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| We're entering a new lease agreement and he wants to charge me $300 after the 4th of the month if the rent isn't paid by then....can he legaly do this???... |
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 If you were a home buyer, how would this statement make you feel or react? What would you do? See details...? |
| Let's pretend you are in the market to buy a 500K home and have been working with a Realtor. After all, why wouldn't you work with a Realtor? They are free for buyers, the seller pays the ... |
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 Good Morning everyone...Mortgage advice please? |
Me and my partner have een renting for a year and 3months and we would like to buy. we realise that it is a complicated and expensive process but to be honest, i have no idea where to start.
... |
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| Quick question, I'd like to move into a rent house, the guy that owns the house is asking for the deposit to hold it, which I thought was no big deal, but he's also asking for the first ... |
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 How can I protect myself prior to home purchase? |
| Pipes burst in the house I want to buy. I am concerned about mold & rot. My agent is a joke. The seller is also an agent and of course has disclosed nothing as the house looks great. I only ... |
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| She stated she will stop by on the first of each month; I informed her this was unacceptable and that even trying to schedule a time for her to come each first of the month is too stringent. Am I ... |
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 When is the right time to buy a house!? |
| I'm looking into buy a house. Or to be more specific.. taking a loan to buy a house. Since the new first home buyers grant is been increased (till July 09) I'm hoping to do it in the next 6 ... |
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| I rent my flat through a letting agency, and asked to extend my lease another year. They agreed, and The lease was sent to me last week. Whilst signing my part of the lease, I noticed that my land ... |
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 Can a landlord be responsible for tenant property damage if he neglects a problem that lead to the damage? |
there was water seeping into my closet from the (i guess) pool pump. I notified management of the problem from day one
it has been exactly a week, and the problem is now being rectified.
<... |
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 Ripped Off? |
| My Aunt and Uncle just sold their house and are having the feeling they were ripped off. They sold it for $114,000. It was worth $150,000. They left all the appliances including a stainless steel ... |
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 Will the 100% mortgage make a return again ? |
| In the past it was easy and relatively cheap to get a 100% mortgage, will it be so again ?... |
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 Question about a co-signer on a mortgage...? |
| Me and My fiance are about to buy a home togother. My credit score is good ( around 700) . However, she lacks credti history and had some problems when she was a little younger....so her credit is ... |
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 I rent and have not paid in three months. Now I have solicitors letters, help!? |
| Hey, Due to various personal problems I have not paid rent, I just have'nt thought about it. I know I have been dumb so please none of that. They have sent me a notice seeking possession and it ... |
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Artisan | If you combine an extra payment AND a biweekly payment will you shave twice as much off your mortgage? |
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Marianna S
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A typical mortgage is usually a 25 year term.
By paying bi weekly, you can pay off your mortgage in 15 years. You can also shave off more time on your mortgage by simply adding an additional $50 a month. Just make sure you don't overpay in a year's time as the bank can penalize you for it! |
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scoobystang2004
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Yes as long as you make sure that the payment is applied to the principle amount of the mortgage. If you do not tell them to apply it to the principle than they will apply it to interest and this will get you nowhere. |
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Laredo
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Always apply the extra payments to your PRINCIPAL and you will cut a big chunk out of your mortgage. |
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mtblucky
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im 17 and i just took a financial class just a few weeks ago and we talked about this kinda stuff... im not sure if u can make payments 3 times a month. u would have to talk to ur financial advisor to refinance ur payments. but i do kno that if u pay the same amount say 200 per month and split that 200 into 100 bucks twice a month u will end up paying less interest and pay off ur mortgage quicker than if u were to pay the same amount just once a month... i kno that is weird considering whether u pay 2 100 dollar payments or one 200 dollar payment a month but in the long run the bi monthly thing is better for that reason. its like compounding interest or somethin like that... ask ur financial advisor if 3 monthly payments could be possible. im sure u can |
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nicknack
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If you pay bi-weekly essentially you are making an extra mortgage payment every year which will be applied to your principle and save you interest. If you double that amount then yes, it will save you twice as much on interest.
I hope you aren't going through one of those companies that set you up for automatic payment and pay your mortgage bi-weekly for you. It is a waste of money because you can do it yourself. |
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Manuelito's Cabana
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it depends what range the extra payment falls under and the biweekly payment. Itss hard to answer without an estimate |
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mo m
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yup |
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lb
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yes and then 6-7 years off the loan |
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Worldly25
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The easiest way and the one with the most advantages to you is just include money earmarked for principle with your regular monthly payment. We knocked 10 years off our mortgage doing that. Also the months when money is tight you are not obligated to send extra. Just takes some discipline. |
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sergiu b
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depends on how long you had the property. |
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