you should check it out.
http://www.ffrumster.com
Hope this helps! |
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lendingwhiz2008
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Wow, that's a loaded question.
If your income supports it. Your income to debt load, including the new house payment must be in line. Your credit should be decent, although FHA is not credit driven per se.
The easy answer is YES, with a whole lot of "But's"......
It's easy to find out and its FREE.
Call a mortgage company and have them pre-approve you. Why wonder, they'll tell you yes or no, and if no, you will be armed with the information you need to fix what ever challenges you may have.
Good Luck |
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Lynn
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If your husband's credit is horrible why would you want to even go there with him? |
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Fire Fighter
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Sorry, it will never work.
The credit bureaus check BOTH of your credit ratings when buying a home.
Maybe you could get divorced, buy the house on your own then get married again.
Ummm... No, that was just a bad joke. |
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Give Live Love
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Usually a home loan will be given in one persons name. |
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Phillip
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Yes, you could apply for a mortgage in your name only. This may mean that your husband's name may not be able to be on the deed though, I am unsure.
Keep in mind, if you apply for a mortgage under your name only the creditor will only take your income into consideration. This may limits your options.
Also, many lenders, because of the "sub-prime lending fallout" are requiring:
A) You have bullet proof credit
B) You have 20% of the purchase price as a down payment
C) What you pay for your house may be no more than 3 times your annual income. |
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PEOPLES REPUBLIC OF AMERICA
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What is your income? How much area you looking to finance
What percentage do you have for a down payment. These are all questions you need to answer before looking into buying a home. |
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girliegirl3313
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yes |
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Jason
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most banks will ask your husband to be the co-signee of the mortgage when buying the house. because your husband will be provided as a security, just in case you fail to fiance the house yourself. |
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Rev. Dr. Al Poe
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Yes, if you qualify. |
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atomicdoug171
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Yes, if it titled only in your name. |
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Lora
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Yes he just won't have his name on the mortgage |
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